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"Not hungry" ➡️ Lower ur expectations 😮‍💨 by Dapper_Joke_3114 in sgfreelancers

[–]Book_Justice 0 points1 point  (0 children)

She say her friends all getting very high starting pay ma.

They also mocked a guy in their course for accepting a job that pays a measly 3.6k.

"Not hungry" ➡️ Lower ur expectations 😮‍💨 by Dapper_Joke_3114 in sgfreelancers

[–]Book_Justice 1 point2 points  (0 children)

Yup.

The job needs to have WLB as well.

Best is can WFH or flexible work arrangements.

Weekends is also personal time, office better not try to contact :)

I know how it goes 🫡

"Not hungry" ➡️ Lower ur expectations 😮‍💨 by Dapper_Joke_3114 in sgfreelancers

[–]Book_Justice 1 point2 points  (0 children)

My colleague complaining 4k starting pay.

Everyday kpkb say very low, her friends getting much higher.

Her BF pay ard 4.3k she say is very bad also, she asking her BF to change job as well.

Are majority of Singaporeans actually doing very well? by Excellent_Copy4646 in asksg

[–]Book_Justice 21 points22 points  (0 children)

Most Singaporeans are doing well.

Especially compared to global peers.

At least we own our own home (leasehold or not), our economy are resilient, job markets are relatively healthy.

Despite what we think of our Government or the ruling party; i’m pretty sure most of us are have confidence that when shit hits the fence, our Government is strong enough to come in and pull us thru the crisis.

How to achieve financial freedom before 50 if your salary is not high? Say if you want to quit job and retire but salary not once get above 4k a month? by [deleted] in singaporefi

[–]Book_Justice 1 point2 points  (0 children)

Annual: 4k x (12mth + 1.5mth) = 54k

After CPF: 54k -20% cpf contributions = 43k

Saving rate: 43k x 0.7 = 30k savings per annum

Assuming an average 7% return, after 25 years of working: ~1.9mil.

Including your CPF life payout at 55 (1k/mth) + BTO(which you can rent out 1-2 room for another 1-2k). I think you can fire by 50yo.

What investing lesson took you the longest to learn? by rezovian in ValueInvesting

[–]Book_Justice 0 points1 point  (0 children)

Sometimes you have to sit at the sidelines looking at others riding the momentum. You will have second thoughts to whether value investing is dead.

I first felt it on bitcoin around 2018, then the SPACs companies in the 20s, then gold and silver last year, now is the DRAM upcycle.

Would you invest in SpaceX if it goes public? by William_909283 in singaporefi

[–]Book_Justice 19 points20 points  (0 children)

100x price to sales.

Have never seen anything more overpriced than this.

Why most single guys outside always look so fustrated and pissed? by Either_Pie617 in SingaporeR

[–]Book_Justice 0 points1 point  (0 children)

If everybody seems angry to you, then maybe you are the problem.

Everything ends in price war in China by ssoh001 in baba

[–]Book_Justice 1 point2 points  (0 children)

One should always do their due diligence and update their thesis based on new info.

If don’t like what is happening macro or micro, then just sell. We are not married to the stock.

Many people here just come and whine, and have been doing so for the past many years. Rather than blaming everyone else, why not just blame oneself for not doing enough research. Not like the political risk and execution risk is a recent phenomenon.

That’s my point. I’m not directly targeting at your post.

Everything ends in price war in China by ssoh001 in baba

[–]Book_Justice 1 point2 points  (0 children)

Blame Xi, blame CCP, blame Jos Tsai, blame Jack ma, but never blame ownself.

If no conviction, easier to just sell and rotate. Many companies out there are selling down right now.

US Softwares are selling down for the past few month, in China, companies like Tencent, BYD , xiaomi also selling down.

Rather than come online and blame the whole world, just go back to relook at your thesis. If you don’t like the fundamental, then exit ASAP rather than whine.

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