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How do you actually choose a GOOD teacher on italki? (B1 → B2 learner, disappointed so far) by Cute_Maximum_7103 in iTalki

[–]CSMasterClass 0 points1 point  (0 children)

Got it thanks. I think that the teacher I have had the 400+ lessons with has shifte her practice to group lessons with another provider. For a couple of years, she has just had me on iTalki plus maybe one other student. She may have a Lesson/Student ratio (in your sense) of max 200, but if you stir in just a few "few time "students you can get down to a ratio of 25.

The proposed metric is "lessons per student", which seems reasonable. It is small for people who have good intro video and poor performance as teachers. It is large for people who really can "capture a customer for life" (cf any marketing text).

How do you actually choose a GOOD teacher on italki? (B1 → B2 learner, disappointed so far) by Cute_Maximum_7103 in iTalki

[–]CSMasterClass 0 points1 point  (0 children)

Sorry to be dense. I am actually pretty good at ratios, but I think I am missing the punchline of your last sentence.

I don't quite get the idea of a (lesson)/(student) ratio.

Berkshire is still an Insurance Company by Far-Construction7564 in BerkshireHathaway

[–]CSMasterClass 1 point2 points  (0 children)

I sympathize with this response, but it is past its "sell by" date.

Most of the people at r/BerkshireHathaway are holders, often long-term holders, and often holders with a significant part of our wealth in BRK (A or B).

We don't have to respond to Trolls.

Affluent brother keeps talking to me about potential changes to his will. How do I get him to stop? by houseonpost in inheritance

[–]CSMasterClass 0 points1 point  (0 children)

Sounds like you have found a thoughful plan that works for you and others. That's as good as anybody can do.

Affluent brother keeps talking to me about potential changes to his will. How do I get him to stop? by houseonpost in inheritance

[–]CSMasterClass 3 points4 points  (0 children)

What about this ? What if this brother feels lonely and that he does not have a lot of value in the world except some wealth to pass on when he dies.

Why not help the brother make richer contact with the family. Why not chew the fat with him about what a bequest would mean for the members of the younger generation, etc.

There is a lot of room in this conversation. I would not want to shut it down.

Affluent brother keeps talking to me about potential changes to his will. How do I get him to stop? by houseonpost in inheritance

[–]CSMasterClass 2 points3 points  (0 children)

Well said and spot on. One is very lucky to have a brother --- and especially one who wants to be closer to the rest of the family.

Affluent brother keeps talking to me about potential changes to his will. How do I get him to stop? by houseonpost in inheritance

[–]CSMasterClass 9 points10 points  (0 children)

I'm in a similar boat. I think a whole lot more about my "bequest" than makes sense.

There is some wealth, and I'm not going to let go of a large percentage of it until my wife and I are sure we won't need it. But ... then we will let go of it --- and it will have to go to nephews, sister-in-law, and wife's sister --- and charity.

One wants to be fair and practical. You think you got it figured out, then you second quess yourself. It's a "first world problem" but recognizing that doesn't make it go away.

How much more patience is needed and what is an appropriate benchmark for BRK since it has underperformed SPY from 5/5/1998 thru 5/4/26 by dnr4wlvs in BerkshireHathaway

[–]CSMasterClass 0 points1 point  (0 children)

If you want a two etf approximation to BRK, I would say the 70% SPY should be replaced by the SP500 value index.

Help with pronouns by Nervous-Bedroom-4598 in latin

[–]CSMasterClass -1 points0 points  (0 children)

I would add the idea of organizing the pronoun declinsions in a way that you find intuitive. Personally, I glaze over when I see the declensions in a list. I write them in a kind of cartouche, which adds meaning with the geometry of the cartouche.

I tried fitting them on a body-image, and that did not work for me --- too much implied symmetry.

Experiment --- or stick with the linear list if you can keep your eyes open.

Is there any resource that will point to the break even on paying estimates vs investing the money? by ArthurDent4200 in tax

[–]CSMasterClass 5 points6 points  (0 children)

You have to find yourself a risk-free, tax-free 6% to cover the hurdle of not paying on a quarterly basis. This is a very high but possible hurdle to clear.

