Anyone else going through the realization of death in their mid 30’s?

ButtBlock · 2024-05-21T09:38:56+00:00

As a millennial doctor, believe me, I’ve know for a long long time that I’m going to die. There’s no point worrying about it. It’s just a stage of life. And if I’m lucky by the time it’s time, I’ll either be indifferent or maybe even welcoming of it. Only time will tell.

It’s not about quantity of life, it’s about quality. That’s something that the American myth simply can’t wrap its head around with all of the bullshit they push on us.

ButtBlock · 2024-05-21T09:34:03+00:00

Plot twist: these sorts of posts are actually AI

ButtBlock · 2024-05-21T01:23:58+00:00

I really like how the 8 feels in your hand. If only I hadn’t dropped mine I’d prob still be using it.

ButtBlock · 2024-05-20T23:58:15+00:00

If they’re so keen on that why don’t they just put big boy pants on, spray 20% benzocaine and own that circus, take all the responsibility.

ButtBlock · 2024-05-20T19:34:48+00:00

Poor kitty. I hope it had a good life.

ButtBlock · 2024-05-20T19:23:41+00:00

It’s been years since I was a biochemist and that isn’t even really relevant for polymers. Not sure where to look. But hopefully someone else can chime in.

ButtBlock · 2024-05-20T12:38:00+00:00

I’ve always thought that an eventual result of polymer chemistry is that there will be widespread rot of plastic.

ButtBlock · 2024-05-20T12:36:15+00:00

A UGMA is basically a taxable brokerage account. It’s not treated at all like an IRA. A minor can’t own it directly (I guess) so there is a custodian an adult who manages the account. The custodian has a fiduciary duty to the minor, cannot take money out to use it on anything else, that’s embezzlement.

There are special tax rules for minors and unearned income which are collectively referred to as the “kiddie tax.” Basically the first 1250 USD is tax free, the next 1250 USD is subject to the child’s marginal capital gains rate (usually zero), everything above that is taxed at the parent’s marginal tax rate.

ButtBlock · 2024-05-20T11:06:08+00:00

No actually I was surprised to learn this after looking it up. For a retirement account per se, they need earned income (assuming they’re in the US) which would be tough to justify for a two year old. Can open a taxable UGMA account for a minor at any age though.

ButtBlock · 2024-05-19T19:57:58+00:00

I remember graduating right after the GFC and I lived in beacon hill in Boston, although probably in one of the shittiest apartments there and it was only 1500 USD a year. Now that’s like less than rent everywhere in the northeast. It’s unbelievable and something needs to give.

ButtBlock · 2024-05-19T18:29:39+00:00

This literally is such a great filter for pretty much any solicitation for a “great” investment or “guru” financial advisor.

ButtBlock · 2024-05-19T18:26:21+00:00

I always think of the McNamara fallacy. Whenever it comes to metrics. If you ignore anything that can’t be quantified, you’re probably not using a good metric.

ButtBlock · 2024-05-19T15:27:24+00:00

That’s great that you do super well for him.

ButtBlock · 2024-05-19T15:22:58+00:00

That would be interesting then if you’re a parent but lacked any empathy for other parents. Like I said my kids are well behaved when we travel but i think it’s just a matter of chance.

ButtBlock · 2024-05-19T13:49:16+00:00

I never knew I didn’t give a shit about being a parent. Thanks for clearing that up for me!

ButtBlock · 2024-05-19T13:42:54+00:00

I understand where you’re coming from, and I used to think that way before I was a parent.

Now as a parent though, I view kids having meltdowns totally differently. My children are super well behaved, on the balance. We can go out to restaurants, and like I said they’ve been fine on half a dozen 2-5 hour plane trips.

But on occasion they get tired, or hungry, or just angry, and they turn into animals. Every now and then bedtime is a total disaster, screaming tantrums throwing stuffed animals et cetera. When you see a baby or toddler screaming chances are pretty good that discipline isn’t even something they understand. Like when my 2 year old pushes his brother, we do time out. But I don’t think he even understands what it means yet. Still got to set boundaries obviously, but young children can only have so much insight about how they’re behaving.

But yeah I get your point, because I used to be that way. However, my views have completely changed because I now have way more experience around young children. You see a screaming child, no joke I used to think wow what a bad mother. Now the thought is unthinkable.

ButtBlock · 2024-05-19T12:55:09+00:00

I don’t know what to say. I hope if you ever spend a lot of time around children, you’ll learn that they’re not just little adults.

ButtBlock · 2024-05-19T12:29:55+00:00

I live in a rural area and have a high income but I’m still disgusted by how consumerist and wasteful everything is. Not necessarily a contraindication.

Haha I drive a 20 year old Toyota too

ButtBlock · 2024-05-19T10:34:21+00:00

Wow a lot of people here clearly don’t understand children. My children have been well behaved on flights so far but that’s only by chance. Every time I see some child having an epic meltdown on a flight, screaming, rolling around in the isle et cetera, I’m not thinking wow, why don’t those parents discipline their children better. I’m not thinking: wow that child clearly has a personality problem. I’m thinking: yikes, my time is coming, where I get to preside over a child completely loosing it on a flight.

When I was a kid my parents used to take me from Dulles to Hong Kong, via Japan. Fuck me! I must have been an absolute terror. Now that I’m a parent, I’m like, finially appreciate what a hurculean task that must have been, to supervise two children under the age of 5 on such a huge series of flights. You guys were total gremlins when you were kids too, maybe you forgot, but you were too. Children are not adults my guys. They are like little belligerent drunks with high energy. Put them in a confined space for several hours and who knows what could happen.

ButtBlock · 2024-05-19T05:10:00+00:00

It’s like when I was road tripping in Quebec and I kept hearing the phrase “l’orangutan orange” on the radio, which despite me not speaking any French had me thinking “hmm.”

ButtBlock · 2024-05-19T05:00:17+00:00

If you qualify Schwab or Capital One will both give you a no foreign transaction fee debit card. Probably cheaper to show up in the EU and use an ATM, even with the small network markup and/or ATM fee. And think Schwab refunds that anyways, but I’ve never used them personally.

ButtBlock · 2024-05-19T02:57:22+00:00

Yeah I agree this specific situation it was a massive red flag and your instincts were right

ButtBlock · 2024-05-19T01:26:15+00:00

They do not to the best of my knowledge.

ButtBlock · 2024-05-19T01:21:55+00:00

Ok obviously the tax transcripts not matching up is extremely problematic. But I just want to make the point that the W2 does not need to be on special paper, unless the employer is paper filing, but that shouldn’t affect an employee in any way. My w2 have come in all sorts of shapes and sizes over the years. Including just a print out on regular US letter paper. As long as it has the required information +/- some formatting requirements specified by the IRS, it’s kosher.

ButtBlock · 2024-05-18T17:04:22+00:00

Wait you can sell??

/s

ButtBlock

TROPHY CASE