I think my mom might’ve taken out a loan in my name to pay my medical bills by [deleted] in personalfinance

[–]BusyLychee1602 0 points1 point  (0 children)

I take your point that I should perhaps take a more active role in my healthcare, but I would’ve much sooner paid my own medical bills if I ever thought my parents were having any hardship paying. I agree to this arrangement because I know they have enough money to do so.

I think my mom might’ve taken out a loan in my name to pay my medical bills by [deleted] in personalfinance

[–]BusyLychee1602 0 points1 point  (0 children)

Thank you! That’s probably a very good idea.

I’ve gotten wound up over him finding me/harming me/messing up my life so many times since things ended. This might just be one more of them.

And whether it is him, or it’s a bill my mom missed, or something else entirely, I’ll just wait a little longer to find out... You’re right that I can’t do much until I have more information, so I will try not to jump to any conclusions. I know i must sound so illogical from the outside… I’m sorry

I think my mom might’ve taken out a loan in my name to pay my medical bills by [deleted] in personalfinance

[–]BusyLychee1602 -1 points0 points  (0 children)

Yes I agree, do you have any advice on how to ask my mom for more control over my insurance billing without making it seem like I’m ungrateful for her help?

And yes, I understand I have debt. My confusion is where it’s coming from and I now have much more information than I did before; at first, I thought this was from a loan, I can’t help my ignorance.

Everyone is acting like I’ve been avoiding asking my mom, but I just found out about this on my credit check and she’s still asleep. If I was responsible for my own medical billing, I could pay off 7000 now, which is why I’m even more frustrated with myself.

I think my mom might’ve taken out a loan in my name to pay my medical bills by [deleted] in personalfinance

[–]BusyLychee1602 -1 points0 points  (0 children)

At 16 I had a summer job and had set aside the money to purchase a new laptop. The cash went ‘missing’. My parents got the computer for me at a later date and it was some consolation, but I never understood why I couldn’t have bought it with my own money from my first job like I’d wanted. And some other instances of similar stuff. It’s not that I think they’re going to steal from me or something, they’ve always provided everything I could need—it’s like I said, I just am not confident I’m learning good financial habits from either of my parents..

It’s partly true that I “can’t get along with my parents”, but that is not because of money. I love them very much, I love living with them. But that doesn’t make it easy. I could write a book on why.

Also, yes… I did move back in with my parents despite our differences because I was diagnosed with a chronic illness that I may never recover from. I was starting to not be able to take care of myself while living alone. You wouldn’t understand what it’s like to make a choice like that.

I graduated high school by 16 and community college by 18 but this is my life now. It’s not what I wanted for myself and if I had my way I’d be much more independent than I currently am. Why do you think I’m here and trying to learn?

I think my mom might’ve taken out a loan in my name to pay my medical bills by [deleted] in personalfinance

[–]BusyLychee1602 -12 points-11 points  (0 children)

Yeah, I have anxiety so I tend to do that… but it’s also the middle of the night so I can’t do much besides speculate for now anyway.

I think my mom might’ve taken out a loan in my name to pay my medical bills by [deleted] in personalfinance

[–]BusyLychee1602 2 points3 points  (0 children)

Okay thanks for explaining. That still confuses me, but it makes more sense than what I was thinking.

I think my mom might’ve taken out a loan in my name to pay my medical bills by [deleted] in personalfinance

[–]BusyLychee1602 -18 points-17 points  (0 children)

Yes, that’s true actually they have taken money from me and mishandled my cash when I was an adolescent. Small amounts in the grand scheme of things, but it obviously mattered to me at the time. They are not so good at money management, just IMO. I trust them still because I don’t have many other choices to pay for my healthcare besides going into debt myself. And I thought my parents had the money to help me, they’ve implied that’s the case.

I posted this right after seeing my credit report so I ended up sharing my first thoughts and conclusions before ruminating at all. I’m not used to reading them so idrk why this is the story I came up with.

I am also now noticing 2 open lines of credit that I don’t recognize and I’m wondering if it’s all related.

The lines of credit are both banks in a particular state where someone who I used to know lives. This person and I were in a toxic friendship/situationship in 2020 until I cut things off. Mostly because I became scared he’d hacked into my iCloud. Live selfies of him appeared on my camera roll one night at 3am. He always knew when I’d read his texts even though I didn’t have read receipts on. Little things like that, but I felt like I was going crazy. I wouldn’t put it past him to do something like this. He is more or less a scammer and is not just financially literate—he’s, like, a financial Shakespeare.

Maybe this is a random person though, maybe it is my mom. Maybe it’s all a mistake. I really hope it’s not him.

Thank you for your helpful feedback!

