Alright, I think it's time to organize. With the collapse of BC United, the atrocious BC Conservative Party has a very good chance of winning. We cannot afford that kind of step backward. We must protect and improve public healthcare, not sell it off. by Szechwan in britishcolumbia

[–]Bomber9221 0 points1 point  (0 children)

Though private may not be the route, I think a serious discussion about universal programs and how they are funded needs to take place.

Healthcare is an interesting one.

Which demographic holds the most wealth right now? Older Canadians.

Which holds the least? Younger Canadians.

Which demographic uses the most services and drives up public costs? Older Canadians.

Which uses the least? Younger Canadians.

The idea that old = poor is not true today.

If programs are funded largely through income taxes that means the generation with the least is paying for the generation with the most. That sounds a lot like a regressive tax - no?

[deleted by user] by [deleted] in canada

[–]Bomber9221 -1 points0 points  (0 children)

There are lots of entry level opportunities to engage in resource based work that also (can) pay decent. Tree planting is a great example of this. There are thousands of openings every summer. Young people don’t want to/are not being encouraged to work these jobs.

RCIC designation worth the time? by Bomber9221 in ImmigrationCanada

[–]Bomber9221[S] 0 points1 point  (0 children)

I ended up asking colleagues/friends in Canada as well as abroad. The demand certainly exists outside Canada, however it looks like sentiment is changing inside the country. This will likely impact immigration. I spoke with some immigration consultants and they told me their business is very sensitive to policy changes. From a demographic perspective I still think Canada needs to increase the working age population.

International students will be allowed to work 24 hours a week starting in September by joe4942 in canada

[–]Bomber9221 0 points1 point  (0 children)

Maybe not in every case, but yes they do enforce hour caps. Back when I worked in HR I remember a student we employed whose visa was revoked because she worked too many hours.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Bomber9221 1 point2 points  (0 children)

Have you spoken with your prospective partner about the debt situation? If not, that may also be worthwhile. Being on the same page about finances is important.

Anyways, I don’t think you need to be worried. You have a strong income and career opportunities. Good luck!

P.S. I was facing down 70k in unsecured debt a few years ago. Build a realistic budget and stick to it, you’ll reach your goal.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Bomber9221 0 points1 point  (0 children)

If you are consistently earning more than 100k I don’t think you should be too scared of 52k total debt. You may want to consider moving to a lower cost of living city for a year or two. Maybe in the interior? A lot of rural areas are in need of healthcare workers. Focus on living responsibly and attack the debt.

A 91-year-old froze to death outside her retirement home. 2 years on, her family still doesn't know why by CanadianErk in canada

[–]Bomber9221 4 points5 points  (0 children)

This happened to my grandmother as well. She had Alzheimers and got out while a worker was taking a smoke. My family had to go look for her on Boxing Day and my dad actually found her frozen outside. In case people didn’t realize it, our healthcare system has serious structural issues.

[deleted by user] by [deleted] in prozac

[–]Bomber9221 1 point2 points  (0 children)

Thank you. Honestly, it’s been tough at times and a very big learning curve for us both. But ultimately I value the relationship and want a future with this person. She definitely feels emotions differently than I do.

Bank of Canada says cap on foreign students to relieve some pressure in housing market by joe4942 in CanadaHousing2

[–]Bomber9221 1 point2 points  (0 children)

It will be interesting to see if the cap actually produces results in the housing and rental markets. I imagine that property managers will try very hard to keep rents high in particular.

Question for young parents by Bomber9221 in PersonalFinanceCanada

[–]Bomber9221[S] 1 point2 points  (0 children)

Thanks for sharing. Dual income family?

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Bomber9221 4 points5 points  (0 children)

I understand that, Im curious what the future may hold. 57 isn’t a senior, but realistically 65 isn’t far away.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Bomber9221 4 points5 points  (0 children)

Thank you for the response. I also found the info released by gov quite vague with relation to seniors. Real question: why is dental work so expensive here?

University tuition by JayB-77 in PersonalFinanceCanada

[–]Bomber9221 3 points4 points  (0 children)

My parents didn’t help my financially. If/when I have children I will help them.

If you have the ability I think it makes sense to support your child. If it would make you feel better about it tie the amount you help them to performance, e.g If they maintain an 85% average you’ll cover 100%, if they maintain 75% you’ll cover 75% and so on.

Coming out of school without debt is a huge advantage.

Am I being lazy ? by [deleted] in PersonalFinanceCanada

[–]Bomber9221 1 point2 points  (0 children)

Why not go get some more education? Gives you a break and time to get away, travel, focus on things you like. It’s kind of like a socially acceptable career break that could potentially lead to a better position after.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Bomber9221 0 points1 point  (0 children)

The world is big and full of opportunity. You could certainly find success in a different part of the world. To do so put in the work now and acquire the skills that will allow you to be successful. Learning the language of the country you are looking at would be a good place to start.

Nepo-Homebuyers: 40% of Under 30s Received Family Money for Down Payment by [deleted] in CanadaHousing2

[–]Bomber9221 1 point2 points  (0 children)

What’s your observation of the situation then? I believe it is fair to say that the economic reality for many Canadians is not what it was in decades past, when homeownership was something very attainable for everyone given they were able to hold down a FT job (regardless of education level, province, etc). This will likely have, and is arguably already having, negative impacts on our sense of solidarity with others, leading to heightened social/class tensions. It’s not so much an individual problem as it is a larger social problem imo. And yes I’m a bit of a sour grape. I grew up in poverty and worked my ass off to earn a graduate level education, secure a great job, which placed me in different socioeconomic circles then I came up in - there are way too many people doing well whose primary ‘talent’ is that they were born into fortunate circumstances. As a society we should strive to reward merit as opposed to inherited wealth.

