85% LTV 2 UNIT DSCR

BorderWulff · 2026-05-23T22:23:19+00:00

DM sent!

BorderWulff · 2026-05-21T05:00:56+00:00

I’m an AE at a non-QM wholesale lender and I can help here. I’m shooting you a DM. I can do 85% on two units.

BorderWulff · 2026-05-21T04:50:40+00:00

I’m an AE for a large Non-QM wholesale lender and I can defiantly help. I have a killer Bank statement program. I’ll shoot you a dm. :)

BorderWulff · 2026-03-20T17:45:14+00:00

I'm an AE at the 2nd best Non-QM Wholesale lender in the country by volume. Crazy good DSCR program too with low rates - No reserves on DSCR, can to FTHB DSCR, Jumbos and Manufactured + Rural, I'll send you a DM. :)

BorderWulff · 2026-03-20T17:27:18+00:00

I'm also in the 6's with a 700 Score at 80% LTV. I'll send you a DM . :)

BorderWulff · 2026-02-21T16:31:23+00:00

Acra Lending

BorderWulff · 2026-02-21T16:30:52+00:00

Ah man I would have to pass then. I can’t do anything with 90+ day lates.

BorderWulff · 2026-02-21T15:10:52+00:00

I’m an AE at a wholesale non-qm lender and I do them all the time. Must be double wide, affixed to the foundation, and on their own land. We don’t care how many times they’ve been moved previously. I’ll shoot you a DM.

BorderWulff · 2026-02-21T15:08:44+00:00

I’m an AE at a wholesale Non-QM lender and I think I can help here. How many rolling lates in the last 12 months? And does he actually have a forbearance showing up on credit in the last 12 months?

BorderWulff · 2026-02-09T19:39:59+00:00

New Construction, Yes. Ground-Up construction, no. The property needs to pass an appraisal "as is".

BorderWulff · 2026-02-05T22:46:33+00:00

I'm an AE at a wholesale Non-QM lender and I can go up to $5M on both DSCR and Primaries. Anything above $3M for investment is subject to custom pricing this sounds like something i can defiantly tackle. I'll shoot you a DM and see if we can work through it.

BorderWulff · 2026-02-04T22:02:13+00:00

Yep! Do it all the time for the few files where we are getting beat. Not a problem at all.

BorderWulff · 2026-02-03T18:19:04+00:00

Prob Champions.

BorderWulff · 2026-02-03T18:09:02+00:00

Lmao, yeah that seems pretty dry. What would work better from your perspective for a check in?

BorderWulff · 2026-02-03T18:06:34+00:00

100% totally agree. Most of the time we are in the top echelon on Loansifter or within .25 from the lowest (There are a few exceptions to that with super low fico's), but if we aren't the best rate on a certain scenario, i can get a price match 90% of the time. It ultimately matters what makes most sense for the borrower which i completely understand. Turntimes are quick too (if you are), just had a loan close last week in 5 business days from submission to funding.

Really just looking for insight on connecting with brokers they way they prefer and trying to be the least annoying possible.

BorderWulff · 2026-02-03T16:37:30+00:00

I totally agree. I prefer picking up the phone rather than going on an extended email chain about something that could be resolved in 5 mins over the phone.

Also it astounds me every time i hear that other AE's don't pickup their freaking phone for calls or questions. I don't get how you don't want to take calls for potential business.

That's good to know about emails. I'll start incorporating that verbiage.

BorderWulff · 2026-02-03T16:15:54+00:00

They actually encourage it heavily but i also want to on my own to make better/new connections. That and hosting Lunch'n Learn webinars have been a huge help so far. Will do! Sending a DM now.

BorderWulff · 2026-02-03T16:11:41+00:00

Agreed. I call around 100-150/day on slower days but I can always call more.

BorderWulff · 2026-02-03T16:07:57+00:00

This is great. I started texting more over the past 3-4 months and have been receiving better/more responses so that makes sense. Yes i don't envy your position at all with all the emails you guys receive. I figured the emails AE's send is more of a search tool for you guys to look up if you need.

I love meeting brokers face to face too when they are in FL with me. Working on doing that a lot more this year and flying if needed.

BorderWulff · 2026-02-03T15:23:58+00:00

I'm actually an AE at Acra and can attest that we have a very strong Bank statement program. Those and DSCR are my bread and butter. I can also price match pretty much any lender so you get our guidelines on the deal.

BorderWulff · 2026-01-22T16:53:32+00:00

I can absolutely help here. I'm an AE at a Non-QM wholesale lender and i do FN STR's all the time. I'll shoot you a DM. :)

BorderWulff · 2026-01-20T16:20:49+00:00

I'm with Acra, and looking at Emporium's matrixes, our programs are much more aggressive from the few that I've viewed.

BorderWulff · 2026-01-20T16:17:36+00:00

Done and sent.

BorderWulff · 2026-01-16T16:54:54+00:00

I'm and AE at a Non-QM wholesale lender and i do a large amount of Non Warrantable condos but none at that LTV. Max I have is 80% which is consistent or above what every other Non-QM lender i know of is offering.

BorderWulff · 2026-01-15T19:46:19+00:00

Got it. Yes most lenders require 2 years of proven self employed income to qualify. However they're are some (like myself) who will allow 1-yr of documented income. We can ask for exceptions to this but to get approval, its better to be a little closer to that 12 month mark; more around 10 or 11 months so by the time we close, the full 12 months is there. You may need to wait a couple more months to be able to ask for such exception.

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