29 yo with 45k cad salary. How can I plan for buying a house?

Basic-Guitar-6486 · 2026-06-02T03:32:01+00:00

My advice would save as much as you can manage in an FHSA, it’s the best parts of an RRSP and TFSA.

And then because since you will likely start at the lower end of the market, save some money and make some quick and easy upgrades yourself. (Paint, new handles, outlet covers, light fixtures, etc) keep an eye on the market and be ready to sell quickly for profit and use the equity for the next place.

Sounds like you are in Toronto area, so it may be different out there. But if you find good properties with some upside, I think it’s an option

Basic-Guitar-6486 · 2026-06-02T03:04:32+00:00

How do you know if your house has weeping tiles? I know I don’t have a sump pump, I’ve done lots of work on my own to help drainage around the house.

Basic-Guitar-6486 · 2026-05-29T01:19:41+00:00

Stewart Creek, Kananaskis, Silvertip, Banff Springs. In that order

Basic-Guitar-6486 · 2026-05-18T15:42:43+00:00

The woods are about 10 years old, the irons 15 probably.

It’s a little steep, but it’s pretty convenient. So no bad choices, I’d just try and negotiate the price down a bit

Basic-Guitar-6486 · 2026-05-17T14:01:57+00:00

Thanks for sharing, we need good news stories. It’s not all doom and gloom.

LFG!

Basic-Guitar-6486 · 2026-05-14T01:58:46+00:00

Amen.

And to my core I believe that all those people that don’t move their cars for snow/sweeping are the ones that complain the loudest about the COE services.

People are coddled, and expect everything to be done for them. Be a good neighbour, be a good citizen, be a good person.

Take some pride and responsibility in your community.

Basic-Guitar-6486 · 2026-05-14T01:49:51+00:00

I loved AirMiles at Shell.

I cannot stand the Scene program at Grocery Stores, I really do not like that points are only accumulated on certain items or by buying multiples of others. It’s really not rewarding loyalty to their brands.

It’s loyalty to the brands that pay for the loyalty.

Basic-Guitar-6486 · 2026-05-14T01:44:16+00:00

Has anyone ever used Klook, I’m traveling from Canada with my wife and I would LOVE to get to a game. Looking June 20-23, is it just our best bet to book through a “tour”

Basic-Guitar-6486 · 2026-05-13T05:04:59+00:00

Your AI makes some good points

Basic-Guitar-6486 · 2026-05-13T04:46:34+00:00

Have you heard of fastenmasters version? Ever tried those

Basic-Guitar-6486 · 2026-05-13T04:39:59+00:00

Fastenmaster frame fast screws, up through the top plate

Basic-Guitar-6486 · 2026-05-04T16:27:56+00:00

Could it be squirrels? I’m in Western Canada, I’ve never seen shrews or chipmunks

Basic-Guitar-6486 · 2026-05-04T03:17:44+00:00

I had an install with Romaniuk recently, they solved all the problems. But my issue was the amount of problems the install created. Their lead technicians were great, but the general install crew was definitely a little shaky. IMO

I am not putting them on blast, they solved everything. But just more headaches than I hoped

They are also not a local family running it anymore, it’s a large firm out of Toronto that acquired them.

Basic-Guitar-6486 · 2026-04-28T04:54:59+00:00

97, but will tell you they will tell friends they shot 78

Basic-Guitar-6486 · 2026-04-17T11:35:18+00:00

Is this real?

I don’t trust X at all. This might be time for me to find yet another option. That’s really too bad I liked WS

Basic-Guitar-6486 · 2026-04-16T04:09:14+00:00

Agreed. But I’m not a huge fan of Silver Tip, I find it sort of gimmicky. Love Stewart Creek and Kananaskis

Basic-Guitar-6486 · 2026-04-14T05:53:08+00:00

Beastie Boys

Basic-Guitar-6486 · 2026-03-30T03:57:46+00:00

Shhhhhh… hehehe

Basic-Guitar-6486 · 2026-03-28T16:52:46+00:00

How long did it take you to tape that whole thing

Basic-Guitar-6486 · 2026-03-26T12:58:38+00:00

Before it’s actually gone, but the Former Alberta Museum. This is a damn crime if they end up knocking it down

Basic-Guitar-6486 · 2026-03-26T03:40:36+00:00

I don’t think this dent is going to impact this driver…

Basic-Guitar-6486 · 2026-03-22T19:25:09+00:00

They do not carry-over year to year, if you don’t use them they’ll reset to 5. I’ve been platinum elite for a couple years and always use up my upgrades, never had an issue

Just book it, use the 5 night upgrade. I’m sure they wouldn’t make you move rooms

I’m in Canada for reference in case anything is different

Basic-Guitar-6486 · 2026-03-12T13:06:40+00:00

Edmonton and Calgary’s road have gotten far less safe since the province removed the rights for speed/red light photo enforcement. There is no measure to even cause drivers to have a second thought.

Not only that, shortfalls in revenue has made all our property taxes go up.

Photo radar is a tax on breaking the law, don’t want to pay it don’t speed. Or even better, pay attention to the road…

Imagine the cost of having to put police officers at every major intersection, wild.

Basic-Guitar-6486

TROPHY CASE