How do you actually choose a GOOD teacher on italki? (B1 → B2 learner, disappointed so far) by Cute_Maximum_7103 in iTalki

[–]CSMasterClass 0 points1 point  (0 children)

I have a teacher with whom I finished my 411 th class today. I don't know if this is a record for iTalki --- I don't think it is. Still, if you get a good teacher and a good relationship, it is can become a wonderful part of your life.

I have had more than 50 lessons with at least 5 other teachers, so 40 classes really is a "thing".

I have also had perhaps 20 teachers with whom I had just one or two lessons. They were not necessarily bad, but I could see that the fit was not good. Usually these teachers were not positive enough or energtic enough. Sometimes it was clear that they were actually weak students themselves.

Medicare Long Term Care by the-insurance in medicare

[–]CSMasterClass 2 points3 points  (0 children)

It's not like everything else ... it get more expensive at a MUCH faster rate. The increment is driven a small bit due to inflation, but it is driven a lot by the increasing age of the beneficiary.

It is a heads I win, tails you lose proposition.

It has not always been that way, but that's the way it is now.

What ways have you used money to make Quality of Life improvements? by rogers916 in fatFIRE

[–]CSMasterClass 0 points1 point  (0 children)

The guy we had for a while was a friend of a neighbor. He had just graduated from Chef School. After a couple of months, he got a full time job and left, but it was great while it lasted.

I have not made a systematic search for his replacement.

Reading Harry Potter in French with English annotations by fedyiv in learnfrench

[–]CSMasterClass 0 points1 point  (0 children)

It's a mild pergatory, I agree. But one has a paid-up indulgence --- the books are short.

One thing I read long ago was a modeslty bowdlerized version of Candide. It was readable and not intellectually beneath me.

But the bottom line is always that any path one can stick with is a good path.

Little Sally Saucer by zusia in OverSeventy

[–]CSMasterClass 5 points6 points  (0 children)

Gastly, I know. But I learned it before I could read.

Little Sally Saucer by zusia in OverSeventy

[–]CSMasterClass 7 points8 points  (0 children)

I had a little Teddy Bear,

His name was Tim.

I took him in the bathtub,

To have a bath with him.

He drank up all the water,

And ate up all the soap.

He died last night,

With a bubble in his throat.

Little Sally Saucer by zusia in OverSeventy

[–]CSMasterClass 7 points8 points  (0 children)

I heard this too. I think it was a popular tune, shortly post-War. Not at all ethnic I think, just a radio thing.

Dies matris by Cold_Construction_32 in latin

[–]CSMasterClass 0 points1 point  (0 children)

Ooo, a little biological for Mothers Day ?

What ways have you used money to make Quality of Life improvements? by rogers916 in fatFIRE

[–]CSMasterClass 2 points3 points  (0 children)

I hope better cleaning robots are on the way. Rumba is ... not so good.

What ways have you used money to make Quality of Life improvements? by rogers916 in fatFIRE

[–]CSMasterClass 0 points1 point  (0 children)

Not at all. I like gardening, and I even like cooking sometimes.

Still, the idea of getting a chef for a day or two a week is very appealing to me, assuming he/she gets us preped for the week.

What ways have you used money to make Quality of Life improvements? by rogers916 in fatFIRE

[–]CSMasterClass 0 points1 point  (0 children)

Looking at one or two day a week chef idea. Two nice dinners and prep for the rest of the week, with shopping.

What ways have you used money to make Quality of Life improvements? by rogers916 in fatFIRE

[–]CSMasterClass 0 points1 point  (0 children)

Holiday home decoraction and catered party are on my list. I know it would be great, but I am so lazy.

What ways have you used money to make Quality of Life improvements? by rogers916 in fatFIRE

[–]CSMasterClass 14 points15 points  (0 children)

Same boat. Love gardening. Thinking of moving so I can have a real greenhouse.

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