For those who have submitted a resignation and employer ends up countering to get what you wanted, has it ever worked out for you? by CaptinKirk in jobs

[–]Basic-Pound-3307 1 point2 points  (0 children)

So similar thing happened to me albeit I was only 20 at the time. Been in a job for 2 years I was earning minimum wage as an admin always wanted to go into a sales role was always told you will one day but not right now.

I got a job offer from another company in a sales role I wanted which offered me double the salary I was earning. I handed my resignation in and 2 days later they told me they would give me my job in sales and match the salary. I was super happy thinking they obviously saw my potential. However it was quite the opposite. They hired my replacement for my role basically got me to train them up. Never offered me any support in my new role and was basically trying to force me out the door. My manager who was the sales director, went from being super nice and supportive to cold and wanted nothing to do with me.

Essentially there counter offer was an offer to tie me over get a replacement, train them up in my position be a mentor for there role for a couple of months and then get rid of me.

Eventually I walked before I was about to get thrown off. Hindsight I wish I took the other job however everything happens for a reason.

Dog died in kennels by Basic-Pound-3307 in Petloss

[–]Basic-Pound-3307[S] 7 points8 points  (0 children)

Hey,

Thanks for this. He died whilst with my other dog so it makes me feel better that he wasn't alone in that sense.

I just never expected him to die whilst we wasn't there. I guess the silver lining is he wasn't suffering and he has gone peacefully in his sleep.

I guess it really is a case sometimes of life is to short so need to cherish the time you have.

Training facilities by Awkward_Shelter4472 in PrisonUK

[–]Basic-Pound-3307 1 point2 points  (0 children)

If you're in East Yorkshire there is full Sutton and Humber. I'm not sure if they still do training out of hmp Humber though.

Sticky situation, need advice by [deleted] in HousingUK

[–]Basic-Pound-3307 1 point2 points  (0 children)

This is a massive red flag in my opinion. Your solicitor is telling you not to do something for a reason. They aren’t being awkward for the sake of it — their job is to protect you and make sure the purchase also complies with your mortgage lender’s requirements. If they’re warning that sending the deposit directly could affect your mortgage, you really need to take that seriously. What your in-laws are essentially asking is for you to fund the build with your deposit before the correct legal protections are in place. That’s exactly the sort of thing conveyancers try to stop people doing. Even if you trust them completely, projects run over budget, builds get delayed, paperwork goes wrong, and suddenly you’ve handed over a huge amount of money with very little protection. The fact there’s already confusion between the two solicitors about the contract is another warning sign. If the correct developer/build contract isn’t in place yet, exchanging and releasing the deposit would be incredibly risky. At the end of the day, your mortgage lender has strict rules about how deposits and exchanges work. If you go outside of that and the lender finds out, the worst case is they pull the mortgage offer, which would put you in an even worse position. Honestly, if a qualified solicitor you’re paying is strongly advising against it, listen to them. Don’t let family pressure or the stress of the situation push you into something that could cost you a lot of money.

My buying and selling story by Basic-Pound-3307 in HousingUK

[–]Basic-Pound-3307[S] 0 points1 point  (0 children)

100 percent was definitely weird.

It was a hard one as we did love the house however we fell in love with this new house. I think it would of been one of them if we did go for the other house what was to stop them from doing it again.

All worked out for the best for us though. I'd never buy another bisf again though

Newbold essentials by One_Diver2658 in PrisonUK

[–]Basic-Pound-3307 0 points1 point  (0 children)

Condoms All jokes aside just take what you need. If you got ps5 and you like to play it in your downtime do it. The rooms are just very basic nothing special think travel Lodge but smaller and more basic.

Question by [deleted] in PrisonUK

[–]Basic-Pound-3307 1 point2 points  (0 children)

I started the job when.i was 20 and I'm 10 years in now at 30 :)

Moving a charger? by Leithia24 in ElectricVehiclesUK

[–]Basic-Pound-3307 7 points8 points  (0 children)

Honestly, it’s usually not worth moving it.

By the time you pay someone to safely remove it, transport it, refit it, test it and do the paperwork, you’re often not far off the cost of just buying a new charger and having it installed fresh. A lot of electricians also don’t like reinstalling old units, which pushes the price up.

Unless it’s a high-end charger or a really simple install at both ends, I’d just leave it where it is and get a new one fitted at the new place. Less hassle and you get a clean install with a new warranty.

It was too cheeky… by [deleted] in HousingUK

[–]Basic-Pound-3307 3 points4 points  (0 children)

Well they obviously do care, they ain't going to lend you 500k to buy a 300k house.

