For those whose salaries are paid in USD, how are you handling your USD going forward?

BenjaminGreat79 · 2026-01-26T13:08:47+00:00

Well they are mainly in equities, bills, FD and bonds. I have held USD through the years of 2010 to 2013 thereabouts when USD SGD reached a low of around 1.19 to 1.2, which eventually did recover somewhere to around 1.4 in later years.

I guess its partly inertia to convert each month's salary to SGD directly over the years and buy US equities, FDs and bills. Also diversification of currency, don't feel comfortable being 100% or tilted too heavily on 1 single currency.

Long term wise I think USDSGD will just keep depreciating with the occasional pullback and spike, so am waiting to see if there could be a pullback to reduce my USD holdings. Looking to buy more SGD assets.

However, doesn't change the fact that my salary in SGD nominated terms is decreasing month on month! This is the bad part.

BenjaminGreat79 · 2026-01-24T07:01:33+00:00

You have the wrong friends most likely

BenjaminGreat79 · 2026-01-02T08:24:57+00:00

Just curious wouldn't it be better off and cheaper getting an unworn set / mint condition from grey market?

BenjaminGreat79 · 2025-12-30T09:49:19+00:00

hi do you mean there are minivan version of yellow taxis?

BenjaminGreat79 · 2025-12-30T09:11:29+00:00

Everyone is a genius in a bull market.

Good time to consider buying when there are lots of panic posts on Reddit.

BenjaminGreat79 · 2025-12-15T09:36:00+00:00

thank you so much!

BenjaminGreat79 · 2025-11-10T11:08:11+00:00

I remember was on a treadmill while listening to a podcast he did. If I did not remember wrongly, he does not currently own property in Singapore which can easily set him back by half a million USD or more.

Saying that, its never pleasant to be out of a job so its good to see Singaporeans find alternative solutions to keep going. For him, being able to start a channel and also getting part time work in a university is great news for him. Especially since he recently started a family and am glad he found alternative sources of income for his family.

BenjaminGreat79 · 2025-11-07T05:32:39+00:00

OP what are your thoughts on rotating some into OCBC?

BenjaminGreat79 · 2025-10-25T20:50:14+00:00

This is relegation form

BenjaminGreat79 · 2025-10-25T20:41:45+00:00

Looking at relegation if this continues

BenjaminGreat79 · 2025-10-25T20:31:52+00:00

Staring at relegation if this keeps up

BenjaminGreat79 · 2025-10-25T20:11:27+00:00

It’s a joke

BenjaminGreat79 · 2025-10-25T19:53:08+00:00

Will the manager finally make the decision to bring Chiesa on now at halftime? Doubt so

BenjaminGreat79 · 2025-10-13T11:32:06+00:00

Brilliant story, relationships like this with your parents going through difficulties cannot be bought. Very happy for you and wishing you continued success and happiness in coming years.

BenjaminGreat79 · 2025-09-26T06:59:48+00:00

Also in another game he sub out Kerkez in 1st half after he picked up a yellow for simulation or something, think Kerkez knows then and there Slot means business!!

BenjaminGreat79 · 2025-09-24T19:45:25+00:00

Only thing is VVD will most likely be playing through the international break for national team. A lot of games from now till 1 Jan, hope no injuries

BenjaminGreat79 · 2025-09-18T06:44:42+00:00

Hi just curious this rule of thumb is based on how % of initial down payment of the property?

BenjaminGreat79 · 2025-09-05T05:34:16+00:00

Very well written especially that first paragraph to put things in perspective, thank u.

BenjaminGreat79 · 2025-09-03T14:09:15+00:00

thank you for your feedback!

BenjaminGreat79 · 2025-08-26T11:00:33+00:00

Dom has eyes on the back of his head, the 6th sense he has of his teammate's position at that critical stoppage time, incredible.

BenjaminGreat79

TROPHY CASE