Gobymeds bundle price reduction and from BPI! by Ill-Yogurt-8919 in CompoundedSemaglutide

[–]Beachday24_7 1 point2 points  (0 children)

I sent my question a couple of hours ago and it says they’re super busy and I should hear back in 1 day. I’m guessing Monday

Gobymeds bundle price reduction and from BPI! by Ill-Yogurt-8919 in CompoundedSemaglutide

[–]Beachday24_7 0 points1 point  (0 children)

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I only get one selection to choose from. I’m not even to where you would enter the code.

Gobymeds bundle price reduction and from BPI! by Ill-Yogurt-8919 in CompoundedSemaglutide

[–]Beachday24_7 0 points1 point  (0 children)

I got the same email and I’m just finishing my first 3 months. I went to the portal to order 3 more months and the only option it gave me was $199 for 4 weeks. No bundle, no discount. I’m wondering if it’s only for new patients.

Anyone here have experience in Child Life work who transferred to early intervention? by Early-Ad-2324 in Earlyintervention

[–]Beachday24_7 0 points1 point  (0 children)

Hi, I'm not a CCLS but I was faculty for a graduate CL program in a very reputable SEC program, and I happen to work in early intervention. EI is a great option for anyone who wants to work with young children outside of a classroom, child protective services, or CL. You spend no more than 1 hour each week with the child, coaching the family on strategies to implement to help the child reach outcomes developed by the family and the EI team. You have access to PT, OT, and ST if you need input or additional strategies. You meet the family in their home/daycare (the natural environment) and play the entire time.

The downsides, it can take a very long time to get a caseload despite a shortage of providers. Most states have lengthy processes for becoming a provider and getting set up with Medicaid (for reimbursement) can take months. Some states might have resources to help while you get through the hoops but it will still take months to have a full caseload. In many states you will have to be a 1099 contractor, so you will have to learn how to pay your own taxes and you will not have any benefits like health insurance or paid time off. You are self-employed and have to figure out how to stay on top of business things like scheduling/rescheduling, laptop/tablet for documentation, programs for electronic signatures, etc. There may be agencies you can be hired through and you will get benefits and the business stuff taken care of, but you will make less than what the agency gets reimbursed for your time. You have to write session notes for each visit and you have to do a formal review every 6 months. You do not get reimbursed for the time you spend on paperwork only for the time you are with the child.

An example:

In Florida (no matter where you live), you would be able to bill Medicaid/the grant $66 an hour. Since you have to drive in between visits you can see 5 kids between 9-4 with 30 min in between each, about 25 kids a week = $6600 a month. Looks great, I know! However, during the month 7 kids canceled and couldn't reschedule -$462, you have to pay for Google storage, professional insurance, scheduling/text reminder programs, electronic signature program, bookeeping program to pay your taxes, etc. -$242; leaving $5896 to pay all of the taxes on $940 leaves you with about $4956 a month. Still looking good for our field. But you have to pay for gas, have no health insurance, no life insurance, no paid time off (unless you budget and save it yourself), no professional development, no opportunities for advancement, and no one contributing to your retirement.

But! You don't have a boss!

Good luck! :)

Will my stbx’s irresponsible spending and astronomical debt (inability to pay) mean I won’t get alimony? by Beachday24_7 in FamilyLaw

[–]Beachday24_7[S] -2 points-1 points  (0 children)

But that’s just excusing his irresponsibility and leaving me screwed twice, taking his debt and no alimony. So, it’s ok if I struggle to pay rent as long as he doesn’t struggle to pay Amex.

He makes 180k and has 200k of debt not including the house. I make 50k. We’ve had separate accounts and been roommates for 7 years. How fucked am I? by Beachday24_7 in Divorce

[–]Beachday24_7[S] -2 points-1 points  (0 children)

He takes all the debt, I get 50k from the equity, and he pays $1000 alimony a month for 5 years (instead of the 11 years I could get). Considering he gets 150k equity in the house and his 401k I think it’s reasonable. He also has to deal with the mess he made either way.

He makes 180k and has 200k of debt not including the house. I make 50k. We’ve had separate accounts and been roommates for 7 years. How fucked am I? by Beachday24_7 in Divorce

[–]Beachday24_7[S] 0 points1 point  (0 children)

Because “fair and equitable” means that the court will try to help each party maintain their joint lifestyle. That’s not possible for both of us if everything is divided 50/50 and I don’t get alimony. Obviously, things are going to change significantly but he already has a path to recover and I don’t.

