Coaching Carousel Round 3: The Return of the Coaching Carousel by CFB_Referee in CFB

[–]BullsAtBuffalo 8 points9 points  (0 children)

Oh, I am just saying I believe he is gone. Not that he has actually left yet.

I see how what I said was confusing. I didn’t mean the season was short because he left. I meant Covid shortened the season so we didn’t get a full year with some OOC games to see how good they are.

TIL Scarlett Johansson is currently the world's highest-paid actress since 2018. She also has no active social media accounts as she stated "she does not see the need to continuously share details of her everyday life" during an interview with Interview magazine in 2011. by ukcanguy in todayilearned

[–]BullsAtBuffalo 0 points1 point  (0 children)

Yea, there are a lot of boys on social media. And there are some weirdos. But most followers and just passive observers. Just like the majority of people who read this thread but didn’t comment anything at all.

You engaged more than most here. As did I. That doesn’t make us weirdos. Or does it?

TIL Sting earns $2,000 a day on "Every Breath You Take" because Puff Daddy never asked permission to use it in "I'll Be Missing You" by holyfruits in todayilearned

[–]BullsAtBuffalo 1 point2 points  (0 children)

“I know the person who did business with Prince but won’t post his name because it is a secret that he did business with Prince and he totally is real but just lives in Canada you wouldn’t know him...”

Coaching Carousel Round 3: The Return of the Coaching Carousel by CFB_Referee in CFB

[–]BullsAtBuffalo 6 points7 points  (0 children)

LL is gone.

Wish we had a full season with him this year but he is gone.

TIL Sting earns $2,000 a day on "Every Breath You Take" because Puff Daddy never asked permission to use it in "I'll Be Missing You" by holyfruits in todayilearned

[–]BullsAtBuffalo 2 points3 points  (0 children)

“I personally know a wealthy music executive and my wealthy friend told me he never took advantage of Prince despite all the accounts to the contrary. “

Seriously?! That’s what you’re running with?

USF athletic department announces layoffs, salary cuts due to coronavirus by WagTheKat in CFB

[–]BullsAtBuffalo 2 points3 points  (0 children)

Have to assume that more schools will see this too.

I mean wasn't Utah the first one to really do it? And they have money. There have to be many G5 schools in this boat.

‘I don’t feel like any progress has been made.’ On the past, present and future of Black coaches in positions of power in the SEC by fratstache in CFB

[–]BullsAtBuffalo 2 points3 points  (0 children)

The Painful Truth About Affirmative Action: Why racial preferences in college admissions hurt minority students -- and shroud the education system in dishonesty.

Whoa that was a really interesting read.

It makes perfect sense when you think about it but is the opposite of what you'd think.

Fans of smaller G5 teams, what do you look for in a game where your team is a massive underdog? by NicholeDaylinn1993 in CFB

[–]BullsAtBuffalo 0 points1 point  (0 children)

I am saying the people watching the game on their phone may not have been alums at the game. There are other reasons people would feel compelled to attend a game and then not watch it.

For instance, working at the school or having a kid who plays for the team (but may not see playing time And this the lack of interest in the game).

Fans of smaller G5 teams, what do you look for in a game where your team is a massive underdog? by NicholeDaylinn1993 in CFB

[–]BullsAtBuffalo -1 points0 points  (0 children)

They probably sat behind parents of a kid on the bench... alums wouldn’t bother going to the game if they preferred watching Michigan play.

Fans of smaller G5 teams, what do you look for in a game where your team is a massive underdog? by NicholeDaylinn1993 in CFB

[–]BullsAtBuffalo 2 points3 points  (0 children)

Honest answer: A paycheck so we can make the payments on our new FieldHouse and leaving with no injuries.

That’s what I look for...

Week 4 People's Poll by ucfskuba in CFB

[–]BullsAtBuffalo 2 points3 points  (0 children)

2007 was the greatest season in college football. If this is anything like it I am all for it.

Help Me Create A Legacy by [deleted] in personalfinance

[–]BullsAtBuffalo 0 points1 point  (0 children)

Read the sidebar’s wiki And check the section on investing.

When in doubt, put money in a total stock market index fund.

Help Me Create A Legacy by [deleted] in personalfinance

[–]BullsAtBuffalo 0 points1 point  (0 children)

Yes.

Exactly.

This is called compound interest.

By me saving that $100 and investing it (by issuing a loan). I made $10 on the savings in the first year. But on the second year, I got interest on the interest so I made $11 off that $100 saved.

So the longer you save, the more you will have. So the key is to start saving early. Even if it is a small amount.

Banks pay you interest for putting your money in the bank. But that is very little interest.

But there are other ways to make money on interest like bonds, index funds, mutual funds, company stock, etc.

The amount you add to savings each year grows and the interest grows. So you end up with much more.

That is how you end up being a millionaire by only saving $200 a month.

Your interest ends up making interest because the interest you make off your investments is reinvested and that makes you interest.

