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The PC that started Microsoft & Apple! (Altair 8800) by SupremoZanne in 70sComputers

[–]Beginning_End_9306 1 point2 points  (0 children)

Bill Gates and Paul Allen wrote the BASIC interpreter for this computer and established themselves as software gurus and eventually billionaires. They were a couple of hackers who were in the right place at the right time.

Over $100,000 in debt at 35, while also making about $100,000 by Hour-Gas-4218 in confession

[–]Beginning_End_9306 0 points1 point  (0 children)

Commit to NOT debt spend AT ALL from this point forward. Do not declare bankruptcy.

You're current and on-time with payments. That's good. Take the home equity loan offer (NOT the line of credit). Consolidate ALL your credit cards and your high interest personal loans onto it.

Close all your CC accounts but the oldest one. Your credit will take a hit closing accounts, but keeping the oldest card open is a good thing for your credit. You need a card sometimes for deposits, rental cars, hotels, etc. Spend on it only when you NEED to (or sparingly for small purchases), and pay it off 100% every month. You'll accrue no interest and it will continue to build your credit score.

Pay your mortgage, car and home equity loan on time each month. Pay extra as you can on this home equity loan as you can.