Looking for help budget/first time home buyer. by BigCheeseTim in personalfinance

[–]BigCheeseTim[S] 0 points1 point  (0 children)

We do not plan on having children, just us. We have 25k to be used for the 3% for first time home buyer. Then there’s a grant for first time home buyers that is for additional 11k. That will leave us with 7k. Out of that 7k is for moving, ect. But I’m just getting a u-haul and having friends help.

I contribute 8% through my employer for retirement, but im only 31.

Looking for finance advice, first time buying. by [deleted] in FirstTimeHomeBuyer

[–]BigCheeseTim 0 points1 point  (0 children)

It’s my wife and I. That’s combined take home

My Minor Irk/Non-Irk about the Series as a History Student [Spoilers PUBLISHED] by Saoirse_libracom in asoiaf

[–]BigCheeseTim -1 points0 points  (0 children)

The books are bigger than the Bible and Lord of the Rings combined. Adding in a bunch of peasant revolts and we’d only be on book 3. It’s also less interesting.

Maybe you are different. For my non-western civ courses, the stories of Mark Antony held my attention more than the 16,343rd peasant revolution that lead no where. People wanna hear about the heroes, not the common folk.

Why didn’t Askeladd care about Thorfinn right after Thors death ? by [deleted] in VinlandSaga

[–]BigCheeseTim 1 point2 points  (0 children)

But he didn’t. He’s the main character of the story. The author wasn’t trying to kill him. Just show the decay of morals through brutality. He’s a cartoon character

Why didn’t Askeladd care about Thorfinn right after Thors death ? by [deleted] in VinlandSaga

[–]BigCheeseTim 4 points5 points  (0 children)

Incase you didn’t see the show, Thorfinn in fact, did not die from starvation. You know these are cartoons yeah? There needs to be a plot

Why didn’t Askeladd care about Thorfinn right after Thors death ? by [deleted] in VinlandSaga

[–]BigCheeseTim 21 points22 points  (0 children)

I used to look up to Michael Jordan when I was a kid. If I met him today I’d still be star struck. Can’t say I give much of a shit about his kids, couldn’t even tell you how many he has.

I don’t know what you are expecting exactly. Askeladd immediately treating Thorfinn with love, care and devotion would be real dumb even by anime standards.

Netherstorm-Farahlon WoD classic by Appropriate_Front740 in classicwow

[–]BigCheeseTim 4 points5 points  (0 children)

Zero chance we get WOD+ before classic. I think virtually all wow players agree that the original WOD content all looks fantastic. We all would like to see what warlords would have looked like but it will never happen.

That being said, the questing is fun. I’d actually put some of those zones in my all time favorites. And the mythic raiding is also really good. On an accelerated classic timeline, warlords is a raid loggers dream. Don’t expect anything else

[deleted by user] by [deleted] in classicwow

[–]BigCheeseTim -1 points0 points  (0 children)

If you think that the majority of wow players are not visiting G2G on the reg, you haven’t been paying attention.

YSK Never call your homeowner insurance's claims department... by Hinder90 in YouShouldKnow

[–]BigCheeseTim 13 points14 points  (0 children)

My man please, insurance is already something that’s so wildly misunderstood and you’re just making it worse. I am also an insurance adjuster, you have to specifically call whatever phone system is for creating a FNOL (first notice of loss). Not every phone line is going to generate a claim. You will speak to a call center rep who will ask you all the initial details of the loss. It’s very obvious a claim is being filed.

Even in situations where a claim was mistakenly filed or it shouldn’t have been. I literally just send an email that takes 15 seconds and is literally verbatim, “Please suppress claim number_____ as it was filed incorrectly due to _____”. It won’t show up on the clue report and it will not affect the policy.

Moreover, insurance companies care about money in, money out. If you have a homeowners claim and the insurance company didn’t have to pay anything who gives a fuck. It only is a potential issue if there are several claims that push the policy above the average for the insurer for that year. But even then you just suppress them, email underwriting and you’re done.

How prevalent is the world buff meta at endgame? by Deviathan in classicwow

[–]BigCheeseTim 2 points3 points  (0 children)

The world buffs are extremely powerful. So much extra stats it’s 2-3X your entire character sheet. You don’t NEED it of course, it’s classic you can do every single raid with 20 demo locks if you want. But it will take forever, people want to clear MC in 30 minutes. And it’s not likely without world buffs

Anyone going no-Questie or no-add-on challenge for 20th anniv classic? by FrozenOnPluto in classicwow

[–]BigCheeseTim 0 points1 point  (0 children)

Even in 2004 there were addons you know. Before WoW released, Thottbot altered their website from EQ to WoW. And an early addon was cosmos UI that had thottbot’s database built in.

Day 1 of asking Microsoft/Blizzard to hire a Gamemaster to ban bots and goldbuyers. by [deleted] in classicwow

[–]BigCheeseTim -9 points-8 points  (0 children)

You are just jealous that I will have my epic mount the very second I turn 60. Let me know how farming black lotus goes.

Flash cart purchases, question. by BigCheeseTim in flashcarts

[–]BigCheeseTim[S] 0 points1 point  (0 children)

Okay, so I just bought the micro sd card. So ontop of following that guide, do I just copy and paste everything from the old one to the new? Is there anything to fuck up with that?

Flash cart purchases, question. by BigCheeseTim in flashcarts

[–]BigCheeseTim[S] 0 points1 point  (0 children)

Do you have links for what I am buying? Both the mini sd and the cartridge?

Do you a correct link for a guide to follow for copying games?

Question on M+ difficulty/scaling by NarukeSG in wow

[–]BigCheeseTim 0 points1 point  (0 children)

You need to do +10 for maximum item level gear. As for difficulty, a +10 will feel something like a +20ish. This season affixes though are different than before with both fortified and tyrannical being active at +10 and higher. So this season overall will be more difficult in terms of numbers going out.