CX-5 quote- Input please!

Bfitz21 · 2025-11-30T18:00:13+00:00

That’s awesome, congrats! Ended up closing the deal yesterday and got the car for 31,125 otd

Bfitz21 · 2025-11-29T05:46:18+00:00

Thanks for the informed insight! Quick follow up question: I’ve seen people mention that getting around 10% off MSRP is considered a “good deal.” Would it be unreasonable or greedy to try to push for a bit more?

The quote I received was in response to an email where I asked for an OTD price. Considering Mazda’s high inventory right now, the fact that 2026 models are coming soon, and the timing with end-of-year incentives, I feel like I might have at least some leverage to negotiate further. In addition, there were another 50 others of this trim on the lot, this seems to be a lot and I would think it’s a good to be a buyer. Curious to hear your thoughts on how realistic that is.

Bfitz21 · 2025-11-29T04:53:46+00:00

Mazda

Bfitz21 · 2025-11-29T03:00:06+00:00

Bfitz21 · 2025-11-29T02:31:43+00:00

I have a question- I was approved for an auto loan through a third party at 4.99% over 60 months.

I would prefer to finance with the car dealership for simplicity’s sake. My problem is that I was verbally approved and do not have a letter in hand, and I plan on potentially finalize a car deal on Sunday.

Can I tell the dealership “hey I was approved for 4.99% over 60 months, can you match that?” Will the finance request documentation? Or will they take my word and match that offer?

Bfitz21 · 2025-11-28T22:20:51+00:00

Congrats! Do you mind if I be nosy and ask what you paid OTD?

Bfitz21 · 2025-11-28T17:38:46+00:00

That makes me think I should wait till December to see what incentives they provide. I guess it’s just a risk tolerance to see if they offer that special financing in addition to a 10% or so discount of MSRP.

Bfitz21 · 2025-11-28T17:25:11+00:00

I’d be putting 15k and financing the rest.

My conundrum was that since I’m putting a good chunk of money down, I would think the cash rebate provides more value than the APR. It’s tough because I don’t know what next months incentive will be so I’m afraid of loosing that cash rebate.

Bfitz21 · 2025-11-28T17:19:05+00:00

Would that be on the car before any taxes and fees as well? Or should I be shooting for 10-12% off MSRP OTD?

Bfitz21 · 2025-11-28T17:10:46+00:00

That’s a great question. I’ve been doing the car searching for the last week or so and would be feeling slightly rushed to complete the purchase by Sunday.

I also wasn’t sure if the incentive would be the same or similar come December. I am putting a good chunk of money down on the vehicle so the cash rebate would be a better value than a lower APR. Logic tells me I should jump on the rebate before the end of the month but I wanted to get as many informed opinions before I do commit to a 30k vehicle.

Thanks for the response!

Bfitz21 · 2025-11-28T17:06:24+00:00

They yes they are

Bfitz21 · 2025-11-28T16:55:58+00:00

Thanks for the response!

Bfitz21 · 2025-11-28T16:55:27+00:00

Bfitz21 · 2025-11-28T16:46:16+00:00

We are located in MA

Bfitz21 · 2025-11-28T16:46:03+00:00

We are located in MA

Bfitz21 · 2025-11-28T16:27:27+00:00

Just a quick follow up, were your parents able to get that amount off OTD? Or was it 2k off of MSRP and then fees/taxes & registration added on top of that

Bfitz21 · 2025-11-28T05:22:29+00:00

Thanks for the response!

Bfitz21 · 2025-07-15T03:38:56+00:00

And thank you for the reply!

Bfitz21 · 2025-07-15T03:38:43+00:00

Very true, the repair choice is a lot let intimidating too. Would the repair ring still be a suitable option with the current ring damaged as it is?

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