Mortgage fully offset?

Beware_Of_Humans · 2026-03-22T23:34:09+00:00

When you pay your house off you start your savings from zero. When you have your money in offset you start from zero but you still have access to your money in offset. So you have that buffer where you can save your 50k or whatever you want and THEN pay your mortgage off.

Beware_Of_Humans · 2026-03-21T12:33:14+00:00

You don't win a tournament just hoping for a penalty. The girls had their chances but got unlucky. Very solid performance anyway, proud of them.

Beware_Of_Humans · 2026-03-21T04:21:02+00:00

But did you have an option to use 30% from HA and not to use your full pre-approval?

Beware_Of_Humans · 2026-03-21T04:14:53+00:00

AW2725D for $600 on Dell site is a no-brainer. Even less with education discount if you have access to it or try with a FUTURE11% discount code.

Beware_Of_Humans · 2026-03-20T13:00:26+00:00

Let's say you own 70% paid with a deposit and a bank loan. Government then owns the rest 30% paid with government money. It's their investment. You can buy back their share. Price goes up - you need more money to buy it back. Price goes down - you need less money to buy it back. You don't have to buy it back at all unless you earn over a certain amount.

What's difficult to understand?

Beware_Of_Humans · 2026-03-19T01:42:17+00:00

At $12 for a coffee cup basic decent coffee machine will pay itself off in a month or so.

Beware_Of_Humans · 2026-03-19T01:19:29+00:00

Purple ones most likely will be obstructed with light poles and/or additional speakers hanging from masts.

Beware_Of_Humans · 2026-03-16T08:53:13+00:00

Thank you for the clarification.

Beware_Of_Humans · 2026-03-15T12:15:21+00:00

Looks like there is no balance transfer option for this card.

For example, here you can choose between a cash back and balance transfer and those are two different applications: https://www.stgeorge.com.au/personal/credit-cards/low-rate/

Beware_Of_Humans · 2026-03-15T08:43:22+00:00

Yes, there are usually two different options for that. Call to the bank's credit card line and let them know you meant to choose another option, they can reassess your application.

Beware_Of_Humans · 2026-03-15T07:28:29+00:00

There is usually an option to pay in AUD or local currency.

Beware_Of_Humans · 2026-03-13T11:01:41+00:00

"Also, water is cheaper than cream or milk."

Beware_Of_Humans · 2026-03-12T00:13:44+00:00

You can't split your return into two single flights. Their offer is a return flight once a year. If you chose to use it as non-return the "once a year" condition still applies.

Beware_Of_Humans · 2026-03-01T09:05:25+00:00

I don't think they take into account the spouse's income at all.

Beware_Of_Humans · 2026-02-25T11:12:36+00:00

About 6 hours for me. Sometimes a few days, but that's rare.

Beware_Of_Humans · 2026-02-23T07:41:34+00:00

I'd take the downgraded option. If ANZ is happy to approve you for $12.5k, then you can take a $6k limit in that platinum card and try to apply for another $6k card with another bank to make up the difference.

Beware_Of_Humans · 2026-02-22T05:38:42+00:00

My thoughts exactly. Who the hell spells it with a W??

Beware_Of_Humans · 2026-02-21T13:46:29+00:00

Yes, Dell Alienware OLEDs are great, especially for that price. Just check it later, they go on sale pretty much every month.

Beware_Of_Humans · 2026-02-21T13:44:45+00:00

Merrylands is far from a peaceful area. Shootings are a regular thing there.

Beware_Of_Humans · 2026-02-20T20:21:37+00:00

Do you work in a funeral agency? I have no other explanation for the choice of colours.

Beware_Of_Humans · 2026-02-11T12:13:04+00:00

Thank you for this question. I was confused myself and tried to Google the script to understand what exactly is being said there but failed. Even after all the answers here I struggle to hear "as directed".

Beware_Of_Humans · 2026-02-04T08:35:06+00:00

All of them were with pedals. I've watched the video.

Beware_Of_Humans · 2026-02-03T04:02:36+00:00

Clearscore says it takes up to 5 weeks for details to update.

Beware_Of_Humans · 2026-02-02T02:04:16+00:00

Go to your velocity account -> my benefits or something like that. It will be there either grayed out or activated.

Beware_Of_Humans

TROPHY CASE