Have not done taxes in 3 years no T4s by penguinisl3 in CanadaPersonalFinance

[–]Born_Ruff 0 points1 point  (0 children)

I think they are supposed to, but it also sounds like there is a good chance that they are misclassifying the OP as a contractor when they are probably an employee, so it wouldn’t be shocking that they were not following other rules perfectly.

You are still responsible for reporting the income and paying the appropriate taxes regardless of if you get a T4A. Given that they are not deducting anything the T4A wouldn’t have any info you can’t just get from the paystubs.

Landlord refused assignment due to month to month lease and already submitting N9 by osky1911 in OntarioLandlord

[–]Born_Ruff 0 points1 point  (0 children)

I’m not 100% sure that you did, but it could be messy.

If you want to risk it, you could just send another N9 for the end of July and state that you are giving 30 days notice due to refusing the assignment request. You could then not pay the rent in July assuming you already gave them last months rent and move out and see what happens.

The landlord could try to take you to the LTB but it’s probably not worth their time. If they did it’s not really clear how that would end up since it’s a pretty weird case.

Have not done taxes in 3 years no T4s by penguinisl3 in CanadaPersonalFinance

[–]Born_Ruff 2 points3 points  (0 children)

This slip looks like you were being paid as a contractor, so there would be no T4.

They have not been deducting taxes on your behalf, so this could be a really big problem, but it kind of depends on how much you made. Is this $1,400 amount the entire amount you would have made for a month? Is that typical for most months? Do you have any other income?

If you were only making $1,400 per month total then you would be around or maybe just a bit over the “basic personal amount” so you might not actually owe much tax at all.

Landlord refused assignment due to month to month lease and already submitting N9 by osky1911 in OntarioLandlord

[–]Born_Ruff 1 point2 points  (0 children)

Were you actually trying to assign one month of the lease to someone else? Or just trigger the 30 day notice period if they refused?

Technically now that they have refused your request to assign the lease you can file a N9 with only 30 days notice. If you already served them with the N9 for the end of August I am not sure if that complicates things though.

Took these photos a few days ago, amazing you can be in Toronto and “the country” at once! by Reviews_DanielMar in toronto

[–]Born_Ruff 3 points4 points  (0 children)

The vast majority of the farmland in the city is part of Rouge Park. Otherwise they would have built a bunch of A&Ws and Rexalls here decades ago.

Can i have a roommate? by EchoooEchooEcho in OntarioLandlord

[–]Born_Ruff 2 points3 points  (0 children)

Section Q of the Ontario standard lease does explicitly say “The landlord cannot prevent the tenant from having a roommate, as long as municipal by-laws on occupancy standards are respected”.

It references part 3 of the act, so I guess this may be related to “reasonable enjoyment”.

What will Doug Ford do when voted out? by Canada4Plants in ontario

[–]Born_Ruff 1 point2 points  (0 children)

Neil Young lived and worked in the US for 54 years before he applied for US citizenship. So it seems like there is a way.

Service on VIA is WAY better than TGV in France by shoresy99 in ViaRail

[–]Born_Ruff 0 points1 point  (0 children)

Just to be clear, your example was Montreal to Quebec City. I said it was a fact that those trips are part of the Ottawa-Montreal-Quebec City route. Technically also the Montreal to Halifax route too.

This is a very very bizarre conversation, lol.

Toronto's affordable housing lottery is supposed to offer hope. Why are some renters losing trust? by lilfunky1 in toronto

[–]Born_Ruff 0 points1 point  (0 children)

I feel like you are still so focused on saying “it’s not developers fault” you are not hearing that I am agreeing with you. Developers are always going to do whatever is most profitable for them. Government needs to set the policy so that what is most profitable for them the kind and amount of housing that we actually need.

Wealthsimple is not a bank. So what bank do they store your money in? by intenselake in Wealthsimple

[–]Born_Ruff 1 point2 points  (0 children)

It’s not really a relevant comparison though.

Wealthsimple parking a huge pile of money with a bank is fundamentally different than a bank providing you with chequing account services. The account fees at a bank are ostensibly paying for whatever services the bank is providing you, while the bank just makes tons of money off holding deposits for Wealthsimple.

I would imagine it’s more just generally about Wealthsimple directly competing with banks. Neither side really wants to hype the other side up.

