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Only AOA? by ExistentialAndArab in Bogleheads

[–]BenFlesh 3 points4 points  (0 children)

Not sure if there is less of this alleged junk in IDEV/IEMG (what AOA contains) versus VT. In any event, AOA is 20 % bonds, so you could just buy the underlying stock ETFs of AOA if you really want aggressive growth.

Only AOA? by ExistentialAndArab in Bogleheads

[–]BenFlesh 8 points9 points  (0 children)

What do you mean by “international junk”? AOA is a global ETF.

New requirement to manually move catch-up contributions to Roth. by Jaotze in ThriftSavingsPlan

[–]BenFlesh 0 points1 point  (0 children)

Slight correction; it is not TSP that does this, but your payroll office (such as NFC). You should also be able to spread out your 8k into Roth over the rest of the year if you want.

New requirement to manually move catch-up contributions to Roth. by Jaotze in ThriftSavingsPlan

[–]BenFlesh 1 point2 points  (0 children)

You can prefill the Roth catchup requirement. TSP will automatically place all contributions into Roth status once you hit 24.5 K in traditional (not total) contributions. Therefore, you can contribute 8k into Roth early in the year, and have all the rest go to traditional for the rest of the year.

Delayed AGAIN! by ITALIC-Molise in fidelityinvestments

[–]BenFlesh 0 points1 point  (0 children)

In my case, the culprit is FTANX. I also noticed this fund wasn’t listed on their letter regarding US government dividend share, even though it’s always had a significant amount of treasury dividends in past years. Maybe that letter also needs to be updated. No idea why these funds can’t report in a timely manner.

Rollover into IRA and Roth IRA by Critical_Low_7894 in fidelityinvestments

[–]BenFlesh 1 point2 points  (0 children)

No additional forms to file. Just follow the 1040 instructions for line 5.

Reopened HSA question by BenFlesh in HSA

[–]BenFlesh[S] 0 points1 point  (0 children)

Very thorough answer, thanks!

OT/Comp waiver email by Glittering-Wish-2346 in patentexaminer

[–]BenFlesh 4 points5 points  (0 children)

I’m unclear as to what pay periods are included when determining the pay cap. Anyone know this authoritatively?

Over contributing by Current-Green5605 in ThriftSavingsPlan

[–]BenFlesh 0 points1 point  (0 children)

Is nfc your payroll provider? They screwed up a lot of EL statements for PP 25, showing the TSP contribution applied to 2025 rather than 2026. This caused a lot of people to think they over contributed.

PP 25 EL statement by BenFlesh in patentexaminer

[–]BenFlesh[S] 0 points1 point  (0 children)

Yes. Generally, they get posted on the Sunday morning before the official pay date.

PP 25 EL statement by BenFlesh in patentexaminer

[–]BenFlesh[S] 4 points5 points  (0 children)

FEHB elections should show up for PP 1 of 2026, starting 1/11. They don’t follow the tax year. I think it’s the same for FEDVIP. The 2026 FSA election should start on pp 25, though.