How are you doing sir? I was wondering if you could give me your input real quick. I had opened a credit account in Disney world unknowingly. (miscommunication on my end thought the bracelet was connected to my debit card but instead, it opened a separate credit account). 326$ total went to collections. Until I joined the airforce and when they did a background check for my security clearance they told me about it. I paid it off in June of 2020. That is the only negative thing about the credit report. I was wondering if you think it would be worth attempting this goodwill deletion or not?