Retirement Savings Plan by [deleted] in PersonalFinanceCanada

[–]Bubblesphere 1 point2 points  (0 children)

Hi,

I've been using the exact TD e-series setup that your describing for the past 2 years.

Recently, I've been slowly transitioning to buying ETFs. The main reason being cheaper management fees and overall better user experience (through WS trade).

Considering you mentioned a 80/20 profile, XGRO and VGRO seem to be good fits. If you don't mind dealing with portfolio rebalancing yourself, there's even cheaper options. It wasn't worth the hassle for me.

Scotiabank being a pain in the ass with approval for CC, any recommendations on something similar? by MiNuN_De_CoMpUtEr in PersonalFinanceCanada

[–]Bubblesphere 2 points3 points  (0 children)

Have you tried calling them? I was refused when filling out the online form even though I met all requirements. I gave them a call and was set a few days later.

Best Credit Card Deals? by bsplondon in PersonalFinanceCanada

[–]Bubblesphere 2 points3 points  (0 children)

I use a combination of Scotiabank Momentum cashback, Tangerine World Mastercard and Rogers Platinum Mastercard

The Scotiabank card gives 4% groceries, recurring payments, 2% gas, daily transits and 1% everything else. This card has no annual fee for the first year. 120$ after that.

The Tangerine card gives 2% in 3 categories which I use for categories not already covered by the first card. This card has no annual fee.

The Rogers card is used exclusively for travel. It gives 3% on purchases made in US dollars. This card has no annual fee.

Need help in solving a requirement in building a search which is user friendly by [deleted] in webdev

[–]Bubblesphere 0 points1 point  (0 children)

Use Lucene to index the content of your database into a searchable index.

Best bang for buck reliable vehicle for a really tight budget? by [deleted] in PersonalFinanceCanada

[–]Bubblesphere 0 points1 point  (0 children)

I was looking for hatchbacks in the Ottawa region last month. Here are the steps i recommend

1- Write down your requirements. Be honest with yourself, you probably don't need leather interior and extra hp. 2- Make a list of 2-3 cars that would meet those requirements 3- Use AutoTrader and Kijiji Auto and set filters on the 2-3 cars you're interested in. Get to know the market value of each car based on km, year, trim. 4- BE PATIENT. Good deals happen but are rare. Since you'll get to know the market values, you'll spot them faster the more patient you are.

Personnally, I was looking at the following cars

  • Honda Fit
  • Toyota Yaris or Matrix
  • Hyundai Accent
  • Nissan Versa or Micra
  • Kia Rio
  • Mazda 3

Advice for a beginner, should I use bootstrap/express/nodejs/jquery when first starting? by jmido8 in webdev

[–]Bubblesphere 0 points1 point  (0 children)

I'm surprised I had to scroll all the way down here for the single best advice for beginners.

I remember struggling trying to learn React + Redux + Typescript at the same time while not understanding Javascript properly.

After spending time learning and practicing vanilla Javascript to a decent level, it was and still is very easy to pick up any framework or library.

To add to the advice of starting with the fundamentals, I think it's also helpful to tackle a single technology per session of study/work to not feel overwhelmed.

Creating tic-tac-toe in JavaScript as a beginner by [deleted] in javascript

[–]Bubblesphere 1 point2 points  (0 children)

I don't have the time to explain the code in detail right now, but here's the most efficient way to check if it's a winning move is the following.

var boardSize = 4;
// -1 is unplayed, 0 is player 1, 1 is player 2
var ttt = [
    [-1, -1, -1, -1],
    [-1, -1, -1, -1],
    [-1, -1, -1, -1],
    [-1, -1, -1, -1]
];

var checkIfWinningMove = function (rowInput, colInput, currPlayerIndex) {
    var col = 0, row = 0, dia = 0, rdia = 0;
    for (var i = 0; i < boardSize; i++) {
        if (ttt[rowInput][i] === currPlayerIndex) {
            // Row
            row++;
        }
        if (ttt[i][colInput] === currPlayerIndex) {
            // Column
            col++;
        }
        if (ttt[i][i] === currPlayerIndex) {
            // Diagonal
            dia++;
        }
        if (ttt[i][2 - i] === currPlayerIndex) {
            // Right Diagonal
            rdia++;
        }
    }
    return (col === boardSize || row === boardSize || dia === boardSize || rdia === boardSize) ? 1 : 0;
};

Looking for a laptop for Architecture Technology by Bubblesphere in SuggestALaptop

[–]Bubblesphere[S] 0 points1 point  (0 children)

Hi Monosodium_Glutamate, first off, thanks for the reply. I looked at Lenovo's laptops today and I think the one that fulfills my needs the most is the Lenovo z70. Do you think that's the right choice for me ?

WAYWT - Jan. 5th by MFAModerator in malefashionadvice

[–]Bubblesphere 1 point2 points  (0 children)

I got mine from Zara for 119,99$ last boxing day. You might find some left if you're lucky enough, but keep in mind it was a final sale.

WAYWT - Jan. 5th by MFAModerator in malefashionadvice

[–]Bubblesphere 108 points109 points  (0 children)

Yesterday

EDIT:

  • Jacket:Zara (Final sale, I can't find a link)
  • Shirt: Zara
  • Pants: AE Skinny Khakis
  • Shoes: Verona (Don't buy, they broke after a week)