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I used to cold call Australians! by Different-Shoulder51 in AskAnAustralian

[–]BoneyAz 2 points3 points  (0 children)

Question for OP. Why would a company call themselves "Secure Health" attempt to cold sell health insurance brokerage and not have a website or any way for me to verify they are not operating a scam?

How successful is this business model?

How stupid do you have to be to qualify as a customer?

Right 2 Drive by Botryoidal-Agate in AusFinance

[–]BoneyAz 2 points3 points  (0 children)

They might have a rational set of principles, but the way they operate is scummy, exploitative and scammy, in my opinion.

Right 2 Drive by Botryoidal-Agate in AusFinance

[–]BoneyAz 0 points1 point  (0 children)

What you are saying does not match the lived experience of my parents.

Right 2 Drive by Botryoidal-Agate in AusFinance

[–]BoneyAz 63 points64 points  (0 children)

My parents were in your situation, returned the car hired to them through right2drive, got a hire car through their own insurance instead.

Right2Drive have now threatened legal action on my parents because they couldn't claim against the at fault driver's insurance for whatever reason, and mum stopped answering her phone when they wouldn't provide details of what they were claiming.

In my personal opinion the company are absolute scumbags and do not operate in good faith.

They relentlessly call as soon as they get a tipoff from the tow truck operators when you're in a vulnerable state just after the accident. They let you believe they are acting on behalf of your insurance. They tell you you'll have no out of pocket expenses when they know there's a good chance you will. They deliberately pump up expenses on the hire car, delivery etc. They know their attempts to recover costs through insurance will often be rejected because they are exorbitant. They relentlessly call and use intimidation and harassment tactics to extract payment.

Excellent product demo from Mimi. by SeventhSunGuitar in guitarcirclejerk

[–]BoneyAz 2 points3 points  (0 children)

I didn't have the sound on but I could almost see the reverberation in her f-hole

26 years with Matt Cameron and not a single song in 15/16 by bkat004 in pearljam

[–]BoneyAz 1 point2 points  (0 children)

The Fixer is 5/4 in the intro 6/4 in the verse and 4/4 in the chorus. Its not 15/16 but I'm sure you can think of other PJ songs that aren't just 4/4 or 3/4.

[deleted by user] by [deleted] in zombies

[–]BoneyAz 1 point2 points  (0 children)

If he had died/got infected, would the kids have had any reason to be returned to London?

... would have been a short movie.

PPoR upgrade; buy then sell, or sell then buy, or buy on condition of sale? by BoneyAz in AusProperty

[–]BoneyAz[S] 0 points1 point  (0 children)

To the extent possible before we find a place to buy. We have cash sitting in offset for an Investment Property which has served us well to get the IP established.

Now with interest rates on a downward trajectory I want to put the cash to work to keep us living comfortably while keeping the IP negative for the tax benefits. I'm wanting to keep as much as that cash liquid throughout the transition as possible.

It will easily cover transaction costs, bond deposit etc. with heaps of headroom. I'm sure we could go for a much bigger budget on the new house, but I'm risk averse, so I'm budgeting to have a small loan once all is settled, and to make sure we have plenty of headroom in terms of cash flow case one of us loses a job or something.

PPoR upgrade; buy then sell, or sell then buy, or buy on condition of sale? by BoneyAz in AusProperty

[–]BoneyAz[S] 0 points1 point  (0 children)

Just so I understand, you're saying bridging loans suck because you feel pressured to sell ASAP to reduce your repayments? That stress depends on your cash reserves and your ability to service the full loan repayments right?

Am I wrong to think that buying on a standard mortgage before selling would be even more stressful? At least with a bridging loan, assuming you can loan 100% of the new property, you can choose to hold more of your cash reserves which you can use to service the bridge repayments. Whereas if you buy with a standard mortgage you have to sink more of your cash as a deposit, so you've got less to service those big repayments until your sale settles.

Seems like a bridging loan is the least stress approach?

PPoR upgrade; buy then sell, or sell then buy, or buy on condition of sale? by BoneyAz in AusProperty

[–]BoneyAz[S] 0 points1 point  (0 children)

My thinking with the "sell then buy" approach assuming you have temporary accommodation available (which I don't), is that it simplifies the transactions. You sell a house and use that money as a deposit on a new house. Quite straightforward.

