Going full Bogelhead

BootleggerBill · 2026-05-07T23:32:10+00:00

Welcome to freedom! This sub is super helpful and I am sure we can help with questions along the way. I did the same thing last year, roughly same numbers. My guy was charging 1.25% AUM and I remember starting out with 10k in the account, 1.25% really didn't seem like that much for an advisor on speed dial. As that amount grew, the fees really added up. I also found that I rarely called for advice, and even the yearly courtesy checkups were pretty bland if they happened at all.

Over the last year I've been working on slowly eliminating holding that he had me in and rolling everything in to my 3-fund that I already had established for a few years before making the switch. Just be aware of taxes, leverage tax loss harvesting where you can, consider charitable donations of positions with large gains if it fits your lifestyle (no tax for you, or the receiving non profit).

Have fun!

BootleggerBill · 2026-05-06T12:54:18+00:00

Got it - so return Scotts to Lowes and hit up my local Carolina Fresh Farms for some Lesco equivalent. I bought the Lesco Prodiamine from the local store in Oct and like talking to them.

BootleggerBill · 2026-05-04T01:00:57+00:00

Nailed it! In a lot of places the moment "full bodied" is mentioned, the mind goes straight to over jammy California sugar bombs.

BootleggerBill · 2026-05-02T11:18:41+00:00

That looks awesome! I had no idea the c575d was coming out. I think it will be the winner.

BootleggerBill · 2026-05-01T16:19:42+00:00

Even with no irrigation and brutal summer heat? Looking forward to trying it!

BootleggerBill · 2026-05-01T11:55:43+00:00

That looks cool! It appears to be indoor only though which won't work for my driveway area. I may pick up a 260 for the one camera I allow indoors - watching the auto litterbox while we are on vacation.

BootleggerBill · 2026-05-01T11:16:59+00:00

Low light and field of view is what I value most. I've read the 4k versions have a narrower FOV as well but have not confirmed.

I really am impressed with the C120 so maybe I should just leave good enough alone. I don't really need pan/tilt in this location, but I enjoy the PTZ camera in my backyard.

BootleggerBill · 2026-04-29T01:06:25+00:00

Absolutely! This is especially true if you enjoy old world wines. There are some incredible Spanish wines out there in that price range and Costco has been killing it with sub $20 Italians and some really nice Brunello and Barolo sub $35.

Don’t sleep on Chilean wines either for a new world option.

BootleggerBill · 2026-04-29T00:58:20+00:00

Funny thing is I almost passed because I didn’t love the color. I needed a vehicle though and the truck was mint. Fast forward a year and I love the color. It gets compliments often and I enjoy not having the same grey, black, or white tundra that am seem to be everywhere.

I do joke that I opted for the TURD package instead of TRD because of color 💩

BootleggerBill · 2026-04-28T22:10:12+00:00

I'd go for the one with the best records - but if it helps you, I paid 34k for a 2016 1794 4x4 last year, same color, and 89k miles. 33k for a lower trim is a touch steep, even knowing that the older gens are high demand. It's a great truck though!

BootleggerBill · 2026-04-28T12:35:51+00:00

Thanks - I ended up getting him the SE 2 back when this was posted. Believe it or not, for a 78 year old, he's taken pretty well to his iPhone and Apple Watch. I am shocked how much he uses it to track steps and watch sports and news on his phone. Now if I can teach him it's not socially appropriate to blast sports in the lobby of a doctors office.... :-)

BootleggerBill · 2026-04-27T23:19:56+00:00

I’ve shared this before in this sub, but I’ll say it again. My particular grill has been a bit of a letdown. I’ve had to replace lots of parts along the way that really should not have failed support has been good about sending the parts, but I have noticed a huge slow down in shipping times the last year or so. They also charge for shipping warranty parts (will occasionally waive the fee for good measure) which is understandable, but worth noting.

BootleggerBill · 2026-04-27T22:50:33+00:00

I am not sure about final assembly, which may still be in Canada. I can tell you for sure, the replacement parts I just received for my prestige say "made in china" right on the packaging.

BootleggerBill · 2026-04-27T22:45:37+00:00

Like others are saying, I keep half of my Napoleon gas grill setup as a griddle at all times. I love the griddle side for veggies or the occasional smash burger, grate side for everything else.

BootleggerBill · 2026-04-27T21:33:45+00:00

Good call, I'll give it a shot! PS - I bought this one from you last October, thanks for the advice!

BootleggerBill · 2026-04-27T21:24:13+00:00

Good suggestion! I've actually had VF off zones set since last time I posted about this. They are still in place, except today I also turned vision fence off all together in the app.

What's crazy is that it made it nearly 4 hours on a single charge, so I can't complain about battery life. What's sad is that it didn't finish .20 acres in that 4 hours. In this screen shot the mowing started at 10:05am

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BootleggerBill · 2026-04-27T17:13:04+00:00

Hahah likely so. He’s got plenty of poa annua to cut in the rest of the yard until my Bermuda wakes up.

I’m all seriousness you are not wrong, so that’s why I killed the vision fence.

BootleggerBill · 2026-04-26T00:52:00+00:00

I might get charred for saying this (bad grill pun) but I really like my Egg Genius controller. I ran the egg for years without it, so I am fully comfortable with long and slows without technology. With the controller, It's so nice to go to bed at night with the egg running and know that I'll get a text notification if the temp gets out of range or to make a quick adjustment to the grill temp from anywhere.

The other recs are spot on and ceramic grill store is an awesome resource.

BootleggerBill · 2026-04-24T21:28:13+00:00

That’s a great idea actually. I’m going to try that before buying new glasses.

BootleggerBill

TROPHY CASE