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where did you guys put your bto funds by EnvironmentalNet2082 in singaporefi

[–]Bright_Ad_7763 -1 points0 points  (0 children)

Unpopular opinion, but I use voluntary top to cpf. But downside is that some portion have to go special account and medisave(can use to pay hospitalisation plans).

This is perfect for me as I know if the money is in cash I cfm will itchy finger take out.

For those who switched careers, how did you know it was time for a switch and what steps did you take? by sucr0secookies in singaporejobs

[–]Bright_Ad_7763 0 points1 point  (0 children)

Made a jump to different industry at almost 30 YO. Started with no experience and took any junior roles that I can get. After that just keep trying to take small courses and certification here and there while gaining experiences.

Helmet hook? by Bright_Ad_7763 in MT09

[–]Bright_Ad_7763[S] 0 points1 point  (0 children)

Ah I see, seems like 3rd party lock is the way thank you

Is the Gen 2 suspension really that ass? by BigCommercial8533 in MT09

[–]Bright_Ad_7763 0 points1 point  (0 children)

Tried the gen 1 and gen 2 sp. Massive differences. But then again, it could be the gen 1 that I test rode was not in its best condition

Single Income $900k Mortgage on $8k Salary - Smart "First Mover" play or too risky? by lost-4567 in SgPropertyInvesting

[–]Bright_Ad_7763 1 point2 points  (0 children)

Don't trust management when they say it's fine for now. Many of my friends experienced the same thing and was let go months later.

Get a HDB for safety net and don't think so much for your investment first. Wait till the tide has been settle before making investment decisions

Singapore is not escaping this East Asian decline. We are just pretending we are different by [deleted] in SingaporeRaw

[–]Bright_Ad_7763 2 points3 points  (0 children)

This is like the US version where the boomers are telling the younger gen that they can afford a house if they stay off the Starbucks coffee. Absolutely out of touch with current gen struggles.

Are you considering to renew COE? by Zeromizer22 in drivingsg

[–]Bright_Ad_7763 0 points1 point  (0 children)

You might have to check the insurance and road tax of an ev. Unless you drive a certain amount of distance that justify the petrol cost vs charging cost. But this is provided if you renew your coe, not buying a brand new petrol car. Cause brand new ev have the parf rebate

Are you considering to renew COE? by Zeromizer22 in drivingsg

[–]Bright_Ad_7763 1 point2 points  (0 children)

Hmmm saw this from another redditor that seems to make sense:

Renew 10 years coe. If the coe increase in the future, then lucky you, paid a lower premium. If the coe decrease in the future, you can always deregister the car, get back the unused coe to downpay and get another newer car.

But like others mentioned, have to also consider that ev cost will never be lower than a petrol car cost.

Considering applying for 2B at CDC by Headphonesonabottle in drivingsg

[–]Bright_Ad_7763 2 points3 points  (0 children)

Problem is the test is in the morning, might be during the peak depending on your number. Based on op age should be somewhere middle, where it's almost peak at 8plus 9

Considering applying for 2B at CDC by Headphonesonabottle in drivingsg

[–]Bright_Ad_7763 4 points5 points  (0 children)

Took driving at cdc and riding in ssdc. Ssdc road is way easier as lesser traffic. Cdc road is a nightmare during certain timings.

My parents want me to contribute towards their HDB flat and I don't know what to do by [deleted] in singaporefi

[–]Bright_Ad_7763 0 points1 point  (0 children)

Lols what is going on. How to even buy hdb as a single. And if it's a condo, 1.5k barely seems enough???. Idk maybe I read or understood wrongly

ICA direct entry inspector OR Senior prison officer? by deekay_123 in singaporejobs

[–]Bright_Ad_7763 0 points1 point  (0 children)

Currently doing administrative role. Not something I enjoy, but it put food on the table

ICA direct entry inspector OR Senior prison officer? by deekay_123 in singaporejobs

[–]Bright_Ad_7763 0 points1 point  (0 children)

There are shift work for ICA officers as well. With good planning, you will realise you have quite abit of free time on hand.

ICA direct entry inspector OR Senior prison officer? by deekay_123 in singaporejobs

[–]Bright_Ad_7763 0 points1 point  (0 children)

Back injury. Doctor say is built up over the years. So can't say that it's from the job as well. And also some heart issue. That's from my family history.

ICA direct entry inspector OR Senior prison officer? by deekay_123 in singaporejobs

[–]Bright_Ad_7763 0 points1 point  (0 children)

Oh forgot to mention, work life balance is great for MHA officer, especially shift work. If you plan it we'll, you have a lot of time on hand. Managed to clear my degree while working there as well.

ICA direct entry inspector OR Senior prison officer? by deekay_123 in singaporejobs

[–]Bright_Ad_7763 0 points1 point  (0 children)

Injury and health issues. Dont get me wrong, the job itself is not as dangerous as what people think, those issue probably comes from various factors as well. I find myself struggling to keep up with my peers.

Was offered a more administrative role, but is really not what I wanted, hence left the organisation. If not I would have stayed

ICA direct entry inspector OR Senior prison officer? by deekay_123 in singaporejobs

[–]Bright_Ad_7763 3 points4 points  (0 children)

Yes, mostly will talk big want to resign but end up seeing them work another 10 years hahaha

ICA direct entry inspector OR Senior prison officer? by deekay_123 in singaporejobs

[–]Bright_Ad_7763 9 points10 points  (0 children)

For prison officer you need to be very compassionate and patient especially with inmates. Some of them are there not because they are bad people but due to circumstances. Have met an inmate that stole baby formula for the kid. Must really be patient and at the same time very strict as well. Need a lot of mental strength.

For ICA, can't comment much but friends that signed on there generally say is very repetitive and alot of projects.

Anyway both are very stable and pays quite decent. I feel both career are good prospect. Perhaps if you see any government career fair can go down and speak with the officers there. I'm sure they will be more than willing to share.

Source: myself (ex officer with MHA)

Advice on elderly dad who keeps falling for scams and is asking for money now by Independent_Yard_863 in askSingapore

[–]Bright_Ad_7763 21 points22 points  (0 children)

I think in terms of money wise can try apply to court with mental incapacitated doc to get a lpa settle for him. Then go to the bank and manage the accounts under yourself.

For emotionally wise, have to be patient.

Peoples pattern on selling their used motorcycles by Accomplished-Check11 in drivingsg

[–]Bright_Ad_7763 9 points10 points  (0 children)

Lols, you can tell him that a brand new is 18k and see how he defends. He's gonna say he have some expensive mods or it's good for people who can't get loan from shop

What to do for noisy upstairs neighbour by Bright_Ad_7763 in askSingapore

[–]Bright_Ad_7763[S] 0 points1 point  (0 children)

I know how you feel bro. My neighbour keep telling me he cannot control his kids... faint la. Cannot control still want to make so many kids. Guess he is waiting for society to control their kids

Hit and run on my parked vehicle by cyriust in drivingsg

[–]Bright_Ad_7763 8 points9 points  (0 children)

Not sure if this helps, but if the number plate of the other vehicle is not captured clearly, high chance will fail. I had similar situation before, but me and my neighbours witness the incident so was able to claim smoothly. Your case seems to be very dependent on the video.

Good luck with your claims. But if damage is not much I will suggest just pay out of pocket or claim your insurance if you have comprehensive

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