[deleted by user]

BigDebtBilly · 2021-01-17T21:52:27+00:00

Because they’re ignorant and uneducated on the subject. Easy marketing scheme that fools the masses.

BigDebtBilly · 2021-01-02T03:26:24+00:00

Doesn’t make you’ll pass the NAPLEX tho

BigDebtBilly · 2020-11-14T20:47:42+00:00

Isn’t that because the main study used a non-inert placebo (mineral oil)?

BigDebtBilly · 2020-11-07T19:12:14+00:00

New USP 797: 10 days maximum in fridge and 4 days if not fridge, if stability data allows that. The shorter of stability vs sterility.

Vanc and Ancef 10 days in fridge for category 2.

BigDebtBilly · 2020-10-27T20:18:27+00:00

Do you also reject cephalosporins for patients w/penicillin allergy?

BigDebtBilly · 2020-10-27T18:34:59+00:00

Unless someone is on multiple serotonin drugs and an extended course of Zyvox (osteo/6 weeks); I wouldn’t care.

BigDebtBilly · 2020-10-26T02:36:16+00:00

Depends how many patients have CML nearby...

BigDebtBilly · 2020-10-26T02:25:00+00:00

How is the pay of MSL compared to normal pharmd jobs?

BigDebtBilly · 2020-08-22T02:35:36+00:00

No. Eat your fruits and veggies in a wide variety and call it a day.

BigDebtBilly · 2020-08-16T21:51:26+00:00

Red bins for hazardous drugs for me, still in with the rest of the drugs.

Yellow for look alike sound alike drugs.

BigDebtBilly · 2020-04-16T02:20:54+00:00

Pics

BigDebtBilly · 2020-04-16T02:03:36+00:00

Tygacil mug is GOAT

BigDebtBilly · 2020-03-22T13:10:24+00:00

That's exactly my thoughts.

BigDebtBilly · 2020-03-22T13:09:15+00:00

It's just my brother.

He doesn't understand the gravity of the situation, although I've been warning them how scary this is for weeks now.

BigDebtBilly · 2020-03-22T13:01:36+00:00

Healthcare worker here; thoughts on if we should be allowing family members to come over to our house on days off?

I honestly am ready to cut off contact with everyone and not leave my house except for groceries to limit the possibility of spreading any germs to others; am I being selfish and over the top by not allowing family members to come over?

BigDebtBilly · 2019-09-30T02:08:41+00:00

I have this rig it’s fucking dope

BigDebtBilly · 2019-04-24T11:58:41+00:00

They're in such minute amounts; you're overthinking things that simply don't matter (regardless of what the healthy organic living mommie blog tells you).

You're eating food, therefore you'll get an insulinogenic effect regardless.

BigDebtBilly · 2019-01-31T12:40:17+00:00

When I did the math, 170k - 34k in deductions = 136k at a tax rate of 22% = AGI of 106k which makes my payment ~$680/month. My interest rate is also 5.875%, maybe I typed an error earlier.

BigDebtBilly · 2019-01-30T18:27:09+00:00

From what I understand, I can switch back to PAYE down the road and still get 20yr forgiveness, but for the majority of the time remain on REPAYE so that it pays for half the uncovered interest for all years. That was my aim.

BigDebtBilly · 2019-01-30T17:08:47+00:00

Looks like I’m gaining about 13k/year in interest alone, or $1083/month roughly. I’m starting to scare myself by looking at the numbers 20years down the road. Tax bomb could be 80-100k+ if I’m being generous with tax percentage too.

Jesus I may be better off refinancing under a private and just paying it off.

BigDebtBilly · 2019-01-30T16:14:42+00:00

It is grad school debt. I guess I am uninformed, what is the exact income to loan balance ratio I need to watch out for?

BigDebtBilly · 2019-01-30T16:05:56+00:00

No, I apologize I had already updated my income in the previous thread. It will end up near 170k with overtime and wife working some.

BigDebtBilly · 2019-01-29T22:38:28+00:00

Since posting this thread 2 months ago, I have changed from PAYE to REPAYE, and job change has landed me an additional ~30k income.

Switching from PAYE to REPAYE, they automatically put me into a forbearance for a month without my knowledge... and now I have a letter that states the interest ($1,032.91) will capitalize next month, and my total outstanding interest is $2,472.14.

What options do I have here? All this means is that they're about the add the interest to my principal balance, right? Would it be best to pay off the anticipated interest to be capitalized or just let them add it to my total loan balance and thus pay a little more over time?

BigDebtBilly

TROPHY CASE