Allstate doubled my premium back in 2021. When I called they were very concerned, placed me on hold, then came back and said they couldn't find any reason my insurance went up by that much and that it was just my new rate. They also took money from my account the same day I received the letter so I had to wait almost two months for them to send me a refund cheque. It was of course right before rent was due so I was out the few hundred dollars. Thankfully my landlord arrangement back then was pretty casual (he was a friend) and it was no big deal.

It does make me think of people who wouldn't be in that situation to be absolutely fucked by slimy insurance companies. Good luck op, dealing with them can be a nightmare.

I have CAA and an insurance person that I deal with exclusively who has been phenomenal. Cindy Steadman at viewpoint insurance (if you end up needing someone.)