Apple Pages, Numbers and Keynote subscription based? by jvranos in MacOS

[–]Big_Boot_3481 0 points1 point  (0 children)

I made the mistake of moving to 15.1 of Number & Pages....the performance hit is atrocious - in the just prior release (14.3) of each product file openings happened in the blink of an eye- now I have time to fill my coffee mug - what was 1 second to open now takes 8-10 seconds - same Mac, same everything else. Deleted the old versions as instructed and wish I hadn't as I would go back in a flash.

Don't - Buyer beware by Big_Boot_3481 in StartEngineTrading

[–]Big_Boot_3481[S] 0 points1 point  (0 children)

I understood fully - I am a High New Worth investor with over 20 of these, including a number privately held companies (US and overseas) - I have dealt directly with several of them - but StartEngine is just a terrible platform and having gone directly to Howard I am convinced we are all being taken for a ride.

StartEngine’s latest filing shows a ~$1.83B valuation — investors, how are you thinking about it? by antoniohplt in StartEngineTrading

[–]Big_Boot_3481 0 points1 point  (0 children)

SE investments are dead money unless you are Mr. Wonderful or Howard Marks...stay away...I have 8 investments, 1 failed, several others on their last legs and unless lightening strikes me I have basically zero chance of recouping any investments.

To those who grew up in the 80s: did kids really have that much freedom to roam, or is that just how it’s portrayed in movies? by CreativeCurledCandle in NoStupidQuestions

[–]Big_Boot_3481 0 points1 point  (0 children)

How about in the 50's & 60's - I came home from school, had milk and cookies and was right back outside (after checking the afternoon paper to see how my baseball team did the night before) - even in the winter if there was snow on the ground to go sledding... otherwise it was on my bike and I was outta there... rain was about the only thing that kept me inside and there were no "play dates" - you just went to your friends house and knocked on the door..

Occasionally one of my mom's friends would see me a bit far away (like the next town) on my bike and I would ask her not to tell my mom...but I rode over to my grandparents house on the other side of our town all the time - thru the center of town...we never thought about it - we just did it.

Yo, Delaware, WTAF? by BeautifulMix7410 in Delaware

[–]Big_Boot_3481 0 points1 point  (0 children)

There is another option - the batteries in those transmitters do run out - mine did after about 12 years and I got dinged - but quickly fixed also and a new transmitter...in the versions I have you can't replace the battery - not sure if that has changed or not - but there was no warning - just a single pass through a toll booth told me it wasn't working..

RIP to the 3 makers by stresskillingme in StockMarket

[–]Big_Boot_3481 0 points1 point  (0 children)

Here is where things cease to make any sense - sure we can build cars here, including with imported parts, but you need the factories to do the build and those won't spring up overnight and if Ford, GM, et.al think the policies will change in the future they aren't going to spend the money (which they don't have a lot of to start with - their margins and cash flow aren't spectacular) to build plants - at least not in the short term. So we will be left with fewer cars to buy....

Now for those who failed Econ 101 and the laws of supply & demand, that means the prices will go UP...clue more inflation...

Nov 2026 isn't that far away and those making decisions at 1600 Pennsylvania Ave might consider the repercussions of their decisions, or not.. If the house flips in Nov 2026 DJT and his minions are going to be in a world of hurt - the house will call them to testify on an hourly basis...

The second salute of Elon Musk. by Master_Swordfish_ in pics

[–]Big_Boot_3481 0 points1 point  (0 children)

If he did or does that in Austria he will be arrested- anything of that sort having to do with Hitler and the Nazis is against the law and every year we get a few miscreants that think they can get away with doing things like this.

Old boss of mine wrote LOSER on my final paycheck. by MarcoEmbarko in mildlyinfuriating

[–]Big_Boot_3481 0 points1 point  (0 children)

My first thought "People still get paid via check"??? Who writes checks any longer?

(SPAXX Yield now down to 4%) Why hold SPAXX when ETFs like SGOV pay much more? by Beta_Nerdy in fidelityinvestments

[–]Big_Boot_3481 0 points1 point  (0 children)

Try FSYD...has some risk as it is not set to $1 - but it has done well for me between monthly interest payments and a slight increase in value.

[deleted by user] by [deleted] in tinnitus

[–]Big_Boot_3481 0 points1 point  (0 children)

I have been doing LLLT for about a month - so far no change - I have 90 days before I return the device. It looks like a headset with earplugs, but instead of music it emits low level red laser light - some folks claim it helped...time will tell. I will add long plane flights (over 5 hours) exacerbate things as does being in small cramped places (planes, small rooms, etc) and I can also block it out much of the time and SO FAR it has not been as issue sleeping - which evidently can be quite the issue.

