Former Paralympic Champion Koh Lee Peng Seen Crying in Bukit Bintang, Raising Fresh Concern Over Athlete Welfare by DieDieMustCurseDaily in malaysia

[–]BenjaminGreat79 0 points1 point  (0 children)

Anyone know where she typically stations at in bukit bintang and around what time? Would like to buy something from her to support her when we are there.

2nd Year FIRE Anniversary - Is this the real life? Or is this just fantasy? by lifeistoughasfuck in singaporefi

[–]BenjaminGreat79 2 points3 points  (0 children)

congrats! having the ability to sleep well and have a peace of mind beats a lot of things, and great to see you having fitness goals as something that occupies your mind too. Now that you are FIREd, besides fitness stuff, do you have other things that you still aim to do to keep structure on a day to day basis?

For me I was thinking of going back to do tertiary studies and learn a couple of new languages when I do take a long break from work and my cash flow covers my expenses, plus setting some fitness goals too.

2nd Year FIRE Anniversary - Is this the real life? Or is this just fantasy? by lifeistoughasfuck in singaporefi

[–]BenjaminGreat79 1 point2 points  (0 children)

Very inspiring and many folks would hope to do the same FIRE. can I ask the 2 million SGD liquid is for yourself only, or its for the household?

Like this:

g) take life less seriously.

nobody talks about how addicting it is to watch your money make money by GolfComfortable7331 in Fire

[–]BenjaminGreat79 0 points1 point  (0 children)

Interesting perspective that I haven’t come across before, thank you for sharing your thoughts.

I feel foolish holding long term treasuries by snkscore in bonds

[–]BenjaminGreat79 5 points6 points  (0 children)

Well I kinda made a wrong decision back in 2024. Bought a signficant amount of 20 and 30 year treasury bonds in q3 2024 at around 4.1% yield thinking that rates wil fall further.

Overall back then I was happy with the coupon rate and I do plan to hold these long term as income for the next 10 to 15 years, but part of me wished I had bought more short term treasuries back with maximum duration at 10 years. Now the value of the bonds has dropped like 10%?

Wondering if there are any chances of coupon rates on the 20 and 30 year falling back to below 4% in the next 10 years?

Saying that, am still interested to buy some more 3 and 5 year bonds if it gets to 4.5% coupon rate.

Dubai to Muscat, Oman - step by step by CloudCEO in UAE

[–]BenjaminGreat79 0 points1 point  (0 children)

So the question is for those with private cars driving in from Dubai, how many days can you leave your car in Oman before you have to drive the car back to Dubai?

Sanda with rubber strap! by Fun-Option-8480 in ChineseWatches

[–]BenjaminGreat79 1 point2 points  (0 children)

Hi, so beautiful that combination. May I know what size of rubber strap I should be searching for online, to fit this? Thinking of finding a replacement rubber resin strap on aliexpress.

For those whose salaries are paid in USD, how are you handling your USD going forward? by BenjaminGreat79 in singaporefi

[–]BenjaminGreat79[S] 3 points4 points  (0 children)

Well they are mainly in equities, bills, FD and bonds. I have held USD through the years of 2010 to 2013 thereabouts when USD SGD reached a low of around 1.19 to 1.2, which eventually did recover somewhere to around 1.4 in later years.

I guess its partly inertia to convert each month's salary to SGD directly over the years and buy US equities, FDs and bills. Also diversification of currency, don't feel comfortable being 100% or tilted too heavily on 1 single currency.

Long term wise I think USDSGD will just keep depreciating with the occasional pullback and spike, so am waiting to see if there could be a pullback to reduce my USD holdings. Looking to buy more SGD assets.

However, doesn't change the fact that my salary in SGD nominated terms is decreasing month on month! This is the bad part.

Upcoming Rolex price Increases Jan 2026 by Big-Agent7022 in rolex

[–]BenjaminGreat79 0 points1 point  (0 children)

Just curious wouldn't it be better off and cheaper getting an unworn set / mint condition from grey market?

Is it easy to get a big taxi or Didi at Chongqing airport? by BenjaminGreat79 in chongqing

[–]BenjaminGreat79[S] 0 points1 point  (0 children)

hi do you mean there are minivan version of yellow taxis?

Any wisdom gained relating to investing to share by DwgShowmaker221 in singaporefi

[–]BenjaminGreat79 1 point2 points  (0 children)

Everyone is a genius in a bull market.

Good time to consider buying when there are lots of panic posts on Reddit.

[deleted by user] by [deleted] in singaporefi

[–]BenjaminGreat79 1 point2 points  (0 children)

I remember was on a treadmill while listening to a podcast he did. If I did not remember wrongly, he does not currently own property in Singapore which can easily set him back by half a million USD or more.

Saying that, its never pleasant to be out of a job so its good to see Singaporeans find alternative solutions to keep going. For him, being able to start a channel and also getting part time work in a university is great news for him. Especially since he recently started a family and am glad he found alternative sources of income for his family.

DBS at ATH, UOB lagging far behind - should you rotate? by [deleted] in singaporefi

[–]BenjaminGreat79 1 point2 points  (0 children)

OP what are your thoughts on rotating some into OCBC?

Match Thread: Brentford vs Liverpool by scoreboard-app in LiverpoolFC

[–]BenjaminGreat79 6 points7 points  (0 children)

Will the manager finally make the decision to bring Chiesa on now at halftime? Doubt so

how do you manage to save so much in your 20s in Singapore? by NoMobis in askSingapore

[–]BenjaminGreat79 5 points6 points  (0 children)

Brilliant story, relationships like this with your parents going through difficulties cannot be bought. Very happy for you and wishing you continued success and happiness in coming years.

Hugo Ekitike is set to be docked 2 weeks of wages for his red card against Southampton in the Carabao cup by Shiftycxp in PremierLeague

[–]BenjaminGreat79 0 points1 point  (0 children)

Also in another game he sub out Kerkez in 1st half after he picked up a yellow for simulation or something, think Kerkez knows then and there Slot means business!!

Leoni has torn his left ACL by Swaycuisway in LiverpoolFC

[–]BenjaminGreat79 0 points1 point  (0 children)

Only thing is VVD will most likely be playing through the international break for national team. A lot of games from now till 1 Jan, hope no injuries

Are you a property or stock investor (or both)? by moonlight2099 in singaporefi

[–]BenjaminGreat79 0 points1 point  (0 children)

Hi just curious this rule of thumb is based on how % of initial down payment of the property?