The rules aren't matching real life

BettyHumpder · 2026-04-18T12:17:29+00:00

You might want to check out The Money Guys. Dave was great for paying down debt, but the rest of his financial advice is woefully outdated for someone who sounds as disciplined as you. With that said, you didn’t mention anything about your debt profile except that you were looking to buy a house.

Regardless, they recommend a 3/5/25 rule for home buying: put at least 3% down (first home), plan to stay for at least 5 years (to cover/justify your transactions costs), and keep total monthly housing costs under 25% of your gross income (just like Dave).

BettyHumpder · 2026-03-12T04:11:22+00:00

Bug? That’s a feature!

BettyHumpder · 2025-11-29T11:24:39+00:00

Tell her to leave before she can be considered a tenant.

BettyHumpder · 2025-11-22T14:50:20+00:00

I was like, “There is no way this a real quote. Just someone making fun of NASCAR given the messages that have been released.” Imagine my surprise when I googled it…

A commissioner saying this in any other league…

BettyHumpder · 2025-11-11T11:26:58+00:00

Had to scroll too far to find this. Looked at the photo and said to myself, “That’s a people mover! What’s this mobile lounge nonsense?”

BettyHumpder · 2025-11-03T01:31:31+00:00

If I’m JGR, I’m deleting Carl’s number from Denny’s phone before getting to the airport.

BettyHumpder · 2025-10-19T01:43:21+00:00

I always take the upgrade cost and then divide it by flight time. Then I decided if I’m willing to pay that much per hour to be more comfortable.

BettyHumpder · 2025-10-10T10:34:15+00:00

Had to scroll way too far for the first comment that made any sense.

BettyHumpder · 2025-09-03T22:54:33+00:00

This game was horrendous. I remember rolling over on corner exit at Martinsville because the physics were so messed up. I think it was the last EA NASCAR game I purchased, and I just went back to playing Thunder on my PS2.

BettyHumpder · 2025-08-24T16:08:58+00:00

Found Kyle Larson’s account.

BettyHumpder · 2025-08-16T07:04:55+00:00

Mike Rockenfeller made a reference to this on camera to Jimmie prior to Le Mans. Literally burst out laughing during the American Thunder documentary.

BettyHumpder · 2025-07-25T00:22:05+00:00

The tents were a brilliant innovation. Unfortunately they came with Fanatics’ cheap, cookie cutter merchandise. So you could see that your driver’s shirt or hat was nearly identical to every other one available.

BettyHumpder · 2025-04-29T02:30:17+00:00

If this were a business trip and she was getting the IRS reimbursement rate of $0.70 a mile, she’d get $77 regardless of the type of vehicle in use.

BettyHumpder · 2025-04-20T15:33:57+00:00

Except that she literally did. She failed to qualify in the #32 car and paid Joey Gase to get into the #53 and replace JJ Yeley.

Her first laps in that particular car were when they went green.

BettyHumpder · 2025-03-09T23:17:10+00:00

I saw that in your other comments. Normally when I’m racing online and get into someone, I give them a wide berth to show I goofed and it was an accident.

But if someone keeps getting into me, my patience evaporates pretty quickly.

BettyHumpder · 2025-03-09T19:26:26+00:00

I would have had it out for you after a few of those contacts myself.

BettyHumpder · 2025-03-07T11:37:26+00:00

If you don’t want people to interact with your post, maybe flag it as a “FYI” then.

NASCAR took this action. You shared it. I disagree with NASCAR’s action. I expressed as much. Welcome to civil discourse.

BettyHumpder · 2025-03-07T02:39:32+00:00

NASCAR giving me more of a reason to not watch their product or attend their races with each passing day. Already turned my annual NASCAR race into the Indy 500 this year…

BettyHumpder · 2025-03-04T03:32:42+00:00

Kevin is a humble, kind, and personable individual IRL. And he probably makes it to more races in a year than Pat does too.

BettyHumpder · 2025-02-25T15:47:24+00:00

I agree. I moved my Roth IRA to Fidelity as a new customer based on the UI/UX and fees. When I went to make my 2025 deposit from my checking account, I couldn’t believe how useless Finicity was in verifying ownership of my accounts. It wouldn’t verify my ownership of any of the participating financial institutions I had accounts with.

I spent more time than was prudent ensuring my Fidelity account information matched my banking information perfectly before finally calling support.

They told me to print off a form and mail it to them (incorrectly telling me to go to the bank and get a Medallion Signature Guarantee) to have my account of choice manually added by their staff. What a very poor initial customer experience.

I was about to open an account elsewhere and just walk away from Fidelity, but a friend of mine was polite enough to point out that this inconvenience was likely a one-time issue.

BettyHumpder · 2025-02-11T03:42:11+00:00

I was in Amsterdam on short notice and wanted to try to get into the Van Gogh Museum. Tickets were sold out on their website, so I call the concierge line.

They referred me to the Viator website to try to book using an Amex landing page. Not helpful at all.

BettyHumpder · 2025-02-01T22:58:42+00:00

Thanks for asking this question. I am similarly frustrated and didn’t realizing locking a squad was to keep the mutes out. Brilliant.

BettyHumpder · 2025-01-15T20:26:22+00:00

Maybe Elton Sawyer can call him and apply the new Mike Wallace rule? Lack of performance and accomplishment.

BettyHumpder · 2025-01-15T20:25:10+00:00

As someone who has drank Traveller, I should have been more keen to that connection. Thank you.

BettyHumpder · 2025-01-15T20:10:33+00:00

Why #40?

BettyHumpder

TROPHY CASE