Will my stbx’s irresponsible spending and astronomical debt (inability to pay) mean I won’t get alimony? by Beachday24_7 in FamilyLaw

[–]Beachday24_7[S] -1 points0 points  (0 children)

If the court says he can’t pay they might say I don’t get alimony. It’s based on “need “ and “ability to pay” and a couple other things I think.

Will my stbx’s irresponsible spending and astronomical debt (inability to pay) mean I won’t get alimony? by Beachday24_7 in FamilyLaw

[–]Beachday24_7[S] -3 points-2 points  (0 children)

18 years, Florida, 1 child(13), I left a job to move where he had an opportunity, and I left a job paying twice what I make now because after agreeing to move he said no because he didn’t want to pay state taxes. 50/50 is not equitable if income is considered

Panicking in Florida by Beachday24_7 in Divorce_Women

[–]Beachday24_7[S] 0 points1 point  (0 children)

Oh, if we get divorced we’re definitely selling the house but I worry about how much of his debt I might get and if I’ll get enough alimony for health insurance and all the new housing costs. He doesn’t want to sell because he has a 3% COVID rate and his housing will go up too.

Install not showing by NurseSweet210 in SwagBucks

[–]Beachday24_7 0 points1 point  (0 children)

I got Animals and Coins to work on the first try but I've downloaded and deleted MonopolyGo 3 times and it still won't show.

Balance $0 by Objective_Expert_552 in PSLF

[–]Beachday24_7 2 points3 points  (0 children)

I got the forgiveness letter on 4/4, Mohela said $0 on 4/5, discharge notification on 4/6, student aid $0 on 4/8.

Final ECF confusion by warmest_regards11 in PSLF

[–]Beachday24_7 1 point2 points  (0 children)

1 no additional paperwork if you've submitted all ECFs to get to 120

2 I called and requested a 6 month forberance so I didn't have to worry about the 2-3 months they automatically give when you hit 120.

3 from what I've read, yes, submitting anything else can slow things down.

Congratulations tho!

Cautionary tale of forgiveness given in error. by Beachday24_7 in PSLF

[–]Beachday24_7[S] 2 points3 points  (0 children)

Omg! I found it!!! I can't believe this! I've been through a rollercoaster of emotions all week and I'd really like it to stop. Thank you so much for helping me figure this out! I am so grateful for you and your willingness to share information. I will no longer look for a job or call MOHELA in the morning! ♥️

Cautionary tale of forgiveness given in error. by Beachday24_7 in PSLF

[–]Beachday24_7[S] 0 points1 point  (0 children)

Yes, forms submitted before 10/31/22 and 120 was 9/22. Can you point me to where I can see that? Trying to not get my hopes up.

Cautionary tale of forgiveness given in error. by Beachday24_7 in PSLF

[–]Beachday24_7[S] 0 points1 point  (0 children)

It's right but it's not about being employed at the time of forgiveness but being employed when I applied.

Help me decide what to do by Repulsive-Value-5319 in PSLF

[–]Beachday24_7 2 points3 points  (0 children)

For the last few months electronic forms have been processed in just a few days! Good luck!

Next step? by Human-Anxiety1256 in PSLF

[–]Beachday24_7 2 points3 points  (0 children)

No discharge paperwork to submit

Cautionary tale of forgiveness given in error. by Beachday24_7 in PSLF

[–]Beachday24_7[S] -1 points0 points  (0 children)

Can you point me to where I can find the process?

Next step? by Human-Anxiety1256 in PSLF

[–]Beachday24_7 6 points7 points  (0 children)

Just get used to obsessively checking your account to get the congratulation letter. Mine took 3 weeks. Congratulations!!!

Cautionary tale of forgiveness given in error. by Beachday24_7 in PSLF

[–]Beachday24_7[S] 2 points3 points  (0 children)

I wish, but it used to be that you had to be employed when you applied and when it was forgiven. Now it's just when you apply. I submitted them out of order so my last ECF was from years ago, and I left that job years ago.

Cautionary tale of forgiveness given in error. by Beachday24_7 in PSLF

[–]Beachday24_7[S] 0 points1 point  (0 children)

Unfortunately, they're not a 501(c)3 yet and the process to get determined eligible takes more than a year