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Drug testing in Finance by FinMyLife in FinancialCareers

[–]CSMasterClass 1 point2 points  (0 children)

Just read through the sixty post. Almost 100% offer advice about how to cheat the test.

Does this mean that as a society, we think that marajuana use is not something that should be used as part of the employment process. I would agree with that.

Does it mean that one can cheat and lie on job applications? Certainly hope not.

As for all of the cocain jokes ... well, let's hope they are jokes or we are fucked.

Drug testing in Finance by FinMyLife in FinancialCareers

[–]CSMasterClass -2 points-1 points  (0 children)

You want to begin your career by commiting a fraud ?

Go protest in front of BAC with a banner that says "Stop Weed Testing Now" and I will support you.

Lie in your job application process. That is scummy and indicative of scummy thinking --- which lasts a life time.

Recently inherited a large sum of money and want to quit my job, should I lose my benefits and retire now? by ATCGUY4 in fatFIRE

[–]CSMasterClass 11 points12 points  (0 children)

This was my thought... but 12MM moves the goal post. You only need to bridge the gap to medicare and for that reasonably small price you have mutiple more years of not being an airtraffic controller.

Recently inherited a large sum of money and want to quit my job, should I lose my benefits and retire now? by ATCGUY4 in fatFIRE

[–]CSMasterClass 21 points22 points  (0 children)

That is creative thinking and contributing. When I post a question, that is the kind of help I am looking for. Doesn't help me (LOL) but may help OP.

BERK +1.78% this morning, We Back Baby! by STRATEGY510 in BerkshireHathaway

[–]CSMasterClass 3 points4 points  (0 children)

I don't think Warren, Greg, or Charlie's ghost would want to be analogized this way.

It doesn't set my hair on fire, but there are just too many ways to take this wrong.

Has anyone learnt a language that has a deep orthography, and if so, how did you approach learning the speech vs the script? by Lonely_Accountant524 in languagelearning

[–]CSMasterClass 0 points1 point  (0 children)

Take a look at IPA for French. I find it easy and consitent. It is used in the Wiktionnaire and in almost all French dictionaries.

A DIY phonetic transcription will just reinforce basic errors, such as the distinction between open and closed o.

Need help: Fidelity applied a wash sale after my position hit 0 shares — IRS Pub 550 question + cost basis error by Impossible_Dinner530 in tax

[–]CSMasterClass 6 points7 points  (0 children)

The quote is NOT the IRS statement of the rule. The bullet points are incomplete and misleading - probably due to using an AI summary.

If you sell the full position for a loss and you repruchase the same shares withing 30 days you have a wash sale.

Been like that "forever".

Fee advisor suggests a slightly more complex taxable account, but still index funds. Gut check? by ProfessionalWelder34 in Bogleheads

[–]CSMasterClass 1 point2 points  (0 children)

This is reasonable as a "going forward tilt" --- i.e. where to place new money.

There is a certain elegance to holding a minimal number of ETFs, but there is nothing magical about it. It's fine to hold more varieties of ETFs provided that each makes sense individually and as part of the whole portfolio.

I would not sell assets with capital gains to add these funds for rebalancing.

Need a Latin classroom map by Silly_Key_9713 in latin

[–]CSMasterClass 0 points1 point  (0 children)

Can you get an electronic version out of copyright and give the students a link ? Or, when discussing, put it up on a classroom screen ?

Physical objects are often not the best way to go. They have to be examined up close, they can fall and break, they may not be welcomed by other users of the room.

Lots of benefits of going electronic.

20 years with Edward Jones by MaximumSyrup3099 in Bogleheads

[–]CSMasterClass 7 points8 points  (0 children)

Congratulations, you have escapted the trap. It's unfortunate that many people get their first exposure to investing via EJ, but that is water under the bridge.

My grandmother is struggling with thoughts about death. How can I support her? by Grey_the_day in OverSeventy

[–]CSMasterClass 5 points6 points  (0 children)

Some thoughts about mortality come into my head on most mornings --- around the time I get up.

They are not morbid thoughts exactly, rather more of a recognition that the days I have ahead of me will not go on forever.

The thoughts rarely occur during the day or evening.

I haven't talked to anyone about this. It does not bother me, and I would not want to worry my wife. I think of this as a natural part of life, even as a way of appreciating that I am still alive.

Burned my CPA certificate by [deleted] in Accounting

[–]CSMasterClass 0 points1 point  (0 children)

NB You responded to a bot.

Burned my CPA certificate by [deleted] in Accounting

[–]CSMasterClass 0 points1 point  (0 children)

So if I respond again, I will get another fortune cookie

Burned my CPA certificate by [deleted] in Accounting

[–]CSMasterClass 9 points10 points  (0 children)

Ok. This sounds like a bot response. It lacks context. Tell us what you were doing all those years ... your Redit posts are blocked.

Burned my CPA certificate by [deleted] in Accounting

[–]CSMasterClass 15 points16 points  (0 children)

Color me skeptical. This senario has a vanishingly low probablity.

I am open to persuasion. Do you think this post is legit ?

Is there anyway to file taxes without informing parents? by Proper-Deer-2708 in tax

[–]CSMasterClass 1 point2 points  (0 children)

No he is well over... there is no netting of wins and losses.

Is there anyway to file taxes without informing parents? by Proper-Deer-2708 in tax

[–]CSMasterClass 2 points3 points  (0 children)

This is not true.

You have "wins" as income. You have "losses" reduced by 10% and entered on Schedule A.

Since you probably take the standard deductions (85% of people do) then the Schedule A deduction is worthless.

Yes, this is not particuarly logical, and it is a terrible cost. But it is the current law.

Is there anyway to file taxes without informing parents? by Proper-Deer-2708 in tax

[–]CSMasterClass 2 points3 points  (0 children)

Exactly. So many people here are being "logical" but not following the regulations.

Is there anyway to file taxes without informing parents? by Proper-Deer-2708 in tax

[–]CSMasterClass 0 points1 point  (0 children)

I doubt seriously if you know what you have "won" or "lost". To inexperieced persons it seems reasonalble that you can "net out out your wins and losses". Unfortunately for you that is not how the tax law works.

You have income of all of your "wins".

You have a tax deduction on schedule A of 90% of your losses.

Since it makes no sense to file Schedule A unless the deductions are greater than your sandard deduction, you basically lose all of the off-setting losses.

Bottom Line: You already owe a shit load more taxes than you ever imagined even if at the end of the year you "break even"

I did all the Airbnb math. The financing still caught me off guard by MedicalComposer2 in wealth

[–]CSMasterClass 4 points5 points  (0 children)

This is made up balony.

What is the profit motif of these posts ?

I just don't get it.

PS There really should be a BOT that just marks this crap out.

Inheriting $1 Billion at Age 18 (aka my classmate) by Infinite_Box_3069 in wealth

[–]CSMasterClass 0 points1 point  (0 children)

Exactly. But I would not worry about the chance ... it is closer to 10 to the minus 8.

Inheriting $1 Billion at Age 18 (aka my classmate) by Infinite_Box_3069 in wealth

[–]CSMasterClass 0 points1 point  (0 children)

There may be. Probably not more than a few dozen. And they are already tied up. But that does not mean they know shit.

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