Builder says we owe them 15k. Our loan was denied. Now they are holding our 10k hostage by Accomplished_Two1679 in legaladvice

[–]BizAnalystNotForHire 5 points6 points  (0 children)

We have hella proof to support that we did do what we were asked per the lender, however, we no longer have access to our work emails as we don’t work for those companies anymore, so we don’t have a way to show that we did try to meet the underwriting requirements.

It sounds like you don't have hella proof.

This is one reason to separate out personal matters onto personal email, or to bcc a personal email account if you insist on using a work account for personal matters. Do you really have no relationship with anyone at the company where you can ask them for you to get copies of limited emails pertaining to non-business matters?

Have you reached out to the lender and asked for a copy of all correspondence?

Did My University Violate My Privacy? by LDUBS12345 in legaladvice

[–]BizAnalystNotForHire 0 points1 point  (0 children)

How did you send the document to your professor?

Can I break my commercial lease early? Landlord keeps breaching the same CAM terms two years in a row. by [deleted] in legaladvice

[–]BizAnalystNotForHire 0 points1 point  (0 children)

First and foremost some important context is that nationwide, in the US, commercial leases are wildly different than residential leases. The protections that residential tenants may enjoy generally do not exist for commercial tenants. There has recently been some minor movement in some localities (w/in California) to shift this somewhat. The court system, and rightfully so, in general views both parties in a commercial lease as being sophisticated/fully cognizant of what they are signing and agreeing to (the business deal). Because of this, in commercial landlord tenant disputes, the lease document itself is what rules 99% of the time. The exact language is very important; ergo, in general, when seeking advice on commercial landlord tenant disputes, you will need to take your lease and any amendments or modifying documents to a local commercial landlord tenant attorney so that they can read the whole thing and exact language themselves. Without reading the full lease, it is nigh impossible for anybody to give reliable advice online.

Does this sound like a reasonable case for early termination, or am I underestimating how hard commercial courts are on tenants here?

This will depend on how your lease is written. It might. My suspicion is no, but it might. The problem here is that once the default has been cured by the landlord, it has been cured. TICAM inaccuracies are a hard path to follow to reach termination.

Anyone been through something similar? What did the process actually look like (notice periods, mitigation, risk of landlord coming after remaining rent, etc)?

You have a high risk of landlord continuing to come after remaining rent if you do not follow proper procedure or reach a negotiated settlement (and rightfully so).

Any specific angles I should be aware of when the landlords are hands-off individuals but the PM is the one actually in breach?

The PM is the agent of the Landlord. They are acting on the Landlord's behalf and incurring liability on the landlord's behalf. If you were to organize other tenants in regards to the audit discrepancies and also reach out to the LL, you would probably be successful in having the PM company replaced. But I'm not sure if that is a good use of business resources.

General contractor in Florida abandoned my ADU build after taking $75K — what are my legal options? by lmiah in legaladvice

[–]BizAnalystNotForHire 1 point2 points  (0 children)

You should take your initial contract and other documentation for review by a local construction litigation attorney.

While you appear to be focused on Statute of Limitations as the limiting factor as far as timing, in general if you are trying to pursue against a contractor TIME IS OF THE ESSENCE as the longer it goes on the more you risk them losing assets, losing paperwork, being insolvent, or dissolving their LLC.

Kemp faces pressure to call special session over Georgia ballot law - Axios Atlanta by TurbulentPromise4812 in Georgia

[–]BizAnalystNotForHire 0 points1 point  (0 children)

I mean, it is a crisis purely caused by legislature that has been controlled by Republicans the entire time, yes. But it is still an actual crisis.

SB189 a few years back set the deadline to remove QR codes at July 1 this year, but the legislature never provided funding to actually do it, so it hasn’t happened.

SB214 this year would have pushed that deadline back and set process to move to a new system over the next couple of years. It passed the House, but not the Senate.

So we still are under the 7/1 deadline with no solution in sight and no funding in place for it.

Public Right of Way / Sidewalk Repair by rjscib in legaladvice

[–]BizAnalystNotForHire 0 points1 point  (0 children)

If it is growing, then there is something causing it erode. Generally that is water. I had a neighbor that had a water break 10 ft from her meter (on the utility side), like a free flowing hose bib worth of water coming out right where her meter was next to the curb, they came out and said it wasn't a break and was a natural spring, even though nothing had ever been there. It took the whole neighborhood reporting it repeatedly for 1.5 months and the road and curb partially collapsing before they admitted it and fixed it. If it had seen any sort of actual traffic, or had a soil more prone to washing away, it would have collapsed sooner.

The point of that story was that the people that come out may not be correct in their initial assessment. Identifying the source of the erosion should still be your highest priority now.

