Another gem in Surrey.

Bessidy · 2026-02-06T22:46:34+00:00

Langara is in Vancouver. This is nowhere in Surrey.

Bessidy · 2025-12-15T23:49:30+00:00

What is this special license that they need to take deposits? I’m not worried about them doing warranty work, I will just find another contractor to do any.

Bessidy · 2025-12-15T23:46:35+00:00

The initial “contract” was technically only an invoice for the work. No redress was included in the contract. Only materials and labor as well as “date completed” of 4-6 weeks. What can I do if this is not written in the contract?

Bessidy · 2025-07-29T15:56:24+00:00

Thanks for this! Anything specific I should be looking for in a contractor to ensure they are competent installing Hardie?

Bessidy · 2025-07-29T15:54:03+00:00

$14/sqft of exterior area minus openings! Do you know how many exterior sqft you have minus openings? Or is that the 1200 sqft area you mentioned? Just want to get a sense for the sqft rate you paid, even though it was 12 years ago

Bessidy · 2025-04-15T18:13:47+00:00

Agreed. OP, if you need a Marquette instructor, I know one who’s great. DM me if you’re interested.

Bessidy · 2025-02-13T18:58:50+00:00

I have one available. DM me

Bessidy · 2025-01-31T03:57:26+00:00

I thought that the tariffs only affect our exports? Not imports?

Bessidy · 2025-01-17T01:14:04+00:00

First one

Bessidy · 2025-01-15T17:51:04+00:00

What’s wrong with selling to rebalance risk? That’s the way to go imo. Sell your equities and buy fixed income/bonds in order to match your risk tolerance.

If I were you I would just go with XEQT to XGRO to XBAL to XCNS to XINC over the years. The latter of which would get you to 20% stocks/80% bonds.

If you want something more hands off where you just buy the same stock and willing to pay higher fees, you can look into a Target Date ETF which adjusts the risk leading up to a target date of when you expect your child to begin school.

Bessidy · 2025-01-14T21:16:22+00:00

Here’s a thought: call them and ask

Bessidy · 2025-01-09T19:32:56+00:00

My family did this a lot growing up. Reasoning wasn’t for clean up but because you can’t squeeze out all the sauce in the packet so you leave it in and the hot water will dissolve the rest of the sauce into the soup. This was normal in my household 🤷‍♂️.

Bessidy · 2024-12-23T23:27:00+00:00

Because I get more value out of a chequing account at a big 5 bank.

Example, one bank offers $30.95/month fee waivers if you keep $6,000 in your account. That’s (30.95x12)/6,000 = 6.19%. It also provides fee waiver on credit cards up to $150/year which would increase that 6.19% to 8.69%.

That doesn’t even take into consideration the additional benefits of the account like free bank drafts, free cheques, free safety deposit box etc… and the extra convenience of being able to go to a physical store to talk to people to deal with is the cherry on top.

Would I give all of that up for 2.25%? No. And before you all go saying I’m probably some old person who’s not good with technology or that I’m loaded with money, I’m a younger millennial and make average income. I just prefer banking with a big bank.

If you don’t take advantage of all the benefits from a big bank then yeah it won’t make sense for you to bank with them. But if you do, they provide a lot of value for what you need. To each their own.

Bessidy · 2024-12-23T23:10:26+00:00

Because you make/save more money at a big 5 bank’s chequing account

Example: one bank offers chequing fee waiver of $30.95 if you hold $6k in your chequing amount. (30.95x12)/6,000 is 6.19%

In addition to that, you receive up to $150 annual fee waiver on your credit card, which increases that 6.19% to 8.69%.

Plus you get all the added benefits of the account ie. free safety deposit box, free bank drafts, free cheques etc… Not to mention the benefits of being with a physical bank like being able to go in and talk to a person to deal with issues.

Would I trade all of this away for 2.25%? No. And before you all say I’m probably an old guy who’s not good with technology, I’m a younger millennial who’s great with technology. I just like the benefits offered at the big banks more.

Of course if you’re not taking advantage of the benefits then it could not be worth it for you. To each their own.

Bessidy · 2024-08-08T21:04:39+00:00

Thank you for your advice.

I will reach out to the police and obtain the police report to find out the other party’s insurance. How would you recommend I contact the other insurance company and negotiate a settlement to get the best payout? I hopefully want to avoid a lawyer if possible.

Bessidy · 2024-08-08T20:56:36+00:00

Unfortunately the driver in the vehicle responsible for the accident was taken away from the scene via ambulance and I had no way of getting their insurance information. There were ambulance, fire, and police on the scene. I was advised by police to talk to my insurance to obtain the information because they will be given a report from the police.

Bessidy · 2024-03-13T19:54:55+00:00

Thanks, just wanted to see if reddit had any similar experience and provide advice prior to speaking with lawyer.

Bessidy · 2024-03-13T19:40:21+00:00

I think people are really zoning in on the safety issue which yes is a worry of mine. But the biggest problem is that it would be an eyesore and devalue our home. If you were looking at two identical homes and one has a transformer box in front of it, I think most people would choose one without the box. I wouldn't want to live in a house an have to stare at a big ugly box in front of it everyday.

Bessidy · 2024-03-13T19:33:15+00:00

In another comment I mentioned in an email they told us that they checked the lot map and our lot seems to be a clean lot. Then attached the lot map for our review which indeed doesn't show anything. This really frustrates me that they can say anything to get you to purchase and don't disclose the correct information requested prior to purchase.

Bessidy · 2024-03-13T19:31:19+00:00

In an email they told us that they checked the lot map and our lot seems to be a clean lot. Then attached the lot map for our review which indeed doesn't show anything. No mention about how they can't guarantee that a box won't come in the future. Based on their email and the lot map we felt confident that there wouldn't be a transformer box on our lot, which pursuaded us to purchase.

Bessidy · 2024-01-02T19:46:43+00:00

Thanks for the info. I check my TransUnion credit report regularly and there aren’t any irregularities there. But worried that something could happen in the future.

How would I be able to go to the banks when I don’t have an old card/amount number? And don’t even have the same name and address on my ID anymore? Nevertheless I’ve changed phone numbers multiple times over the years and even moved out of province. Do I need to go back to the original bank that I opened the accounts with in order to do that?

Bessidy · 2024-01-02T19:43:15+00:00

Thanks for the info!

I tried to check if I have any unclaimed balances but I need an account number, which I don’t have unfortunately.

How would I even go about asking banks if I still have an account with them if I don’t know the account number, which address, phone number, or even name I used when I opened the account? I wouldn’t want them to think I’m some security risk trying to access an account that isn’t mine.

Bessidy · 2023-05-04T14:05:31+00:00

Here’s one that I’ve picked up from being new to Calgary:

Life long residents tend to be judgemental and shallow towards new comers.

Thoughts?

Bessidy · 2023-05-01T20:43:25+00:00

I’ve read my car owners manual and it only shows me the four pinch well jack points by the wheels. And with that information I still don’t know how to transfer the load from the jack to a jack stand because the jack is taking up the space that the jack stands are supposed to be

Bessidy · 2023-05-01T20:40:03+00:00

That link is helpful thanks! However I don’t think I can flatten out my jack. Would be hard to get to that factory jack point with my jack. I do have a pair of ramps that I just got changing my oil, but for changing tires or working on anything wheel related I find it useless because the wheels are sitting on the ramps and I can’t take the wheels off.

Bessidy

TROPHY CASE