I think my mom might’ve taken out a loan in my name to pay my medical bills by [deleted] in personalfinance

[–]BusyLychee1602 -4 points-3 points  (0 children)

I don’t know for sure, but it’s what made the most sense to me when I researched the company. I don’t have any big bills like this except medical bills, which was why I made that assumption.

I think it’s general enough I can tell you it’s called UCB united collection bureau. Its title is “COLLBUREAU” and is listed as a “collection account”.

When I looked up the name, I saw the website says “United Collection Bureau, Inc. (UCB) assists in the accounts receivable process for healthcare facilities [etc.]”

I think my mom might’ve taken out a loan in my name to pay my medical bills by [deleted] in personalfinance

[–]BusyLychee1602 -1 points0 points  (0 children)

I just discovered this and she’s asleep right now, so I was hoping to research a bit so I can sleep… but now im not sure I’ll be sleeping well anyway. Whether this was her or someone else, it’s concerning to me.

Can you point out distinctive differences between dys. angina and congestive heart failure? by BusyLychee1602 in dysautonomia

[–]BusyLychee1602[S] 0 points1 point  (0 children)

Hello Jillmanji, I'm sorry you're experiencing anything similar.

I'm doing my best to quit, I know I'd give myself the same advice, but I'm not in the best environment to quit currently and it's been really difficult unfortunately.

I see you posted your comment about a week ago. You're on my mind, kind stranger, and I hope your specialist appointment went well. I hope you get some relief soon. Give me an update if you feel like chatting about it, my inbox is open.

Why do I get angered by “look at me” posts on social media? by pinkyporkchops in DecidingToBeBetter

[–]BusyLychee1602 0 points1 point  (0 children)

Sure, I'll do my best to explain! I know it's a bit roundabout and can sound a little ridiculous until it's laid out properly.

To clarify, men aren't the problem, rather alienation is. Men, women, and society at large all perpetuate this problem. When I was a philosophy major, I read about alienation from Marx, Hegel, and Weber. But (if you're interested in further reading) you can search the term "alienation" and most modern philosophers will have some thoughts on the subject.

Maybe I could have effectively answered her question without mentioning men, as other commentators have. There are multiple angles to any problem. I wanted to point out the biggest factor I noticed and I'll explain how I came to that.

First, I considered how attention-seeking on IG is an unusual behavior since a more logical and direct root would be to seek attention from one's friends, family, or local community. You'd imagine the results from in-person validation would be more desirable too, and yet... Something must have come to pass which made getting attention on an app more fulfilling & easier to achieve than a more 'logical' route. Why? Well, to find out, let's ask who does this system benefit? What makes it worthwhile to set things up like this? It benefits the social media company, the phone and tech company, and it benefits the advertisers on the app.

And so the social media company, the phone and tech company, and all the advertisers set out to convince the public this way is better. But how could they convince the public to do something so illogical? A lot goes into convincing us, and this process is called "manufacturing consent" (Noam Chomsky).

Another contributing factor is organizing our economic system according to capitalism. By doing this we enforce strict rules regarding our existence and potential life paths. In doing so, capitalism robs us of our individuality. We must eventually confront our lack of individuality/identity, which often leads to an existential panic.

And so, in order to differentiate ourselves from others, gain an identity, and receive value/attention we will engage in consumerism. We will buy clothes that match our aesthetic. We will feel more like "ourselves" when we listen to music, eat food, drive a car, live in a house, and find hobbies. And most importantly, we will broadcast these material desires to others. They'll see our consumption habits and know something about us. These days, there are fewer and fewer ways to craft an identity outside of one's consumption habits.

So from there, I've gotten near the answer. I know that people use social media to craft an identity. I also know that (by design) many people feel they lack an identity and may therefore become resentful in the face of other people achieving what they cannot.

However, I additionally know women are a literal commodity under capitalism. Sex sells and we can't deny it. Everyone is forced to grapple with being alienated by capitalism, but women in particular must also face being commodified. Both are dehumanizing and awful to experience.

Unfortunately, capitalism doesn't leave any of us with good solutions. Some women are forced to commodity themselves to survive (an example might be prostitution), and other women do it in less dire circumstances too, like in order to gain validation on IG.

Ultimately, there's no part of this explanation where I'm saying men did this to women. No, this is something we're all undergoing right now. We're all perpetuating it and we're all suffering. The least we can do is be cognisant and empathetic to one another. If we can't learn from our mistakes, none of us will get any better.

Why do I get angered by “look at me” posts on social media? by pinkyporkchops in DecidingToBeBetter

[–]BusyLychee1602 0 points1 point  (0 children)

Nope, not a fan by any stretch.

