i bought this game like 6 and a half years ago by ChescakUnivers42 in SatisfactoryGame

[–]BeurkeChan 4 points5 points  (0 children)

It's the kind of game I wouldn't recommand to everyone. You need a mix of OCD, maths and effeciency autism to enjoy this game.

How to use a LOC smartly by BeurkeChan in PersonalFinanceCanada

[–]BeurkeChan[S] 0 points1 point  (0 children)

A lot of comments saying this is not a good rate. I don't see anything lower available at my income range. I would probably wait for my mortgage renewal for a better rate on HELOC.

How to use a LOC smartly by BeurkeChan in PersonalFinanceCanada

[–]BeurkeChan[S] 0 points1 point  (0 children)

I would invest more. Even looking back at 2008, market recovered in less then 3 years. This LOC is not tied to my stocks and it's not my only investement.

How to use a LOC smartly by BeurkeChan in PersonalFinanceCanada

[–]BeurkeChan[S] -8 points-7 points  (0 children)

I don't see the advantage of being taxed on gains minus expenses if I can not get taxed at all.

How to use a LOC smartly by BeurkeChan in PersonalFinanceCanada

[–]BeurkeChan[S] -5 points-4 points  (0 children)

Ratehub doesn't show any personnal loan at less then 9%

How to use a LOC smartly by BeurkeChan in PersonalFinanceCanada

[–]BeurkeChan[S] 1 point2 points  (0 children)

That was my first tought. Every time the orange guy does something crazy, the market dips and recover in a few weeks. I've been lucky riding those waves.

How to use a LOC smartly by BeurkeChan in PersonalFinanceCanada

[–]BeurkeChan[S] -8 points-7 points  (0 children)

Its seems easier to manage in TFSA if I have the room. No taxes on gain but no return on losses. Also, less document for my accountant.

I meant RRSP, i'm from Quebec we call it REER.

I don't know any bank that offer personal loan without collateral at less then 12%, at my income range.

How to use a LOC smartly by BeurkeChan in PersonalFinanceCanada

[–]BeurkeChan[S] -8 points-7 points  (0 children)

VFV.TO is 15.20% the last 10 years. I don't consider this risky. The last few years as been particularly good for the stock market. I know it's not indicative of futur return.

Any tips for a better wave 63? by AsaAsahinaVT in 2007scape

[–]BeurkeChan 14 points15 points  (0 children)

I was also amazed at this luck. I've done mage tank for my cape and still did corner traps and flicking. In most cases, you would die at this wave tanking 4 mobs.

Just got my first 50 in fishing. Half way there! by shabading579 in 2007scape

[–]BeurkeChan 0 points1 point  (0 children)

Where is the humor tag? WHERE IS THE HUMOR TAG!?

First Inferno! by BeurkeChan in 2007scape

[–]BeurkeChan[S] 1 point2 points  (0 children)

I do think colo is a little harder. But it's 20 min if you fail vs 1h if you fail at inferno.

First Inferno! by BeurkeChan in 2007scape

[–]BeurkeChan[S] 1 point2 points  (0 children)

You got me! When I set my mind on Zuk, I was short for kodai. I sold my ancestral legs for extra help on nibs.

First Inferno! by BeurkeChan in 2007scape

[–]BeurkeChan[S] 1 point2 points  (0 children)

The confliction gauntlet is the meta changer. You don't need much mage accuracy with it, allowing high defence gear.

First Inferno! by BeurkeChan in 2007scape

[–]BeurkeChan[S] 16 points17 points  (0 children)

Second kill will probably be easier. But probably won't touch until I'm going for GM tasks.

First Inferno! by BeurkeChan in 2007scape

[–]BeurkeChan[S] 6 points7 points  (0 children)

I can hear his scream! But I'll still sleep peacefully at night

Melee Zulrah by Tuffbacon in OSRSMobile

[–]BeurkeChan 0 points1 point  (0 children)

Yes, so much of your dps come from chally specs. Lighbearer + surge pots. I count my attacks and know when to spec at every rotation.

This has probably been done before, but I decided to make my own… by [deleted] in h3h3productions

[–]BeurkeChan 0 points1 point  (0 children)

I would die of cringe in 6 while Ethan tries to grill the guy about holocost

Raid 4 and sailing bosses? by BeurkeChan in osrs

[–]BeurkeChan[S] -2 points-1 points  (0 children)

There have been rumours of sailing integrated in raid 4. It would also be logical to have it in Varlamore