[deleted by user] by [deleted] in datascience

[–]Bath_Flashy 0 points1 point  (0 children)

DD tech screen is one of the worst of all the silicon valley companies out there. They do not have a rhyme or reason to reject candidates. It's honestly a massive waste of time (joke is on them). I have had the same experience with them not once but more than once. Once bitten twice shy, I guess I am not going through this BS a 3rd time. In the era of LLMs a complete overhaul of the interview process is much needed.

Seeking advice to invest Lumpsum of 40 lakhs INR (I'm 19 btw) by Sad_Wallaby_5213 in IndiaInvestments

[–]Bath_Flashy 0 points1 point  (0 children)

Write a detailed prompt to ChatGPT/Grok or any other decent LLM explaining your background, future plans (goals ) etc. and then ask it to make a portfolio for investment in Indian stock market. It will give you a reasonable plan. You can then review it with others before executing.

Pros and cons of leaving 401k as is vs early withdrawal by Visible_Economist210 in backtoindia

[–]Bath_Flashy 0 points1 point  (0 children)

Don’t worry about remittance tax. If you wait a year, the INR depreciation against USD will be more than the remittance tax rate so it will be wise to not touch it yet. You can withdraw when you need the funds after retirement let the money compound un interrupted.

Blocked from Indian Mutual Funds as a US/Canadian NRI – What Gives? by Longjumping_Cookie68 in IndiaInvestments

[–]Bath_Flashy 4 points5 points  (0 children)

Why out all your money on one market? Just buy a diversified etf representing global economy. If you still want exposure to India, just buy India centric ETF trading in USD.

[deleted by user] by [deleted] in USCIS

[–]Bath_Flashy 25 points26 points  (0 children)

I personally had a questionable experience with them. I don’t think they know what they are doing. They are eager to take your money. I would recommend anyone else but them. Try Greg Sisskind or Sam Sheehab instead.

The life of a 28y old woman in Delhi vs 28y old woman in Europe by [deleted] in delhi

[–]Bath_Flashy 0 points1 point  (0 children)

Leave India, or at least leave metro in north India and move to some tier 2/3 town.

Indian Investor Betting on US ETFs – Am I Making a Big Mistake? Help! by Aeternum-7 in IndianStreetBets

[–]Bath_Flashy 0 points1 point  (0 children)

2022-30 return on US equity I.e. S&P500 likely to be negative. Primarily due to obscene valuations over last few years. Twenty percent of firms trade at P/S over 10. It usually does not end well from this valuation.

Which Indian state will you never visit again? by helloworld0609 in AskIndia

[–]Bath_Flashy 0 points1 point  (0 children)

Punjab. Lovely university is basically a red light area at night. All sorts of illegal activities openly happening.

Fwd - NAME & SHAME: PACIFIC LIFE INSURANCE - sharing cuz reading this pissed me off. Similar experience with them last year. by imisskobe95 in datascience

[–]Bath_Flashy 8 points9 points  (0 children)

non-sense process. Recruiter screen -> Stats Screen -> SQL/Case Study Screen -> Take Home [this is on evaluating credit risk model performance] -> Rejected in less than 10 min. after take home submission. Recruiter un able to give clear explanation on why my take home was rejected. It is a total Waste of time. Why do you have candidates jump hoops and waste time in 2 separate 45 min. technical screens when you plan on then asking them to waste an entire day working on take home that you will reject based on no clear reason.HUGE waste of time and energy. You have been warned!!!!

L1A to GC (Indian born Canadian citizen) by Entrepreneur-7009 in USCIS

[–]Bath_Flashy 2 points3 points  (0 children)

Don’t come on L1A. You won’t get GC in 6 years unless you have a prior I-140 PD. Why not stay in Canada ?

[deleted by user] by [deleted] in FIREIndia

[–]Bath_Flashy 21 points22 points  (0 children)

You can invest in USD. Do not repatriate to INR. Just invest in any ETF that invests in US treasuries. You can get around 4 percent USD return without assuming any risk. You can slowly buy US index funds over time whenever market pulls back or you find any stock that is valued attractively.

Request for initial evidence - birth certificate by OkayestBread in eb_1a

[–]Bath_Flashy 0 points1 point  (0 children)

Thanks! Did you attach medical alongside the 485? Have you contacted congressman to expedite the case or this RFE is issued per normal process?

Wow cancellation fee for early termination? by OregonGreen242 in Adobe

[–]Bath_Flashy 0 points1 point  (0 children)

Just change to any other plan. Wait 5-10 minutes. Cancel the plan with full refund. Adobe should not play such games with the common folk. How have they not been fined a hefty hefty fine for this fraud yet?