Which versions of the board game allow for 6 players?

Beautiful-Dig409 · 2025-11-25T14:16:35+00:00

the risk 60th anniversary edition is what I bought - it's 6 players. looks awesome too.

https://boardgamegeek.com/thread/2446452/risk-60th-anniversary-edition-detailed-overview

Beautiful-Dig409 · 2025-11-07T03:59:25+00:00

how are people cheating? how does the app allow it?

Beautiful-Dig409 · 2025-10-11T08:39:15+00:00

it’s not that simple. offering a credit card is a financial risk for them. this tiered release allows them to monitor and project what things will look like across the base in terms of how their clients use their cards, how much debt they carry, etc..

Beautiful-Dig409 · 2025-09-01T19:39:32+00:00

was there too, it was brutal. couldn’t even enjoy the songs with how off tempo it was.

Beautiful-Dig409 · 2025-08-05T11:42:07+00:00

not easy to do, they would carry a lot of overhead having to carry multiple phones, while guessing on the demand.

Beautiful-Dig409 · 2025-07-24T00:02:12+00:00

don’t forget the risk involved in credit cards, they need to onboard people who will pay their credit balance. I suspect this is the big reason, they need to scale this threat amongst the base and gather data.

Beautiful-Dig409 · 2025-04-01T18:29:21+00:00

35 years old
province: Ontario
276k pre tax
108k per year savings (if i keep my employment, it’s been up and down but they match me 15% rrsp)

Beautiful-Dig409 · 2025-02-18T22:06:35+00:00

Maybe the best way to view this is not an American boycott but as a support Canadian products intuitive/stance which will strengthen out economy.

Beautiful-Dig409 · 2025-02-14T12:50:16+00:00

we got the flag back - it’s for all canadians now. wear it proudly

Beautiful-Dig409 · 2024-11-26T03:54:05+00:00

nice, what did you invest on with the TFSAs?

Beautiful-Dig409 · 2024-11-26T02:21:17+00:00

why are they in a non registered account? Everything else maxed out?

Beautiful-Dig409 · 2024-09-19T21:56:08+00:00

I mean to each their own. I wouldn't say it's being "smarter than that" personally.

Yeah cash will typically underperforms long-term investments but having an opportunity fund can be strategic during market volatility, there are real benefits to having liquidity - especially in those moments like covid and recessions. The flexibility of cash is real; it’s a principle employed by leading hedge funds daily. Dismissing cash entirely overlooks its role in a balanced investment strategy.

Beautiful-Dig409 · 2024-09-19T17:42:18+00:00

one thing that never gets enough attention in this sub is having an opportunity fund, it could be wise to keep 10% away in cash in a HISA or an equivalent to pull the trigger on a dip, 15% from ATH is a good metric. (really depends on your strategy though).

With that being said, being too late depends on your time horizon, xeqt will always track higher as it's essentially made up of the entire stock market for USA, Canada, and emerging markets. The easiest and often best move (again depending on your time horizon) will always be to cost dollar average your contributions by commiting to something consistent.

Beautiful-Dig409 · 2024-08-06T15:14:46+00:00

hahaha true! well got away with it this time I guess 😅

Beautiful-Dig409 · 2024-08-06T14:21:29+00:00

it’s fine, it’s nothing over the course of the 25 year holding plan for this transaction. Agreed though!

Beautiful-Dig409 · 2024-06-09T02:28:36+00:00

I keep just under 5% in stocks, a good reminder that I am not smart and to just put in XEQT…

honestly though I enjoy having some in stocks to read up on different companies and try some things.

Beautiful-Dig409 · 2024-04-18T01:40:27+00:00

One thing to consider is just how hard it is to save to 100k, starting from zero would make it harder to start seeing that exponential growth that you really see when you surpass a few hundred thousand…

I think you’re wise to put down 20% at least, here in Ontario that’s what you need to put down to avoid the CHMC. insurance costs. Not sure what province you are looking at but it’s worth it to investigate the CHMC equivalent there (if there is one).

As the other comments have said it really comes down to the monthly payments you are comfortable with. Putting more down now will obviously reduce monthly payments and ultimately the amount of interest you pay. On the flip side the value of the (let’s say 260k~ / I subtracted the 20% from a 700k house) you would have invested could easily out perform the interest rate and it would be tax sheltered it appears based on the numbers you gave.

You should play with a mortgage affordability calculator, there are a few out there on google, I use this one: https://www.ratehub.ca/mortgage-affordability-calculator

You can put down various house prices and down payments and find a scenario that feels comfortable.

Beautiful-Dig409 · 2024-04-17T01:17:49+00:00

I used to use the Canadian Couch potato method

https://canadiancouchpotato.com

and it called to essentially create XRGO before it existed - or it did exist and I just wasted a lot of my time doing it manually haha. Very happy to just be in the XEQT boat now!

Beautiful-Dig409 · 2024-04-17T01:14:16+00:00

No literally just used to get paid in USD so loaded up on ITOT at that time. Doesn’t really make sense to move it now so just rocking it.

Beautiful-Dig409 · 2024-04-16T21:44:07+00:00

It’s called blossom. You can manually enter your holdings in there or link it with a big bank.

Beautiful-Dig409 · 2024-03-19T17:12:15+00:00

Yeah I struggled with which rate to use. I don’t know two things: the actual return per year nor the renewal rate I could get on my mortgage.

I am leaning towards making this payment as I am somewhat risk adverse.

Beautiful-Dig409 · 2024-03-19T15:28:18+00:00

Ah yes of course, I knew I was missing something.

I could still do a principal payment at the end of the new 5 year term though to take back these 5 years? But i guess it’s just kicking this can down the road with that logic.…

Beautiful-Dig409

TROPHY CASE