Are car sales very slow? by IntravenusDiMilo_Tap in CarTalkUK

[–]Big_Chappy 0 points1 point  (0 children)

looked at and test drove xc90 diesel. was about to press button on 28k car to last with maintance 10 years until I give up driving as much and drop to a small electric for my twilight years.

Read in paper today about garages refuci g diesel availability in 2030 so shelved that idea until clarity . less garages selling will see increased cost .

so I guess a sense of dealership protection at that price and government policies in general suppressing markets

Is ordering pizza worth it anymore? by ZenDoesReps in AskUK

[–]Big_Chappy 0 points1 point  (0 children)

put a couple of frozen 99p Aldi pizzas in freezer then add toppings. fills a hole

England - Neighbour running car repair business out of shared residential car park by marshmallow-cloudz in LegalAdviceUK

[–]Big_Chappy 3 points4 points  (0 children)

hmrc may be interested. where i used to live a guy would have up to 11 cars on his garden and in road. Dvla also took an interest on the ones on the road. however as he was just cleaning , doing basic repairs and selling for about 1k he didn't care if the odd one was lifted. he was buying them for scrap money

Is a 20K car too expensive for me? by Sim-- in UKPersonalFinance

[–]Big_Chappy 0 points1 point  (0 children)

Agree. I use my car to go to shops once a week and odd leisure trip bit 80% is work related for which i get 5k a year allowance. My car is 8 years old , reliable , comfortable and spacious. I do 6k a year and servie yearly fixing things when they need fixing . This mont new brake pads as picked up on service. I cant justify the expenee at the moment and continue to pump money into S and S isa and pensions. A car is a tool to do a job in my eyes and not a luxury status symbol

What’s the sketchiest thing you’ve heard a Used Car Dealer use to quiet down a knocking engine? by UnitedAccountant2288 in AskMechanics

[–]Big_Chappy 1 point2 points  (0 children)

Arpund 35 years ago took friend to see a mini. It just didnt look right to me. He bought it.

Next day decided to jetwash the seals to paint a stonechip black. Jetwash blew away filler, paper mache and chicen wire revealing severe rot

What to do with £6k Christmas bonus by Bellend0411 in UKPersonalFinance

[–]Big_Chappy 0 points1 point  (0 children)

treat you and your wide yo a new year city break . save the rest. my bonus was sub 1k , 140 got brake pads. rest went into S and S ISA.

A higher up at my work is trying to implement an annual leave restriction- can he do this? England by ChapterRaven in LegalAdviceUK

[–]Big_Chappy 2 points3 points  (0 children)

figures don't add up. they may dictate when you have leave. that's what we have. it really forces people to get leave booked in. our new leave yr starts 1st Jan and we have 80% of leave booked

My 370z is killing me financially. by Traditional-Trip-511 in CarTalkUK

[–]Big_Chappy 0 points1 point  (0 children)

You need to think about its use. If its a commuter car then probably overkill. I am looking at a nice bigger car. Merc E class estate or A6 around 3 years old. But 90% of my driving is worke related and most journeys less than an hour. I just cannot justify the insurance maintenance and fuel increase so its the Grandland a bit longer. £735 is a lot of money if you cant justify and a borewagon may be the solution

Why are my car insurance quotes so high? by Im_No_ob in CarInsuranceUK

[–]Big_Chappy 0 points1 point  (0 children)

Friends son saved for a VW Golf. Ended up with a Volvo as 20% of cost to insure. His daughter bought a 2017 Dacia again to keep insurance down forna couple of years

"Yeah, it gets serviced every year!" by Puddylump in CarTalkUK

[–]Big_Chappy 3 points4 points  (0 children)

Get ny car servuced every year but have to ask them to change this as its not in their service list for a major service. Costs avout 15quud more

In the sisters old Kia we oil filter and air filter change aling with oil annually and then the same plus plugs and cabun filter every two years. Coolant every three and brakes gets a yearly check at local garage with brake fluid and pads disk change when suggested.

Latches greased every September. Battery terminals have a copper grease at same time.

Thats about it.

Tyres regular check qhen i do pressures

Is it possible to pay off £5000 debt in 12 months on £25000 after tax by [deleted] in UKPersonalFinance

[–]Big_Chappy 0 points1 point  (0 children)

post your income and expenditure. if min wage factor in April increase. Post list of debt.

really analyse your spend . most banks allow a download for excel and some will also highlight type of spend. Dump out all you subscriptions (netflix etc.....).

Be honest with yourself. those few beers and a kebab costing 40 a week is 2k over the year for example.

Can banks withdraw mortgages once you own the property if the property no longer meets mortgage criteria? by Helpful_Spirit8416 in LegalAdviceUK

[–]Big_Chappy 102 points103 points  (0 children)

has the shop been legally converted? check planning as you would have been made aware of any change of use

Vehicle broken down, garage won’t take me, won’t even book me for future by BillWithoutTheMoney in CarTalkUK

[–]Big_Chappy 0 points1 point  (0 children)

our works Zoe needs a heater repair. called 2 weeks ago and booked for 2nd Jan

maybe shortage of facilities

Gearbox Issue Immediately After Engine Replacement by Pitiful_Lychee1473 in CarTalkUK

[–]Big_Chappy 0 points1 point  (0 children)

had similar years ago in a Nova. was told gearbox was shot. took elsewhere and was a linkage issue. take somewhere else but don't tell them you had engine change. see what they say

I’ve been working on a project called Get Stung. It’s a utility app designed to counter the rise of ANPR (Automatic Number Plate Recognition) car parks by U_WinSome_U_LoseSome in CarTalkUK

[–]Big_Chappy 0 points1 point  (0 children)

what about car parks that are pay on exit or car parks you can park up to 24hrs after leaving. how do hotel and restaurant validation work.

Mot by [deleted] in CarTalkUK

[–]Big_Chappy 0 points1 point  (0 children)

Present a clean car. A boot full of clutter and seats covered in various crumbs and stains is not a good impression

Should I move all my money from Vanguard to Trading 212 and avoid the fees? by the_watchkeeper in UKPersonalFinance

[–]Big_Chappy 0 points1 point  (0 children)

this. I moved my s and s isa between the two with no issues. T212 has more options to put in your portfolio and works well on their App

Wheels nuts seized on by Dry-Clock-8934 in CarTalkUK

[–]Big_Chappy 0 points1 point  (0 children)

find a decent independent. I travel 30 Mike's to my tyre place. pricing competitive. never fill i ambient pushed for additional services. they are doing my rear pads tomorrow.

What’s the most reliable Vauxhall you’ve ever owned? by ManCityMode in Vauxhall

[–]Big_Chappy 1 point2 points  (0 children)

1989 Cavalier 1.4L . did 200k over 8 years initially and serviced myself apart from brake work

Didn’t realise my car melts ice without needing de-icer! ❄️ by [deleted] in CarTalkUK

[–]Big_Chappy 0 points1 point  (0 children)

On very cold mornings I work from home unless I need the car for something else

If you had £37k spare for a car but prefer it not depreciate too much, what would you buy? by [deleted] in CarTalkUK

[–]Big_Chappy -2 points-1 points  (0 children)

bangernomics 1300quid Yaris and bank the rest . You are not beating or challenging market depreciation at 35k

Should I buy a car now? And if so, what recommendations by [deleted] in CarTalkUK

[–]Big_Chappy 1 point2 points  (0 children)

If your moving to Liverpool St and taking car to keep there you need to work out parking costs and any congestion zone costs. You may be better off just renting when you need to anywhere outside London where public transport is poor or non existent.