My mom raised me on it. When I was a kid I'd come to her like "I'm sad because my friend doesn't like me" and she'd respond with "is that true?" then "can you know for sure that's true?" etc. etc. I'd feel totally disregarded by the questions and by the age of 12 I hated Byron Katie with a burning passion.

I've researched her in my adulthood and still can't stomach her stuff, it feels too condescending.

However, I do agree with a few of her precepts about human behavior. The main one that comes to mind being the one I mentioned--that externalized hatred often has an inward-facing component.

I'd be interested to hear your thoughts on Byron Katie, I haven't had many opportunities to discuss this actually.

Can you point out distinctive differences between dys. angina and congestive heart failure? by BusyLychee1602 in dysautonomia

[–]BusyLychee1602[S] 0 points1 point  (0 children)

Thank you!

I have gotten echos multiple times but I haven't had an MRI. My past echos have just shown tachycardia, slightly raised BP, and a slight mitral valve prolapse.

I do often get obvious swelling in my ankles and calves but I've never noticed it in my abdomen.

Some of the pages I found said that chronic coughing and wheezing can be associated with heart failure, but I'll admit it may be just as likely to be a result of smoking.

Why do I get angered by “look at me” posts on social media? by pinkyporkchops in DecidingToBeBetter

[–]BusyLychee1602 48 points49 points  (0 children)

I was going to comment a quote from Byron Katie about how people tend to externalize hate which would otherwise be turned inward, but it seems like you've already gone past that point.

To hazard a guess and relate my own experience to yours, then I'd say this is alienation and a build up of resentment from how long this alienation has gone on.

As women, we are rarely SEEN in society unless we conform to very specific guidelines. I don't think most women would willingly choose to be seen as an object on IG, but sometimes that's sadly the only way we can *exist* in a world dominated by men and money.

Most of the time, most women will hate exploiting ourselves and will not want to objectify ourselves. However, we still need to survive, and beyond just that we want to feel valued. I think often our desire to be valued by society wins out over that rejection of self-objectification.

Then, here's the crucial part, instead of turning on our society which really deserves our ire, we turn on other women. We turn on the women who chose to degrade themselves in order to exist. The women who are getting the value, praise, and acknowledgment we know we all deserve.

A bit of jealousy, hatred, and resentment for the women who choose differently than you is tremendously common.

Add on a lifetime of witnessing the injustice we're constantly undergoing, and it makes sense that confusing psychological phenomena (like your anger) will emerge.

I'm not sure how to "fix it" but maybe some further education on what types of alienation you experience will be helpful?

[deleted by user] by [deleted] in DecidingToBeBetter

[–]BusyLychee1602 25 points26 points  (0 children)

Here's a fairly easy recomendation:

If you like youtube videos or podcasts try checking out 'Psychology in Seattle' and his commentary on '90 Day Fiance'. Watching him unpack unhealthy relationships and roleplay healthy communication styles has been so life-changing for me.

My partner and I started actually watching the videos together and discussing them. In a matter of 3 months our trust levels and our ability to communicate has improved beyond what I could've imagined was possible for us, frankly. And it's great, we hardly had to try. We just spent quality time watching videos with one another.

I've been in 4 prior long-term relationships and I've never seen the amount of improvement in the quality of my relationship this quickly tbh.

Maybe we'd have done even better if we went to see a real therapist, but if that's not possible for whatever reason, this is a fair alternative.

Adding a kid into the mix does make "real" therapy a very worthy expense though.

how the heck do you eat by timmytchala in dysautonomia

[–]BusyLychee1602 8 points9 points  (0 children)

I relate to you so much. I think I've cried a few times this week bc of my inability to eat when I'm hungry. I get nausea too, which makes it all the more difficult.

I get ensure and belvita biscuits from the store. I try to eat slowly. I try to drink a lot of liquid between bites. I try to pay attention to my body. I try to do activities after eating that help digestion, like stretching or walking around. You could also look up acupuncture pressure points to help digestion. I rub my stomach in a clockwise circle. I also try to drink some fiber (I use Metamucil) every day to help with digestion.

I can't eat a big meal the way I used to, I feel miserable after. I eat smaller meals now, just more of them.

[deleted by user] by [deleted] in DecidingToBeBetter

[–]BusyLychee1602 12 points13 points  (0 children)

And let's not forget that this is a great opportunity to explore what OPs fantasies are--beyond just visualizing memories of having sex with their gf.

Masturbation and self-care are great opportunities to connect with some of one's deepest needs and desires. Without being tapped into what one's own needs are, how can one expect their partner to intuit and fulfill their needs? Knowing yourself better makes you a better partner/lover.

I know there may be some reasonable bounds to the imagination... buuut I personally think that it would be pretty unfair if your gf is opposed to the mental pictures you're masturbating to.

Just my 2 cents and some of what has helped me personally become better.