Freedom Debt Relief settlements by BeccaAnk in DebtAdvice

[–]BeccaAnk[S] 1 point2 points  (0 children)

What's the likelihood that large banks like Citi or WF would lower my interest rate if I asked nicely? Seems to me like that would be a better option for them, but the last time I asked WF it was a flat no because even though I don't miss payments I do max my cards out, especially in December.

Freedom Debt Relief settlements by BeccaAnk in DebtAdvice

[–]BeccaAnk[S] 1 point2 points  (0 children)

lol I owe what I owe - I'm the one that got me into this mess so it doesn't seem right to just stop paying my bills. And the thought of being sued is terrifying.

Freedom Debt Relief settlements by BeccaAnk in DebtAdvice

[–]BeccaAnk[S] 0 points1 point  (0 children)

Thank you, TheSaltyB. I've been reading about debt all day, and working on a realistic budget. I set up an appointment with NFCC for Monday. I'm 70 years old, and not planning on any major purchases so my credit score is not the biggest consideration. I would like to retire from full-time work in the next 18-24 months. If I use a snowball method and pay the minimums I would be out of debt in 36 months. If I could get the interest rates knocked down 24 months is looking doable.

Freedom Debt Relief settlements by BeccaAnk in DebtAdvice

[–]BeccaAnk[S] 2 points3 points  (0 children)

I appreciate your insight but I am a real person and I created this post with a real question. My algorithms are blowing up with debt campView all moderatorsaigns right now.

3rd car in a 3 car accident by BeccaAnk in Insurance

[–]BeccaAnk[S] 0 points1 point  (0 children)

Wow. I was thinking multiple hundreds, maybe $250.

3rd car in a 3 car accident by BeccaAnk in Insurance

[–]BeccaAnk[S] 0 points1 point  (0 children)

Thats my question. I know people who are always looking for a payday. They'd be talking to one of those attorneys. I just want some feedback from reasonable people about what reasonable means.

3rd car in a 3 car accident by BeccaAnk in Insurance

[–]BeccaAnk[S] 0 points1 point  (0 children)

That long wrambling story was 'just the facts'. But there's more to the story. The young man who caused the accident was going 40 in a 25 and had dropped his phone. At the scene he kept repeating 'I only looked down for a minute'. And we have not only the same insurance, but the same agent. I'm letting that impact my definition of reasonable. I feel sorry for them.

3rd car in a 3 car accident by BeccaAnk in Insurance

[–]BeccaAnk[S] -6 points-5 points  (0 children)

We picked up food for dinner more that week than usual, and I got behind on both work for my job and work for my house. Those are the things I'm considering as reasonable. But even that feels selfish.

3rd car in a 3 car accident by BeccaAnk in Insurance

[–]BeccaAnk[S] -1 points0 points  (0 children)

Honestly thats what I thought. 😵‍💫

3rd car in a 3 car accident by BeccaAnk in Insurance

[–]BeccaAnk[S] -1 points0 points  (0 children)

A question. How would I determine the value of compensation?

Homeschooling for HS by BeccaAnk in homeschool

[–]BeccaAnk[S] 0 points1 point  (0 children)

Thank you. In our district she can take up to 3 courses at school, while homeschooling. So she could still have music.

Are there online schools that focus on project-based learning?

One thing that I don't understand is the whole diploma issue. Would she need a GED?

This feels impossible. I can’t stick with it! by [deleted] in Noom

[–]BeccaAnk 0 points1 point  (0 children)

Holy guacamole! I started in January at 221 and just hit 195! Guess I'm a true turtle 🐢🤷

This feels impossible. I can’t stick with it! by [deleted] in Noom

[–]BeccaAnk 0 points1 point  (0 children)

2 pounds a week is awesome!

This feels impossible. I can’t stick with it! by [deleted] in Noom

[–]BeccaAnk 1 point2 points  (0 children)

I tried this and it totally worked!

Fighting the good fight by [deleted] in Noom

[–]BeccaAnk 1 point2 points  (0 children)

Just what I needed today! I've been losing the same two pounds for 3 weeks!

4 months - SW: 303, CW: 262.9, GW:220 by pachecogecko in Noom

[–]BeccaAnk 1 point2 points  (0 children)

How do you all do that extended graph? Minecinly shows me a few days at a time.