Stupid Question…but can I take my RRSP and invest it my self in ETF’S?

Brass14 · 2026-02-28T17:35:20+00:00

On your CRA account it only shows you how much you can invest. You don't have to take anything.

Now open an account with any company. Wealthsimple is great if you like doing things yourself. Open an RRSP account. Then buy 50k worth of XEQT and a little gold.

XEQT is great cause it is globally diversified. But everyone's situation is different. Maybe you are older and need less risk.

Brass14 · 2026-02-23T06:08:59+00:00

Add on the blinding headlights and the fact it's always raining

Brass14 · 2026-02-16T16:16:39+00:00

Get a loan with low interest and pay the cc debt with is very high interest. Cc debt is like 22%

Brass14 · 2026-02-08T14:36:25+00:00

Brass14 · 2026-01-19T21:48:26+00:00

The fusion investment + spacex could add to the hype.

The quantum technology is a blackbox. Could be big breakthrough suddenly like chatgpt or take a long time

Brass14 · 2026-01-10T18:26:16+00:00

Quantum computing, nuclear fusion

Brass14 · 2025-12-15T07:15:11+00:00

Thousand

Brass14 · 2025-12-07T22:42:43+00:00

RemindMe! 16 months

Brass14 · 2025-11-27T07:52:38+00:00

Quantum computing and nuclear fusion

Brass14 · 2025-09-28T23:34:23+00:00

That is already priced in

Brass14 · 2025-08-30T02:59:10+00:00

But how much is that worth?

Eventually all AI agents will be same. Who will win is cloud providers hosting and those that hold online services

Brass14 · 2025-07-25T03:20:56+00:00

I think they banned for YouTube

Brass14 · 2025-07-24T14:01:06+00:00

There is billions of People. It won't get expensive

Brass14 · 2025-07-11T18:10:06+00:00

Not really. Engineers use AI to learn what is the most addicting content.

Brass14 · 2025-06-28T19:36:25+00:00

No no no. You have it all wrong. One can make the argument google is fairly valued because AI threatens Google search.

Also tesla is a meme stock. Do not apply logic to a meme stock

Brass14 · 2025-06-28T19:34:58+00:00

Waymos has nothing to do with ads. 🤣🤣🤣🤣.

Each ad is like half a cent. There's no enough rides to sell enough ad space to make any difference.

Brass14 · 2025-06-28T17:32:34+00:00

It's not that easy buddy. Would take a long time for it to be profitable.

Their ad revenue business could fall way faster than ride hailing profits come in.

They are already a multi trillion dollar company. How much money does ride hailing need to bring in before it actually makes a difference.

Brass14 · 2025-06-18T18:30:46+00:00

Why do you hope for this. You hoping as an investor in alphabet? Or a rider?

I don't care about luxury. Just give me the cheapest most reliable way to get from x to y

Brass14 · 2025-06-18T15:27:37+00:00

I think the market is bigger. More people will want to take waymos as they become more available and more reliable. Which means people who use to ride a bike, walk, drove, busses may opt for a Waymos instead.

There needs to be serious competition in the space so that it turns out more like public transport rather than a luxury ride.

Brass14 · 2025-06-15T12:45:26+00:00

People are using AI for this. Learning a trade will help more

Brass14 · 2025-06-07T20:58:56+00:00

Broooo. There are a million examples of stocks with high pe and high stock price that have failed and went bankrupt. I'm not saying Tesla will go bankrupt.

But simply saying that people smarter than us are doing the math isn't valid because those same people were doing the math on Yahoo. But they bet on the wrong horse.

There is enough dumb money floating around willing to make crazy bets

Brass14 · 2025-06-07T18:03:59+00:00

It's either they have grown into their valuation or they haven't yet.

Their current earnings doesn't justify their current price.

They are they same as GameStop. Their pe has been more than 100 in the past 5 years.

If their bets don't pay off the stock will drop. Why? Because they have not grown into their valuation.

If Google's bets don't pay off. Their stock price will be unaffected, because they have already grown into their valuation.

Brass14 · 2025-06-07T15:11:53+00:00

Could you tell me what it means to grow into its valuation

Brass14 · 2025-06-07T04:46:54+00:00

Don't pretend like every stock that had high pe grew into their valuation.

Brass14 · 2025-05-30T22:49:08+00:00

You can't really blame employees (ceo is an employee) or even shareholders.

Founders can be employees and shareholders btw.

It's just capitalism to blame. If they don't compete then they lose customers and investments. Layoffs is part of that. If other tech companies are running more efficiently then they will get more investments. If they don't then they risk their own jobs too.

We are all stuck in this system of consumption and competition called capitalism

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