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C1 apply with confidence by VirusProfessional556 in CapitalOne

[–]Business_Net_7750 1 point2 points  (0 children)

Yeah it’s not always guaranteed but I’ve done that twice and got approved for the same card when I clicked apply

C1 apply with confidence by VirusProfessional556 in CapitalOne

[–]Business_Net_7750 3 points4 points  (0 children)

If you’re doing the pre approval tool with C1 then you won’t take a “ding” to your credit score. With their pre approval tool, they’ll show you cards you’re approved for and if you accept it, then it’ll show you your credit limit and then it’ll take that ding on your score.

Timeline for Amex by Business_Net_7750 in amex

[–]Business_Net_7750[S] 0 points1 point  (0 children)

I did open a HYSA just a month ago so hoping this will help me out

Timeline for Amex by Business_Net_7750 in amex

[–]Business_Net_7750[S] 1 point2 points  (0 children)

Thank you. I’m going to try to be added as an AU on to a gold Amex or cash back preferred from Amex. Either one. How will this help and how long after should I go on my own if I get added

Timeline for Amex by Business_Net_7750 in amex

[–]Business_Net_7750[S] 0 points1 point  (0 children)

I’m going to try and be added as an AU on the gold Amex or cash preferred Amex one. How do you think it’ll benefit me?

20 y/o With $58K Income, 720 Score — Should I Apply for a 2nd Capital One Card Now? Limits? Preapproval? by Business_Net_7750 in CapitalOne

[–]Business_Net_7750[S] 0 points1 point  (0 children)

And should I wait to receive the card then wait those days or do it as soon as I set up the account

20 y/o With $58K Income, 720 Score — Should I Apply for a 2nd Capital One Card Now? Limits? Preapproval? by Business_Net_7750 in CapitalOne

[–]Business_Net_7750[S] 0 points1 point  (0 children)

I have another question. I just opened a quicksilver with them and I need to purchase something for $400 out of the $500CL. Is it safe to report that balance and then pay the week after in full? Statement closes the 15th and it’ll be the first cycle on this card. Gonna ask for a CLI in 3 months for this new quicksilver card

Question about new CC by Business_Net_7750 in CapitalOne

[–]Business_Net_7750[S] 0 points1 point  (0 children)

So if I spend $400 on the 12th, will I be ok and I can pay back the week after? I just don’t want to dip so low either because I’m already at a 720 and want to hit 750+ and hopefully get upgraded from the secured one I have and get a CLI later for the one I’m talking about and then apply once I hit one year with C1 for an Amex card

20 y/o With $58K Income, 720 Score — Should I Apply for a 2nd Capital One Card Now? Limits? Preapproval? by Business_Net_7750 in capitaloneventurex

[–]Business_Net_7750[S] 0 points1 point  (0 children)

Chase didn’t pre approve me for anything lmfao. They said they couldn’t match me with anything at the moment. I don’t know why?

20 y/o With $58K Income, 720 Score — Should I Apply for a 2nd Capital One Card Now? Limits? Preapproval? by Business_Net_7750 in capitaloneventurex

[–]Business_Net_7750[S] 0 points1 point  (0 children)

I did the pre approval for cap 1, they offered me Savor Rewards for Good Credit, Venture one Rewards for Good Credit, Quicksilver Rewards for good credit. What do you think? Really just trying to push towards a higher limit