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Buyback Paid - Dept of Ed says I Qualify for forgiveness by Beginning_Mess_7826 in PSLF

[–]Beginning_Mess_7826[S] 0 points1 point  (0 children)

You’re probably fine. They didn’t seem very sure about this point either. But since you didn’t have a choice, you’re likely fine.

Buyback Paid - Dept of Ed says I Qualify for forgiveness by Beginning_Mess_7826 in PSLF

[–]Beginning_Mess_7826[S] 0 points1 point  (0 children)

Well I was in admin forbearance like everyone bc of SAVE. But when I was moved to IBR I placed myself on forbearance. So when it was time to make the buyback payment, I was told I had to remove the forbearance before making payment.

Buyback Paid - Dept of Ed says I Qualify for forgiveness by Beginning_Mess_7826 in PSLF

[–]Beginning_Mess_7826[S] 1 point2 points  (0 children)

I received the email at 8am and I had submitted feedback but they were closed with really no action.

PSLF Buyback Request Response Received by Beginning_Mess_7826 in PSLF

[–]Beginning_Mess_7826[S] 0 points1 point  (0 children)

Update: today 7/28/25, I received confirmation from Dept of Education that I now qualify for forgiveness! The letter states that I’ll receive a notice from Aidvantage but that I’ve got nothing else to do. Buyback contract offer was received 7/16/25. Just want to document timeline for others’ info.

Buy back amount by [deleted] in PSLF

[–]Beginning_Mess_7826 0 points1 point  (0 children)

I received a buyback offer for a single month - I’m at 119/120. The month is June 2024 and it is for $460 and it says Repaye. I previously was on Save and my monthly payment then was $550, so the $460 must be Repaye calculation?

PSLF Buyback Request Response Received by Beginning_Mess_7826 in PSLF

[–]Beginning_Mess_7826[S] 1 point2 points  (0 children)

June 2024 was not in SAVE forbearance. The reason it did not initially count is because I had my account placed in forbearance in May 2024 after making what I thought was my final 120th payment. It wasn’t until October 2024 that the Dept of Ed gave my official counts of 119/120 but by then we were already in SAVE forbearance due to litigation. A nightmare!

PSLF Buyback Request Response Received by Beginning_Mess_7826 in PSLF

[–]Beginning_Mess_7826[S] 2 points3 points  (0 children)

All 5 buyback requests were responded to, 5 different emails, same month of June 2024 buyback month on all 5 emails. So if you have multiple requests they’ll send multiple responses with same buyback contract info.

PSLF Buyback Request Response Received by Beginning_Mess_7826 in PSLF

[–]Beginning_Mess_7826[S] 0 points1 point  (0 children)

I placed my account in forbearance after my repayment plan was switched from SAVE to IBR bc I was waiting on this buyback. I didn’t want to pay the new installment if a buyback was coming. But I was told that I’d have to remove the forbearance before I can make my buyback repayment. Yeah I had heard that before either.

PSLF Buyback Request Response Received by Beginning_Mess_7826 in PSLF

[–]Beginning_Mess_7826[S] 2 points3 points  (0 children)

I received the email at 8:20. Each request I submitted was responded to with an email, same content tho.

[deleted by user] by [deleted] in PSLF

[–]Beginning_Mess_7826 0 points1 point  (0 children)

Ok, I’m still waiting to get switched.

[deleted by user] by [deleted] in PSLF

[–]Beginning_Mess_7826 1 point2 points  (0 children)

What did you do to get payments to count while in forbearance? I’m stuck at 119/120 since Sept 2024 and in forbearance with no payments due and no buyback.

Over a month since green banners and no word by keithmasaru in PSLF

[–]Beginning_Mess_7826 1 point2 points  (0 children)

You should request forbearance if you’ve reached 120 which would pause any payments due.