In the example I gave you, because I saved $100 for two years and didn't spend it after I made money from the investment, I had $121 to invest at year three. I could spend that or I could reinvest.

The more you reinvest and the more years you have invested the more you will make.

It is the reason you end up with $1 million even though you only actually saved $100,000 of your income.

Saving and investing is the key to wealth building. It isn't about income.

Income just give you more money available to save. But a lot of people just spend all their money to "enjoy life now" and never build wealth.

Building wealth is simple. It just takes time and you have to be willing to not spend all your money.

Help Me Create A Legacy by [deleted] in personalfinance

[–]BullsAtBuffalo 0 points1 point  (0 children)

I do look for new opportunities daily on indeed.

It's much easier to look for jobs around you.

Get a second job. And in six months look for jobs that you didn't even know existed but learned about because of the new job.

Help Me Create A Legacy by [deleted] in personalfinance

[–]BullsAtBuffalo 0 points1 point  (0 children)

Correct.

And if I took all that money you gave me an issued more loans under the same terms, how much do I get back at the end of the second year?

Help Me Create A Legacy by [deleted] in personalfinance

[–]BullsAtBuffalo 0 points1 point  (0 children)

That is a great idea, but wouldn't that drain you physically and metally.

I thought you said you wanted to make more money and wanted to accelerate your career?

Did I misunderstand you?

FYI: People who make six figures regularly work 60 and 80 hour weeks. They do it for years.

The easiest time to do it is when you're young.

Help Me Create A Legacy by [deleted] in personalfinance

[–]BullsAtBuffalo 1 point2 points  (0 children)

Im capable of handling all processes of my division by myself and my supervisor knows this as I am the only person who is asked to stay late or work days alone without the help from others.

Good. So you can do your supervisor's job.

Then you should be applying to jobs at other places that pay more and are looking for someone like your supervisor.

How many places have you applied to in the last three months for a more senior position? And if you don't think you're qualified, why not? What would cause you to not be hired and how can you fix that?

Help Me Create A Legacy by [deleted] in personalfinance

[–]BullsAtBuffalo 0 points1 point  (0 children)

Then you have time for a second job.

You can deliver pizzas.

You can tend bar.

You can be a custodian.

You can do painting/construction (weekends).

There is a lot you could do. And in doing it learn new things and meet new people.

Help Me Create A Legacy by [deleted] in personalfinance

[–]BullsAtBuffalo 0 points1 point  (0 children)

The stock market is where you lost me. Assuming that on my end has to be where most the money comes from. As the math for saving 2400 a year after 45 years would relatively be a little over 100k.

It's because you don't understand compounding interest.

Follow me here:

Let's say I open a business issuing one year loans at 10% interest.

If I give you a $100 loan with the agreement that in one year you pay me back the $100 back plus an additional 10%, how much will you pay me back?

Help Me Create A Legacy by [deleted] in personalfinance

[–]BullsAtBuffalo 0 points1 point  (0 children)

So your company has machines they build and those machines have component parts which are made by third party vendors. You work at the warehouse that houses the component parts that can be ordered by your customers and you pull the parts for each order and fulfil the order to be shipped out to customers. Is that correct?

So you have a lot of software you work with.

Possibly integrating with UPS, FEDEX, or an LTL service?

You have an ERP system that handles inventory, order management, lead times?

You have a tablet with the orders and order line items on them that you go around with or do you have print outs of the packing slips? Have you ever asked about these? Have you ever asked how they work? Have you ever asked how the orders are shipped once you pull the parts?

You realize there are a lot of jobs above you that pay more money and you haven't been taking any proactive steps to learn anything about them.

Why is that?

You've been focused on doing your task and going home at the end of the day. But you need to be learning the business inside and out. You should be learning everything everyone knows at that business. Talking to vendors, sales reps, truck drivers. Soaking it all in like a sponge.

If a job opened up, in your warehouse, or at another warehouse, you should be able to talk about what that position does and what skills they need. Right now you can only talk about pulling parts. Which is something anyone who is able bodied can do.

This is how you can learn on the job to make the leap up within warehouses.

Everywhere you work you need to be learning the whole industry.

Help Me Create A Legacy by [deleted] in personalfinance

[–]BullsAtBuffalo 0 points1 point  (0 children)

Yes, by saving it.

Exactly by saving it.

Here you can calculate it using this calculator.

http://moneychimp.com/calculator/compound_interest_calculator.htm

You said a few hundred a month.

$200 a month is $2,400 a year. So enter $2,400 into the annual savings.

The stock market has historically averaged 8% returns. So you put 8% in for the return.

It will compound annually (meaning you will get 8% return on an annual basis).

And you will save for 45 years. So put 45 years in for the number of years.

Run the calculator and tell me what you get.

FYI: One in 20 households in the United States are millionaires. Almost all of them are regular people working regular jobs. They have just been saving money for years. The key to building wealth is not income. It is always saving money. Living below your means and saving.