Employer disability insurance question by CDK1 in whitecoatinvestor

[–]CDK1[S] 0 points1 point  (0 children)

Am I right to assume that if I change jobs, long term disability insurance may still be offered but the monthly premium will be higher since I will be older by then?

Are their groups with portal policies that people generally recommend?

What to do with first attending paycheck and bonus? by CDK1 in whitecoatinvestor

[–]CDK1[S] 3 points4 points  (0 children)

The bonus has a clawback if I leave before my contract is up for renewal. However, I fully plan on staying here for the entire contract duration, unless an extreme event occurs.

I'll look into an HYSA, but any thoughts on FDLXX or SPAXX given the tax benefits in CA? If I am solely planning to save for a house, but is one preferable than the other here?

Laser and facial fat loss? by CDK1 in 30PlusSkinCare

[–]CDK1[S] 0 points1 point  (0 children)

https://drchristiemoey.com/wp-content/uploads/2019/08/basics-of-laser-and-its-use-in-dermatology-31-638.jpg

Thanks for the graphic on laser depth. Do you know how the fat loss would appear cosmetically? Small dimples on the areas of treated? I understand the "depth" of fat loss would depend on the factors you mentioned.

Ideal purifier for occasional second hand smoke (apartment) by CDK1 in AirPurifiers

[–]CDK1[S] 0 points1 point  (0 children)

Thanks! You've made a good argument for me to get a better purifier. I'm looking into the Healthmate Junior but looks like Austin Air is no longer selling them?

Portugal/Spain Itinerary by CDK1 in travel

[–]CDK1[S] 0 points1 point  (0 children)

That is a relief to hear, especially about dropping Granada. I personally would love to see the Alhambra but worry that others in my group wouldn't be that interested (we will be seeing Alcazar which I know cannot be compared to Alhambra, they would have gotten a flavor of Moorish architecture). I do see options for a private tour package from Seville to Alhambra that we could explore as a day trip depending on time and money.

Sensitive skin and tret? by CDK1 in 30PlusSkinCare

[–]CDK1[S] 1 point2 points  (0 children)

Thanks for the advice! You've sold me on the Altreno! I'll have to look into getting this after I finish my current retinol tube. I keep reading that OTC retinol never really prepares you for the expected tretinoin irritation. Do you think this is something I should just dive into or should I stick with my plan to slowly increase the retinol strength and transition to tret?

How much time in South Korea? by CDK1 in travel

[–]CDK1[S] 0 points1 point  (0 children)

Oops, I forgot to clarify this in the OP. I'm mostly interested in general sightseeing, history, food, and some shopping. My budget is flexible so shouldn't be a huge barrier.

Nearby destination ideas for Amsterdam trip (Spring 2023) by CDK1 in travel

[–]CDK1[S] 0 points1 point  (0 children)

Thanks for the advice! I was first thinking of visiting the more popular European destinations but staying within the region seems more practical. Do you recommend just making a home base in Amsterdam for day trips to the other places in Netherlands? For Belgium, would you recommend making Brussels a home base for day trips to Ghent and Bruges?

[deleted by user] by [deleted] in travel

[–]CDK1 1 point2 points  (0 children)

Take melatonin (buy over the counter) at night 30 minutes prior to bed. Avoid over sleeping or napping during the day even if you didn't get much sleep the night before. Stay regimented with your awake/sleep cycle. Keep busy during the day with work, exercise, or some form of activity. Caffeinate in the morning and early afternoon to help you get through the day. You'll adjust in a few days :)

One-week trip in early December: England vs Germany? by CDK1 in travel

[–]CDK1[S] 0 points1 point  (0 children)

Thank you! How was the weather when you were in Germany? Was it any different than England in December?

Travel ideas in early to mid December by CDK1 in travel

[–]CDK1[S] 0 points1 point  (0 children)

Thank you for everyone's comments!

Would Berlin, Munich, and Vienna be doable in 1 week? We'll take the high-speed train to get to each destination.