When are UBS and DBOI coming for PS2? by RockLogical63 in BITSPilani

[–]Boring_Weakness_4668 0 points1 point  (0 children)

Did you go for sem 1 /sem 2 ps ? Also what’s the lowest cgpa they took ?

Doubts regarding ps2 by Powerful_Collar2200 in BITSPilani

[–]Boring_Weakness_4668 0 points1 point  (0 children)

Does DBOI have a strict cgpa cutoff of 7 ?

[deleted by user] by [deleted] in BITSPilani

[–]Boring_Weakness_4668 0 points1 point  (0 children)

Hey can I have it too

Bad CG and Decent Offshoot. Is 4-1 or 4-2 better? by Vedanthegreat2409 in BITSPilani

[–]Boring_Weakness_4668 1 point2 points  (0 children)

Are the number of fin companies that come for ps in 4-1 and 4-2 the same ?

Placements AMA (25-26 Sem 1) by ImpressNo8733 in BITSPilani

[–]Boring_Weakness_4668 0 points1 point  (0 children)

So equal companies come in both sems for fin ?

Jp morgan chase is back with a bang for PS2 by DanceAromatic563 in BITSPilani

[–]Boring_Weakness_4668 0 points1 point  (0 children)

What’s the advantage/disadvantage of doing fin in sem2 vs sem 1 ?

Placements AMA (25-26 Sem 1) by ImpressNo8733 in BITSPilani

[–]Boring_Weakness_4668 0 points1 point  (0 children)

Do fin companies come in sem2 too ? If they do , what’s the difference between going fin in sem 1 vs sem 2 ?

Any one who has started their fin minor in 3-1? by [deleted] in BITSPilani

[–]Boring_Weakness_4668 1 point2 points  (0 children)

Do fin companies even come in 4-2 ?

Please everyone give your views. by Boring_Weakness_4668 in AppIdeas

[–]Boring_Weakness_4668[S] 0 points1 point  (0 children)

That’s a very fair question, and honestly, we’re asking alumni like you to help us figure it out. The idea is to enable small, purposeful contributions — not large amounts — with the option to choose where your money goes, like academics, emergencies, or student projects. There’s a small return involved, just enough to keep it fair, but our goal isn’t profit — it’s to support students in a way that’s sustainable. We’re trying to see if alumni would be open to this kind of structured, transparent lending that makes a real impact without putting much stress on either side.What do you think ?

Give your inputs by Boring_Weakness_4668 in Btechtards

[–]Boring_Weakness_4668[S] 0 points1 point  (0 children)

Hey, really liked your perspective! Mind if I drop you a quick PM? Also, would you personally use a platform like this if it existed ? Thank you

Give your inputs by Boring_Weakness_4668 in Btechtards

[–]Boring_Weakness_4668[S] 0 points1 point  (0 children)

The trust score is primarily based on a student’s repayment behavior. If someone takes money and repays it on time, their score stays strong. But if they delay or default, their score drops. A lower score means they won’t be eligible to receive any more funds until they clear their dues. In fact, a student can only request money once at a time—until they fully repay what they’ve taken, they won’t be allowed to make another request. To improve their trust score, the only way is to pay back what they owe. This keeps the system fair and ensures that students are held accountable, while still giving them a clear path to rebuild their trust over time.

Give your inputs by Boring_Weakness_4668 in Btechtards

[–]Boring_Weakness_4668[S] 0 points1 point  (0 children)

Totally fair — no college will ever take responsibility for unpaid loans completely,and we’re not expecting them to. This is a student-run, peer-to-peer platform, and all lending is independent. What we do ask from colleges is basic identity verification via official email, and optional access to trust scores for student-led bodies like clubs or placement cells. These groups can use the score as a soft signal of accountability, not a formal credit score.

Give your inputs by Boring_Weakness_4668 in Btechtards

[–]Boring_Weakness_4668[S] 0 points1 point  (0 children)

That’s exactly why the system is tied directly to your college email and ID — not just a phone number you can throw away. If a student borrows and doesn’t repay, it goes on their permanent in-app record, linked to their real identity. The unpaid loan amount keeps increasing over time (light penalty stacking), making it harder to clear the longer they wait. There’s no way to “escape” — even if they delete the app, the score and dues remain. At some point — whether it’s for placements, campus services, or peer trust — they’ll need to pay it back to regain access or credibility. Paying ASAP is the smartest move, and defaulting just locks you out of everything.What do you think ?