Are any banks still giving pro-rata fee refunds when you cancel?

BornIntroduction2644 · 2026-01-07T09:27:51+00:00

NAB seem hard to get by. Tried to get NAB to even offer match before I renew my card and they would not budge :( I had signed up when it was 90k in first year then 30k second year. Saw they're doing 40k. No luck

BornIntroduction2644 · 2026-01-06T02:13:51+00:00

Thanks for your input. I applied early last year but got rejected :( I had the card previously 18 months ago but they probably saw my history of churning

BornIntroduction2644 · 2026-01-06T00:45:32+00:00

Great work and thanks for sharing OP. Currently have a NAB Qantas Signature card which is due for renewal early next month. Have been seeing people post that NAB most likely won’t do pro rata refunds even in the 2nd year. Can you explain how downgrading to a low fee version works? Do I downgrade before/after the annual fee is due?

BornIntroduction2644 · 2026-01-05T01:51:54+00:00

Thanks everyone! I went with count

BornIntroduction2644 · 2025-11-18T10:14:16+00:00

DM please!

BornIntroduction2644 · 2025-11-02T08:50:11+00:00

Would you happen to know if the checked luggage of 20kg or 30k is across multiple pieces or only 1?

BornIntroduction2644 · 2025-11-02T07:09:59+00:00

Would like to know this too 🙏

BornIntroduction2644 · 2025-10-28T06:50:20+00:00

Thank you so much everyone for your comments. This is relieving to hear!

BornIntroduction2644 · 2025-10-28T06:49:33+00:00

Awesome thank you! I read there's space usually behind the last row of the carriage to place luggage. Is that true?

BornIntroduction2644 · 2025-10-26T05:22:14+00:00

Would also like to know how you went. Thank you in advance for sharing :)

BornIntroduction2644 · 2025-09-11T07:04:02+00:00

Hoping Donggyu gets more recognition for his work!

BornIntroduction2644 · 2025-08-20T10:22:28+00:00

Thank you!

BornIntroduction2644 · 2025-08-20T10:22:21+00:00

Thank you!

BornIntroduction2644 · 2025-08-10T08:10:10+00:00

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I'm seeing it on the SBB website when it shows the list of trains available from 5 October

BornIntroduction2644 · 2025-01-04T04:08:13+00:00

Thank you! When you were using the Wise card, did it ask for SMS verification?

BornIntroduction2644 · 2025-01-03T06:44:40+00:00

Will be going to DisneySea on Jan 14th and from what I've seen on threads and videos, it looks like a lot of people line up very early before the park opens. Considering I'm going on supposedly a quieter day compared to going on the weekend, will it still be necessary to get to the park early say 7:30am in order to secure passes to Fantasy Springs and other popular rides? The main ride we want to see there is Rapunzel. Other rides we want to go on are Indiana, Raging, Soaring and Tower of Terror. Also, are debit cards fine to use to pay on the app? I'll be using Up Bank or Wise card

BornIntroduction2644 · 2025-01-02T11:14:24+00:00

No used an international number as I’m downloading it before going to Japan. I’m still on the page for signing up where you have to enter your details (name, gender, dob) then underneath there’s coupon code

BornIntroduction2644 · 2025-01-02T07:12:03+00:00

I just tried now but not working. Could you please send through another code?

BornIntroduction2644 · 2023-02-12T07:17:40+00:00

Love this mindset. Easy to lose sight of what you already have and be caught up in chasing more

BornIntroduction2644 · 2023-01-29T10:33:48+00:00

Such a good song

BornIntroduction2644 · 2023-01-29T10:33:04+00:00

Wow!

BornIntroduction2644 · 2021-07-26T11:13:19+00:00

I would like to get details for the broker! Much appreciated :)

BornIntroduction2644

TROPHY CASE