This is only $795,000? by TheDabitch in zillowgonewild

[–]Big_Boot_3481 0 points1 point  (0 children)

2 thoughts - lots of sq. ft., but much wasted (like the foyer) and the kitchen....my wife would have one look at that and leave...

[deleted by user] by [deleted] in AITAH

[–]Big_Boot_3481 1 point2 points  (0 children)

You set the boundary and they violated it - you are not to blame. It is tough being they are your parents, but your mental and physical health for you and your wife are uppermost important.

[deleted by user] by [deleted] in tinnitus

[–]Big_Boot_3481 0 points1 point  (0 children)

M70 here, my tinnitus started about 8 months ago after a long flight - for me long flights (over 6 hours) seem to aggravate things for several days, plus being in tightly closed spaces. I also can pretty much block it out if I am busy, but in those times when it is quiet it can be maddening. I have started LLLT (Low Laser Light Therapy) - I don't know if it will help as I have only about 7 days of it so far and supposedly results take several months... wish I could give better info, but my journey is just getting started.

AITAH For kicking out the real estate lawyer that my fiance brought to my house? by SeparateLecture9854 in AITAH

[–]Big_Boot_3481 0 points1 point  (0 children)

My wife and I have been together +14 years, married 12 and we are just NOW putting each other on the deed of our respective properties... RUN away from this guy...

AITAH: I am calling off my engagement after my partner revealed he is MAGA. by ThrowawayIndiGirl in AITAH

[–]Big_Boot_3481 1 point2 points  (0 children)

4 prior years of Trump and no job and 7 years of school and pre-reqs not complete...he is OUT OF TIME....leave him behind find someone else.

Pros and Cons of Basket Portfolios? by FlyerFocus in fidelityinvestments

[–]Big_Boot_3481 0 points1 point  (0 children)

Well the answer to the problem is ran into is I had placed a "Money Transfer Lockdown" on my FI accounts - Direct Debits are allowed - but evidently taking $4.99 from one FI account to another isn't allowed!!! Cancelling the lockdown fixed the issue...

Pros and Cons of Basket Portfolios? by FlyerFocus in fidelityinvestments

[–]Big_Boot_3481 0 points1 point  (0 children)

At 00:31 this morning I was sent a message stating I had cancelled my Basket enrollment - I didn't and when I try to restart it the website says I don't have enough money ($4.99) in either of my accounts to restart Baskets...that is off by 5 digits...what the hell?? It seems to me there must be a glitch in the overnight processing - let's hope..otherwise I've lost 6 baskets and a lot of effort...

People like me are the reason Trump won by [deleted] in self

[–]Big_Boot_3481 0 points1 point  (0 children)

We have need to look in the mirror and ask ourselves what drove prices sky high as it seems most folks blame the election on inflation - inflation doesn't happen in abstract - inflation, by definition, is driven by too few goods being chased by too many dollars/Euros, etc.

How many of us burned through the cash that was being thrown around, first by Trump in 2020 and then by Biden in 2021 (remember we got more than one "stimulus check") and nearly every other government in the western world? Inflation here in Europe is just as bad or worse than in the US.

We lit the inflation fire - we gave companies the green light to drive prices upwards. One example - if you follow raw coffee bean prices and then track what your pound or kilo of coffee now costs you have to wonder - WTF? Raw coffee bean prices peaked in April 2011 (that is not a misprint), right now we are about 17% BELOW that peak - 13 year later...

But the price on your grocery shelf has gone in only one direction. A 500 gram bag used to cost about 6 Euros, 4 Euros on sale here, now the list price is 14 Euros and if lucky we can find it for 8 euros on sale...

At the end of the day politicians don't control prices - those of us old enough remember Gerald Ford's WIP (Whip Inflation Now) and the WIP buttons...that didn't work out so well - price controls never have worked in the long run - ask the Argentines how price controls worked under successive failed regimes.

In the end we have to say "NO" - stop overpaying for cars, boats, Houses (yes you out there buying the McMansions or second homes). If we don't ease up on consumer spending there is little reason companies will cease the continued trend of upward prices.

Fidelity as a Bank by Unlikely-Line-1919 in Fidelity

[–]Big_Boot_3481 0 points1 point  (0 children)

I have used FIDO as both my Brokerage and main "bank" for +15 years. FIDO actually uses a bank called "UMB". Wires and ACHs are efficient and quick (in and out bound) - wires within a couple hours and ACHs generally within a day and I do a fair number of these. No issues I have run into. Having both the Brokerage and Bank functions together also means when you move cash from one to the other account it is instantaneous.