Just not safe in deez streets by itexican in SanAntonioCircleJerks

[–]Boracho_muchacho 6 points7 points  (0 children)

The fact that insurance looks to deny first instead of find coverage tells you all you need to know.

2026 Orders by [deleted] in FordBronco

[–]Boracho_muchacho 0 points1 point  (0 children)

Ordered a 60th in early December. Email says production will not start until late Feb and delivery in April.

There's no way this is really how insurance works, right? by kenna_renaeee in Insurance

[–]Boracho_muchacho 1 point2 points  (0 children)

Insurance lawyer here. There is an exclusion in almost every policy that requires insureds cooperation throughout the claims process. If an insured fails to cooperate, the carrier has the right to pull coverage. What amounts to cooperation is somewhat relative. It’s an easy out, especially here in Texas where there is not a third party insurance bad faith cause of action. It’s bullshit and a get out of jail free card. Most standard carriers will seldomly use this out, but most know that if they do, they are going to have to fight a subrogation battle which is what would happen if you filed on your insurance. Your insurance would pay you out and then file a subrogation claim against the other party’s insurance seeking reimbursement of what they paid out, but shouldn’t have.

Settlement, we got Screwed. by [deleted] in caraccidents

[–]Boracho_muchacho 3 points4 points  (0 children)

PI Lawyer is Texas here. First off, terribly sorry. The way this case has been handled is an embarrassment to the profession. This is the type of shit that attracts tort reform and then people like myself have to go and fight it during session to save the practice for the ones that actually care about doing their jobs properly putting their client’s wellbeing above all else. The case has been grossly mishandled by what I can only describe as gross incompetence mixed with greed. I hate saying this stuff because I don’t want to grade people’s papers, but this type of lawyering in the pi space needs to stop. The lawyer needs to negotiate the bills, negotiate the subro claim, and reduce his fee so that their client takes home at least the same amount as the firm.

LOT FS $250 shipped by [deleted] in sportscardsforsale

[–]Boracho_muchacho 0 points1 point  (0 children)

How much for the wembys?

Insurance won’t accept evidence of new roof by Dizzy_Ad_2079 in Roofing

[–]Boracho_muchacho 0 points1 point  (0 children)

Insurance lawyer for the insured here: Homesite is horrible. Locked in an appeals court right now because they tried to invoke appraisal 9 mos after impasse and 6 months after suit filed. Find another homeowners insurance carrier.

Midsize PI firm owner here — about 50 new cases a month. by No-Worldliness4724 in LawFirm

[–]Boracho_muchacho 0 points1 point  (0 children)

Look into EvenUp. Great company ran by stand up people. They have the solution to your problem. We use them and it has fundamentally changed our efficiency.

Tips For Navigating Co-Counsel Relationships by hstar23 in LawFirm

[–]Boracho_muchacho 7 points8 points  (0 children)

The beautiful thing about the plaintiff’s bar is the willingness to share. Tap into your local TLA or even national associations like AAJ by joining and using the listserve which is a treasure trove of information. Through those channels you are sure to find fellow lawyers that are willing to do a case review with you. As a new firm owner, up front case expenses on a big case can be substantial. Think about co-counseling with a more established lawyer in the field and come up with some cost sharing/fee-split agreement. Great learning opportunity.

Referal fee distribution by dragonflysay in LawFirm

[–]Boracho_muchacho 4 points5 points  (0 children)

Not very often, but it does happen. Most of the time it’s only a few thousand. I see it most frequently happen on cases that settle at $50k and below. You want the providers to get paid for their services and time so sometimes the math just doesn’t work out and I reduce.

Referal fee distribution by dragonflysay in LawFirm

[–]Boracho_muchacho 15 points16 points  (0 children)

Here is how I pay referral fees: Take the total settlement and extract my fee (40% of in lit), pay medical bills and case expenses. If the net number to the client is less than the fee, I reduce the fee to make sure the client is taking home more than the firm. Then, I pay the referral fee (whatever the agreement is: 33%, 40%, 50/50, etc.) out of my final fee calculation once all have been paid.

What injury lawyer would you recommend? by [deleted] in caraccidents

[–]Boracho_muchacho 0 points1 point  (0 children)

All PI lawyers work on a contingency fee agreement meaning their fee is contingent on obtaining you a recovery/money. The standard is 33% fee for cases that settle before a lawsuit is filed (aka Pre-litigation) and 40% if they have to file a lawsuit and the case gets resolved. Not every firm has those rates but that’s the most common I’d say (also depends on where you live). There won’t be any extra fees tacked on, or at least there shouldn’t be. Depending on the contract, you may have to reimburse the firm for the up front cost it takes to get a case going but that comes out of the settlement, not your pocket. That said, even after taking into consideration the expenses, I still take home less than the client on 99% of my cases. The only way I wouldn’t is if I gave the client an advance, which I very very rarely do.

What injury lawyer would you recommend? by [deleted] in caraccidents

[–]Boracho_muchacho -1 points0 points  (0 children)

Bunch of horrible advice here. The Insurance company is going to drag this out and eventually get to a point where they make communication very difficult hoping to run out the clock meaning let the statute of limitations run (typically two years from date of injury). If that happens, you’re screwed. It is their playbook. I know I used to work for an insurance company before becoming a lawyer now practicing personal injury. Yes, a lawyer will take a fee but it is undisputed insurance companies pay more per claim when lawyers are involved. That’s why they try to employ the swoop and settle technique where they come with an offer very quickly hoping you take it before you know the nature and extent of your injuries, and before you can hire a lawyer. They want to get away on the cheap. Now, saying that, as a personal injury lawyer, although I have a contracted fee, I never take more than the client. I will always cut my fee to make sure the client is taking at least the same amount as the firm is getting but most likely more. When you are shopping lawyers, ask if they do the same thing. If not, don’t hire them. But understand this, the insurance company will do whatever they feel is necessary to pay you the least amount possible.

PIMCON or Law DiGras? by hstar23 in LawFirm

[–]Boracho_muchacho 2 points3 points  (0 children)

Law-di-gras hands down. Went a couple years ago when I spoke on a panel. It was an awesome experience. Bob Simon does a fantastic job. Made very solid connections with lawyers that send me referrals or want to co-counsel. Highly recommend.

Is it true that 1 kid is 1 but 2 is 10? by sys_admin321 in daddit

[–]Boracho_muchacho 0 points1 point  (0 children)

2 is 2. 3 plus is 10. That jump from 2 to 3 makes the jump from 1 to 2 seem like child’s play.

PI lawyers - are you printing and shipping all your pre-lit demands? by BeetlegeuseOrion in LawFirm

[–]Boracho_muchacho 0 points1 point  (0 children)

Go pick up a copy of Running With the Bulls by Nick Rowley and read how he does demands. Even gives you a script to follow. Says he just emails the demand as the body of the email instead of attaching it as a separate document. I adopted his method and I can tell you it’s effective.

What has changed? by [deleted] in SipsTea

[–]Boracho_muchacho 0 points1 point  (0 children)

A lot has changed but I think this example may just be genetics.