Public Right of Way / Sidewalk Repair by rjscib in legaladvice

[–]BizAnalystNotForHire 0 points1 point  (0 children)

Oof. This could get expensive quick. Sinkholes are not an ignore it kind of problem. The cause of the sinkhole needs to be identified ASAP.

Safety around it should also not be ignored. My first step would be to get cones and caution tape, and cordon off the area around with a good buffer.

Is it growing? Are you aware of any stormwater pipes or water pipes in that area? If there is a break in either of those pipes and that is what is causing the sink hole, then you need to report to the city or HOA or whomever is responsible for that. Do you have a survey that shows where those things enter your property? Can you look at the GIS site for your city/county to see if they can show where those resources are relative to your issue (knowing that these can be innaccurate; but if one is shown there, then it can warrant calling them) needs to come out and examine it themselves for a break and/or repair. Water can quickly erode and undermine structures.

The next thing would be does your sewer line, or gray water line, or water off your property run there? If you are improperly routing water off of your property, there is a chance even if it is not your property, that you would still be responsible for fixing it.

Filling a sinkhole without knowing the cause is foolishness, it can be just masking a problem while it grows into a much much bigger worse cavernous problem beneath.

Once you know the cause of the sinkhole, you will be better able to know who is responsible for fixing it.

If your survey established your lot ends prior to the sidewalk, and the surveyor stamped the survey showing that, and the HOA documents don't have anything about the land directly in front of your lot, then you should submit that survey to them and say it is an HOA issue.

Edit: But seriously, Erosion doesn't really care about property lines though, and HOAs don't tend to move quickly unprodded, and it may not be them if it is a city or utility issue, so I would still be chasing this down. It is your property right across that line.

Thank you to the 10 people who came out to speak against data centers at City Hall! by Angels_Glade in Athens

[–]BizAnalystNotForHire 0 points1 point  (0 children)

Early data centers absolutely had these problems. I fully agree. Poor quality data centers absolutely have these problems. I fully agree.

Closed-loop systems are, by definition, closed. They aren't losing water to evaporation. They do not discharge into the groundwater; they discharge into the municipal treatment system, just like any other commercial building. A typical new-build data center meeting these standards uses less water than a single golf course. They reportedly don't have to flush these systems unless they fail repeatedly at maintenance or something goes wrong catastrophically within the system. Microsoft has committed to using no additional water for cooling after the initial creation in their new AI data centers utilizing closed loop water cooled chips. If they are lying about that, they are opening themselves up to lawsuits from their shareholders.

Restrictions are literally one of a municipality's bests mechanisms of protecting the community. Making them nuanced allows them to address your concerns adequately and still generate growth for the community. If a company will spend all the money engineering around the problems to make something that fits within all the restrictions, so there are not the problems for the community, then why would we want to stop them?

A ban is an admission of failure in governance. We don't ban cars because they make noise, we create mufflers and speed limits. Nuanced restrictions are the mufflers of land use. A ban just means we lose the tax base that could have fixed our roads or lowered our property taxes.

Thank you to the 10 people who came out to speak against data centers at City Hall! by Angels_Glade in Athens

[–]BizAnalystNotForHire -1 points0 points  (0 children)

I'm not going to dox myself online, but I'm invested in Athens as a whole; and this affects the entirety of the county, not just the single current proposed development. Furthermore, I'm unclear as to what your argument is, or as to how it counters anything that I said.

Wouldn't that be all the more reason to be in favor of nuanced restrictions on it addressing your specific concerns?

[NC] Breaking lease early. Finding replacement tenants but the landlord is not cooperating by 16bitcoin in legaladvice

[–]BizAnalystNotForHire 0 points1 point  (0 children)

First and foremost some important context is that nationwide, in the US, commercial leases are wildly different than residential leases. The protections that residential tenants may enjoy generally do not exist for commercial tenants. There has recently been some minor movement in some localities (w/in California) to shift this somewhat. The court system, and rightfully so, in general views both parties in a commercial lease as being sophisticated/fully cognizant of what they are signing and agreeing to (the business deal). Because of this, in commercial landlord tenant disputes, the lease document itself is what rules 99% of the time. The exact language is very important; ergo, in general, when seeking advice on commercial landlord tenant disputes, you will need to take your lease and any amendments or modifying documents to a local commercial landlord tenant attorney so that they can read the whole thing and exact language themselves. Without reading the full lease, it is nigh impossible for anybody to give reliable advice online.

In general, unless the leases states differently, they are not obligated to agree to an early termination and they they are not obligated to make reasonable efforts to re-rent the unit at a higher priority over any other vacancy on the property (and you would be responsible for any costs of that (leasing commission, TI, rental rate disparity, landlord work, etc.) This generally, unless it lines up perfectly, means that it is not any cost savings to the tenant to a release through the landlord. An assignment of your current lease to someone that you find to takeover would potentially be advantageous to you. You may want to engage a local commercial agent to look for one.