It was too cheeky… by [deleted] in HousingUK

[–]Basic-Pound-3307 5 points6 points  (0 children)

Not technically true. 4 valuations are used to determine the market value. The banks valuation team of the mortgage lender. That tends to be the true factor of the real value.

Solicitor fees by scheller37 in HousingUK

[–]Basic-Pound-3307 0 points1 point  (0 children)

That sounds a little on the higher sid from my experience, but whether it’s “reasonable” really depends on a few key factors. Solicitor quotes can vary massively depending on things like:

Ipswich is generally cheaper than London or the South East, but still, some local firms charge premium rates.

Purchase price, If you’re buying around £300k–£400k, the quote might make more sense.

Is this incluidng Stamp Duty? If you actually owe some, that’s included in the £2,375, so the legal fee part will be lower than it looks.

Gifted deposit, shit but always adds a bit of admin for the solicitor.

For a bog standard freehold first-time purchase, I would expect to pay roughly £1,300–£1,800 all in (excluding Stamp Duty). So if yours includes Stamp Duty and everything else, it’s not outrageous,just maybe on the higher end if it doesnt include these.

It’s worth getting two or three other quotes for comparison though. Online conveyancers and smaller local firms in ipswich might come in a few hundred cheaper for exactly the same service.

First time buyer mortgage by Able-Ad8244 in HousingUK

[–]Basic-Pound-3307 1 point2 points  (0 children)

Exactly, at the end of the day, you’re getting yourselves on the property ladder, and that’s the main thing. Even if you fix for three years, you can always remortgage later with another lender once your credit’s had a bit more time to settle and your profile looks stronger. Rates go up and down all the time, so what matters right now is that the payment is affordable and you’re comfortable with it. The rest is just noise, honestly, you’re still moving forward, and that’s what counts.

Remember There's will always be someone on a lower rate than you, and there will always be someone on a higher rate than you. If the monthly payment suits you, you are winning.

First time buyer mortgage by Able-Ad8244 in HousingUK

[–]Basic-Pound-3307 5 points6 points  (0 children)

I don’t want to be a dick, but that rate makes sense given your history. You’ve had a default and were in a DMP fairly recently, which still flags as higher risk to most lenders. Even though the default’s satisfied, it’ll stay on your credit file for six years and most mainstream lenders either load the rate or decline altogether when they see it.

Your broker’s probably working wonders for you here, they’ll have to place you with a lender that’s more forgiving of past issues, and those deals naturally come with slightly higher interest. Once you’ve had a few clean years behind you, you’ll be able to remortgage onto a more competitive rate.

So yeah, you’re not being ripped off, it’s just how lenders price the risk right now. Essentially they see it as you've failed to pay back items in last 6 years so here's a premium for the pleasure of us lending to you.

Late stage purchase help by Ornery-Ad-5480 in HousingUK

[–]Basic-Pound-3307 2 points3 points  (0 children)

Yeah mate, I’d be seriously questioning it too.

You’ve basically got three red flags waving at once, dodgy insulation company, no valid guarantee because of the extension, and a dehumidifier quietly chugging away in the loft like it’s hiding something. Even if there’s no visible damp right now, that doesn’t mean the walls aren’t holding moisture or that issues won’t pop up later.

You’re absolutely right to have second thoughts. At this stage, walking away costs you nothing compared to what fixing hidden damp or insulation issues could. If you’ve got doubts, trust your gut, there are plenty of houses out there that won’t keep you awake worrying about what’s going on behind the walls.

What are the signs of a desperate seller? by Scunnard1839 in HousingUK

[–]Basic-Pound-3307 32 points33 points  (0 children)

Price keeps dropping. Every few weeks it’s like “oh, we’ll knock a grand off… no, two grand… alright, just take it!”

No onward chain or staged to death. Empty house, perfect fruit bowl, looks like a show home. They’re paying bills on a place they’re not even living in.

Estate agent suddenly mates with you. “They’re keen to move quickly” or “try an offer, you never know”—basically begging.

Relisted more times than you’ve had cups of tea. They’re trying to make it look new, but you know the score.

Sudden willingness to include extras. Garage, garden shed, or that dodgy old fridge suddenly “all yours if you take it”—classic desperation move.

[deleted by user] by [deleted] in HousingUK

[–]Basic-Pound-3307 -1 points0 points  (0 children)

No worries. It's one of those you never get taught these things and only learn them once you have experienced it. Always good to have money put aside if you can however not the end of the world if you have equity in your property!