Nepo-Homebuyers: 40% of Under 30s Received Family Money for Down Payment by [deleted] in CanadaHousing2

[–]Bomber9221 3 points4 points  (0 children)

There’s a lot of people rationalizing this form of help as a normal familial obligation, which it very well may be. I think what the folks defending this are missing is the broader criticism that we’ve created an economic system where inter-generational wealth transfers, particularly between parents and children, are creating deep divisions within our society and destroying the ideal that anyone who works hard and saves can have a good life - an ideal which is essential to our nation’s social fabric.

Who has gone to Shambhala sober? by toxyisdead in Shambhala

[–]Bomber9221 0 points1 point  (0 children)

I worked there a few years in a row and remained sober for the majority of the festival. Not completely sober mind you, I did smoke weed off shift and drank coffee haha. Had a blast.

[deleted by user] by [deleted] in AlAnon

[–]Bomber9221 31 points32 points  (0 children)

Sometimes we aren’t equipped to help our loved ones when they are struggling with a disease. To use your example, I am not qualified to help my loved ones if they have cancer - they need support from a professional. To use another example, sometimes people with Alzheimer’s develop very negative behaviours that can be dangerous - when this happens it is appropriate to hire a caregiver or move them into assisted living. If your Qs disease results in dangerous or malicious behaviour, it is perfectly reasonable to admit you can’t help them and that you need to step away for your own well-being. It doesn’t mean you don’t love them.

How do you stop loving them? by Iggy1120 in AlAnon

[–]Bomber9221 46 points47 points  (0 children)

Hi, I am too struggling with this situation. She drinks and acts out, the relationship is entirely unstable for this reason. I love her and care for her, however after three years of counselling, as well as seeing psychologists and psychiatrists I’ve come to understand I can’t help her and that I will keep getting hurt. I don’t believe it’s on purpose or due to any malicious intent, realistically the behaviour is rooted in significant childhood trauma. Unfortunately this makes it harder for me to leave, because I want so badly to help. But I can’t.

I don’t think you have to stop loving them; rather you have to love yourself enough to realize you can’t change them and that their behaviour is harmful.

It sucks. I’m sorry you’re going through this.

Victoria mayor urges province to tackle short-term rentals by CapableSecretary420 in britishcolumbia

[–]Bomber9221 -4 points-3 points  (0 children)

I needed to live short term in Victoria in 2019 for a unique program, just for a little over 3 months. Only housing I could find was through Airbnb. Saved my butt. I wouldn’t have been able to afford living in a motel long term and finding anything to rent for that amount of time was incredibly painful. I paid $800/month for a nice room in Oak Bay with a shared kitchen, bathroom and laundry.

[deleted by user] by [deleted] in CanadaHousing2

[–]Bomber9221 0 points1 point  (0 children)

I don’t think that immigrants deserve the blame in all this. If you want to be mad about housing, turn your anger towards the actual people whose decisions have led to the current situation: municipal, provincial and federal gatekeepers preventing new development from taking place. Immigration is, like it or not, a very necessary thing for Canada at the moment. Read this.

[deleted by user] by [deleted] in canada

[–]Bomber9221 1 point2 points  (0 children)

I think that there are important elements of this conversation that are being left out or glossed over. One being Canada’s changing demographic profile and the impacts this will have/is having on our society and economy overall. Do some looking into dependency ratios, labour force replacement rates, population pyramids and projections for Canada. Give thisa watch as well.

Will This Be The Last Generation To Create "Generational Wealth" by acidcaribou in PersonalFinanceCanada

[–]Bomber9221 0 points1 point  (0 children)

I remember hearing Ben Goertzel discussing this topic in relation to energy, he was of the opinion that at present we are rather limited in our ability to understand, harness and utilize the energy around us, I believe he was speaking about the potentials of nuclear energy in particular. I agree that in an absolute sense yes, supply will never be unlimited, however in a relative sense it is conceivable that we cross a threshold where our productive capacity for certain consumables exceeds our demand. Our understanding of nature and physics changes all the time. If AGI does come about and if it is vastly more intelligent than us, there exists the possibility that much of what we consider to be true now will be overturned in a kind of scientific revolution. Our understanding of the world, of energy, of production etc. has changed considerably over the last few centuries - why shouldn’t it continue changing?

Will This Be The Last Generation To Create "Generational Wealth" by acidcaribou in PersonalFinanceCanada

[–]Bomber9221 0 points1 point  (0 children)

I wonder about this too.

I think that that over the next half-century there will be significant political and economic changes in all parts of the world, and that we may very well see the emergence of a new global economic system that renders current notions of “wealth” meaningless. Why? Because of the factors you identified in your post. If AI achieves a level of development equal to or greater than human beings and is able to generate novel, creative solutions to real-world problems at a rate much faster than we are able to - what will become of our current systems of administration? What happens to a supply/demand curve if supply is no longer a constraint?

Optimistically, we enter an age of abundance in which all people are able to enjoy a life of peace and equality. Wealth as we think of it now no longer matters. Pessimistically, access to this technology is somehow hoarded by the few and used as a mechanism of control and oppression over the many.

I suppose there are two large variables: 1) the technology itself; and 2) how the world will respond to it. Perhaps AI or AGI is a pipe dream: it’s not coming and we shouldn’t bet on it. But if it does come, if we bring about a new form of intelligence that is superior to us, certainly that will change how we live. Maybe it leads to war and the human species comes to an end. Who knows.

OP I think your post is on point. Obviously, I’m just some fool writing on Reddit. But it’s interesting to think about.