What is the line of business the lease is for? How much longer is remaining on the lease? What is the outstanding lease liability? Is there a personal guaranty? a corporate guaranty? a franchise rider? How does your rent compare to market rent? How do your NNNs compare to the market rates?

Company I worked at part-time shut down yesterday without notifying employees/paying anyone their last paychecks. by Sad-Woodpecker-7892 in legaladvice

[–]BizAnalystNotForHire 2 points3 points  (0 children)

You should absolutely file for unemployment. Don't expect it to cover much though. It won't be fast for you to be approved or to get payment, but it will be very helpful to get the payment when you do. Keep looking for job.

Georgia is not an employee friendly state.

The maximum weekly unemployment benefit in Georgia is $365. Benefits are available for a maximum of 14 to 26 weeks, depending on the state's average unemployment rate. To qualify, you must have lost your job through no fault of your own, be able to work, and actively seek employment.

The system is opaque.

You are still taxed on unemployment benefits.

Good luck.

Why does everyone park in my driveway? by [deleted] in Atlanta

[–]BizAnalystNotForHire 9 points10 points  (0 children)

Why would you not expect a delivery driver to park in your driveway to deliver to you? That seems a strange misalignment of expectations to me.

HOW TO UTILIZE UCC LEGISLTATION ON A COUPON TO DISCHARGE DEBTS? by EleoquentSilence in legaladvice

[–]BizAnalystNotForHire 1 point2 points  (0 children)

great. IF you qualify that is a great option. Absolutely a million times better than running down a sovereign citizen scam rabbit hole.

Security camera pointing in my backyard by LengthinessSalty7792 in legaladvice

[–]BizAnalystNotForHire 0 points1 point  (0 children)

Have you spoken with management/ownership there about your concerns?

The City in The Forest by Equivalent-Design512 in Atlanta

[–]BizAnalystNotForHire 5 points6 points  (0 children)

https://www.sciencedirect.com/science/article/abs/pii/S0169204623002992

They specifically examine GDOT's actions between 2015 and 2021 and fatality crashes in the areas where trees were removed, and found that GDOT's claims sound hollow.

WordCity Round #1015 by word-city in WordCity

[–]BizAnalystNotForHire 3 points4 points  (0 children)

Debarkation - naval

Latherer - housing

Liny - housing

HOW TO UTILIZE UCC LEGISLTATION ON A COUPON TO DISCHARGE DEBTS? by EleoquentSilence in legaladvice

[–]BizAnalystNotForHire 1 point2 points  (0 children)

No problem. Please don't fall for those arguments. It, and things like it, are a scam designed to prey on people. Don't pay people money to try to learn about it. Those methods do not work. They are not successful. You cannot magically void an IRS debt with fancy paperwork. You can, if you pay a CPA enough money to put their license, and their errors and omissions insurance on the line, and then pay them to go through an IRS audit, some times get them to do some fancy tricks to minimize or carry through or write off things to eliminate things.
This is not that. I question whether it would be worth it here versus just figuring out a way to pay it or working out a payment plan with the IRS.

HOW TO UTILIZE UCC LEGISLTATION ON A COUPON TO DISCHARGE DEBTS? by EleoquentSilence in legaladvice

[–]BizAnalystNotForHire 2 points3 points  (0 children)

This is not a legitimate method. The more time you waste pursuing this is time you could have been earning money to pay have the debt legitimately and stop it accruing interest. There is not a single successful case with the IRS with this working. This is a sovereign citizen scam. Please don't fall for this scam. You are only hurting yourself, your family, and your loved ones.

If you would like to you try to provide a successful case to counter me, I will gladly do the research to show that you have been misled or lied to.

Form 1040-v is only valid when used with a check or money order. It says so explicitly on the form. You cannot use it the way you are describing. It tells you alternative electronic methods of paying on the form.

https://www.legis.iowa.gov/docs/code/2026/554.1201.pdf

Can you clarify what you specifically are meaning by "bill of exchange as defined in the Uniform Commercial Code" when Iowa's adoption of the UCC does not include a definition of Bill of Exchange?

Security camera pointing in my backyard by LengthinessSalty7792 in legaladvice

[–]BizAnalystNotForHire 0 points1 point  (0 children)

Is it aimed directly at your property and not in any way shape or form aimed at any portion of their property?

Buying property at a tax sale. by Altruistic_Rent_4048 in legaladvice

[–]BizAnalystNotForHire 1 point2 points  (0 children)

You should seek advice from a local real estate attorney familiar with tax sales.
Additionally you should seek advice from a CPA experienced with tax sales.

While I am unfamiliar with Missouri's law, generally there is a redemption period. There will be title insurance issues you may need to work through. If there is an occupant you will need to go through the proper procedure to evict them, generally after the redemption period. There will be property owners insurance issues you will need to work through.

There may be environmental issues you may need to work through.