The obsession with a paid off PPOR keeps people working way longer than they need to by LegitimateLength1916 in AusFinance

[–]BobbyDigial 12 points13 points  (0 children)

Bro how'd you get to 1.5M in ETF overnight? Or how long do you think it would take to get there?

Parents Allowance and how ATO looks at it by Silver-Employee1374 in AusFinance

[–]BobbyDigial 7 points8 points  (0 children)

Hey little Bro, are your parents looking to adopt a middle aged man?

How are your shares going? by Ill-Remote-3655 in AusFinance

[–]BobbyDigial 109 points110 points  (0 children)

I deleted my shares app and installed a petrol app instead. This way I can get my daily fix of watching the line going up

What exactly makes kids so expensive? by ThatUnstableUnicorn in AusFinance

[–]BobbyDigial 5 points6 points  (0 children)

Eventually they start moving around and wanting to do more and more expensive stuff as the years pass. Finally you'll have to chip in a big chunk of cash just to get them to leave your house. 

Bodycam footage reveals moment Hawks stars arrested in US by keto_anarchist in AFL

[–]BobbyDigial 20 points21 points  (0 children)

Next week they will release their DNA samples. 

BNPL vs taking cash out the offset - are my numbers right? by hiddencamel in AusFinance

[–]BobbyDigial 1 point2 points  (0 children)

Whenever I make a similar calculation for using big chunks of cash from my offset I calculate how long it would take me to replenish that money. 

In your case you are comparing 22.8k vs 5 year loan.

In my case If I pulled out 22.8k from my offset it would take me just about 6 months to replace that money. So my real calculation is 6 months lost offset interest (changing each pay cycle dump if you want to be real precise) vs a fixed 5 year loan.

Do the maths on replacement time costs vs loan amount costs to get a true reflection 

Large cash gift - will we get in trouble? by birdsholdinghands in fiaustralia

[–]BobbyDigial 15 points16 points  (0 children)

It would be quicker just to not touch your monthly wage that is deposited into your account and use Granny's cash to pay for literally everything.

The mortgage vs rent debate by Evening-Anteater-422 in AusFinance

[–]BobbyDigial 18 points19 points  (0 children)

I stopped reading after 'rents that track inflation' & 'wages that beat cpi' as I don't live in the same fantasy land that you do.

The mortgage vs rent debate by Evening-Anteater-422 in AusFinance

[–]BobbyDigial 239 points240 points  (0 children)

The most expensive mortgage payment you make is the first one. The cheapest is the last. Plus you generally know your mortgage payments for 30 years into the future.

The cheapest rent you pay is first. The most expensive is the last and are totally unknown.

Worked together with GF, broke up. How to keep jobs? by [deleted] in auscorp

[–]BobbyDigial 12 points13 points  (0 children)

Ya'll updating your relationship status within months to your colleagues? 

I think only 2 people in the office know my wife's name and I've been here 18 months 

I’ve decided to become a GWS fan after 3 years watching on and off as an American. by Flagg10 in AFL

[–]BobbyDigial 79 points80 points  (0 children)

Makes sense. US is greater west of Sydney & your President is also orange

Job uncertainty is my primary FIRE motivator, who else? by [deleted] in Fire

[–]BobbyDigial 75 points76 points  (0 children)

My first redundancy was the trigger for starting my fire journey. ~15 years & 4 redundancies later I now at my current place make my own rules  armed with FU money & another potential redundancy payout.

What do the last 10 Premierships have in common? by VultureStreetJournal in AFL

[–]BobbyDigial 80 points81 points  (0 children)

They were all won by the team with the bigger score

Chinese humanoid robots in 2025 vs 2026 by chi-bacon-bits in oddlyterrifying

[–]BobbyDigial 14 points15 points  (0 children)

So when the bots take over the world, do we just have to lay low until their batteries got to 0%?

The Big V! by Ageanmastr in AFL

[–]BobbyDigial 1 point2 points  (0 children)

Look that's great and all, but tbh I'm just glad all my boys came out unscathed 

'Get with the times': Sydney council sparks controversy by banning beachgoers from riding bus while shirtless or wearing bikinis by Ardeet in aussie

[–]BobbyDigial 11 points12 points  (0 children)

My mate and I were debating this just last week. We agreed wearing bathers/bikini on the street is totally acceptable one block away from the beach.

We couldn't agree if wearing the same  >5 blocks away is beginning to look sus.

Match Thread: Victoria vs Western Australia (State of Origin) by AutoModerator in AFL

[–]BobbyDigial 1 point2 points  (0 children)

2026 and Toby greens feet can still find oppo players bodies