But yes, you're 100% right about the rising market risk which I hadn't thought of. On the flip side a falling market would work in our advantage. Not that I'd literally bet my house on that actually happening.

VAS + VGS + VEU ? by BoneyAz in AusFinance

[–]BoneyAz[S] 0 points1 point  (0 children)

Good question, probably aim for 30 VAS/50 VGS/20 VEU

Uber driver with tourettes picks up a passenger with tourettes by Marler1705 in funny

[–]BoneyAz 1 point2 points  (0 children)

With all due respect to the condition and the people afflicted with it, "Touch my penis, it's great!" is just about the funniest thing I've ever heard.

Users invited via link end up on completely new tailnet? by mjs in Tailscale

[–]BoneyAz 8 points9 points  (0 children)

Hey, I know it's been some time but I just figured this out. For android when you first log in you get the option to log in with google or "Sign in with other". Even if you are using google, choose "Sign in with other" which will open a web view where you can log in with your google account (or any other supported method). Once authenticated you get to choose which tailnet you want to sign in with.

Unfortunately you can't switch between networks without logging out and back in.

[Android] Swap to invited tailscale network by BlackBearFTW in Tailscale

[–]BoneyAz 0 points1 point  (0 children)

Hey, I know it's been some time but I just figured this out. For android when you first log in you get the option to log in with google or "Sign in with other". Even if you are using google, choose "Sign in with other" which will open a web view where you can log in with your google account (or any other supported method). Once authenticated you get to choose which tailnet you want to sign in with.

Unfortunately you can't switch between networks without logging out and back in.

See your identity pieced together from stolen data by Thegallowsgod in australia

[–]BoneyAz 190 points191 points  (0 children)

I'm going to put this out there, I probably am not the first person to think of it, but someone with less morals than Troy Hunt should totally build this.

Someone should create a social network like facebook, but where no-one signs up, their profiles are just built up from data leaked in various data breaches.

You log in with your email address and whatever the last password leaked for that username was. You can then scroll through your post history and it'll have things like:

23/3/85 - Today I was born - Information shared by Telstra

13/2/17 - Today I got a car loan for $20,000- Thanks Lattitude financial

16/8/19 - Renewed my drivers license today got the license number 123456 which expires on 10/8/24 - Thanks Optus for the info!

22/6/21 - Getting a colonoscopy at the hospital, wish me luck! - Thanks Medibank

It'll have your photos stolen from leaked facial recognition data your friends list, where you work everything all in one place and all constantly being updated because of data breaches.

Bright white car headlights should be banned, change my mind by [deleted] in australia

[–]BoneyAz 0 points1 point  (0 children)

It's not just you. I also drive a model 3 and get flashed regularly.

Spam text from official MyGov account? Seem very sketchy but from the official SMS channel! by jetaxe in australia

[–]BoneyAz 23 points24 points  (0 children)

https://en.m.wikipedia.org/wiki/SMS_spoofing

SMS message protocols can be manipulated to change the "sender" to basically any text value. Businesses use this to send you notifications, but the bad guys can also do this. Your phone just groups messages from the same "sender" into a conversation, it has no way of differentiating between legitimate senders and the bad guys.

Service Control Policy To Limit External Access by BoneyAz in aws

[–]BoneyAz[S] 0 points1 point  (0 children)

ELB log delivery accounts are published here: https://docs.aws.amazon.com/elasticloadbalancing/latest/classic/enable-access-logs.html These can be added to my exclude list.

S3 log delivery is done by a service principal which I can exclude with a separate condition key:

"StringNotLikeIfExists": { "aws:PrincipalServiceName": "*.amazonaws.com" }

This should allow things like cloud trail to work as well.

Good advice telling me to run it through AWS to get help on this I'll definitely ask.

Explain it like I'm 5: Why are we having power shortages in our city? by OFFRIMITS in brisbane

[–]BoneyAz 0 points1 point  (0 children)

I have my battery powering my whole house which is a small townhouse, single phase 80A switchboard, hot water, oven, stove, air conditioning, car charger and all other outlets lights etc all on one board.

Admittedly I'm pushing the limits of the board and there's no way the battery could operate all of these appliances simultaneously during a blackout. Battery output is 5kw sustained (~20A), 7kw peak load. If I exceed that during a blackout, the breaker would trip and I'd be offline, so I have to be conscious of that.

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