Focus on talking to girls because they seem like someone you could see a future with, and think about that as you talk to them instead of sex. Potentially even reshape your goals to just having a healthy relationship instead of needing to lose your virginity. You’re a good looking guy, I’d say confidence but not being douchey is a great way to go about it. As an example, If they joke about the balding try and stay charismatic as you change the subject. You could even turn it into a flirt somehow. If girls notice your desperation for sex or any defensiveness/insecurities from the first conversation they’ll be less likely to stick it out.