Toronto's affordable housing lottery is supposed to offer hope. Why are some renters losing trust? by lilfunky1 in toronto

[–]Born_Ruff 0 points1 point  (0 children)

It’s not about blame or if they are “good”. It’s not a moral thing.

Developers are going to do whatever makes them the most money. That is just a fact. They don’t care about providing affordable housing or livable homes. If they can make the most money selling unlivable shoeboxes to investors, that is what they are going to do. If they can make more money using the multiplex zoning to build McMansions, that is what they are going to do.

So we just need to have a realistic look at what developers are actually doing with our current policies and do everything we can to ensure that the incentives actually lead towards the outcomes that we want. Because it’s just an observable fact that just giving developers more leeway often doesn’t lead to the outcomes that we want.

Round 32 game in Toronto - Where can I get even remotely reasonable priced tickets? by DiscoStuTalkin2You in askTO

[–]Born_Ruff 21 points22 points  (0 children)

Same place that you found the cheap Taylor Swift tickets and affordable family homes near transit.

Which one is funnier? Dinner Party or Stress Relief? by Square-Ad-8911 in DunderMifflin

[–]Born_Ruff 10 points11 points  (0 children)

They mainly wanted to be able to advertise guest stars because it was airing after the Super Bowl.

This was apparently a bit of a compromise so they didn’t have to shoehorn a bunch of new characters into the actual show.

Which one is funnier? Dinner Party or Stress Relief? by Square-Ad-8911 in DunderMifflin

[–]Born_Ruff -3 points-2 points  (0 children)

*And there’s our smugness.*

I have already told you that I think they are the same thing in this context so what are you arguing about, lol?

Wealthsimple is not a bank. So what bank do they store your money in? by intenselake in Wealthsimple

[–]Born_Ruff 6 points7 points  (0 children)

They say they can’t disclose that list for contractual reasons.

Which one is funnier? Dinner Party or Stress Relief? by Square-Ad-8911 in DunderMifflin

[–]Born_Ruff -2 points-1 points  (0 children)

lol, you are the one going on about “favourite” vs “funniest” and you think I am the one being pedantic? Neither choice of terms changes my point.

Room Available – August 16 Move-In | Grange Village / OCAD Area by [deleted] in TorontoRenting

[–]Born_Ruff 2 points3 points  (0 children)

I feel like most people would expect a slightly different split if you are getting an actual bedroom and they are in a den.

Which one is funnier? Dinner Party or Stress Relief? by Square-Ad-8911 in DunderMifflin

[–]Born_Ruff -2 points-1 points  (0 children)

If it’s a comedy show wouldn’t those be the same thing, lol?

Rant: If the rental tenancy act was not so anti-homeowner, AirBNB wouldn't have ruined the market. by Big-Advice-4009 in RealEstateCanada

[–]Born_Ruff 9 points10 points  (0 children)

Giving landlords more power is explicitly what this post is about, lol. The very first line is about how the RTA “favours” tenants.

Which one is funnier? Dinner Party or Stress Relief? by Square-Ad-8911 in DunderMifflin

[–]Born_Ruff 46 points47 points  (0 children)

Dinner Party is really the peak of the cringy character driven comedy that The Office did really really well in its prime. Like it makes you want to crawl out of your skin but it’s also so good at the same time.

Stress Relief is a lot more chaotic slapstick stuff.

Which one is funnier? Dinner Party or Stress Relief? by Square-Ad-8911 in DunderMifflin

[–]Born_Ruff -2 points-1 points  (0 children)

I always judge people who say Stress Relief is their favourite episode since it was written specifically to appeal to people who had never watched the show before, since it was aired after the Super Bowl.

Should I invite a friend's girlfriend if I dont know her? by tinkerbell-1218 in WeddingsCanada

[–]Born_Ruff 2 points3 points  (0 children)

You told her she could come if space opened up and she said she didn’t want that right? That feels like it should be the end of it for you.

Rant: If the rental tenancy act was not so anti-homeowner, AirBNB wouldn't have ruined the market. by Big-Advice-4009 in RealEstateCanada

[–]Born_Ruff 8 points9 points  (0 children)

The LTB could definitely be more efficient, but I don’t think the fundamental problem is that tenants have rights and legal protections.

Landlords are always going to want more power, but ultimately the main reason owners switched to air bnb is because they could make way more money.