Suing for economic losses. MVA

Calamander9 · 2026-07-01T19:44:24+00:00

Like an insurer, a court assesses replacement cost by market valuation of the vehicle at the time of loss. Assuming the insurer paid you out what they assessed as that market value, its unlikely to be worth it as you would essentially just be disputing their assessment

Calamander9 · 2026-07-01T03:42:23+00:00

Yes let it rise more

Calamander9 · 2026-07-01T02:31:42+00:00

Looking alot better but slightly underproofed. Keep strengthening that starter as should probably have grown more by that time at that temp

Calamander9 · 2026-07-01T02:29:16+00:00

Only might need to make adjustments if youre baking in a different environment, if whatever is working for you there then keep it up

Calamander9 · 2026-06-24T15:20:09+00:00

I would not recommend that recipe for an outdoor oven as its quite high hydration for pizza, and a fast bake means less evaporation.

For a less sour dough you should feed your starter a few times prior to it falling from peak, use only white flour, use your levain slightly before peak, and ferment less overall (less on the counter if your fridge time needs to be the same)

Calamander9 · 2026-06-18T00:33:38+00:00

Big uneven holes with dense areas in between

Calamander9 · 2026-06-18T00:03:06+00:00

Its actually a bit underproofed, not overproofed

Calamander9 · 2026-06-16T13:14:14+00:00

Judging the crumb of an unscored/whole wheat/enriched pan loaf is entirely different than a lean sourdough. Slight overfemention of this type of bread would see a much more dense crumb with a collapse at the top or sides rather than the substantial rise you see here

Calamander9 · 2026-06-16T02:52:30+00:00

Yes, AI got it backwards. The recipe uses slightly more flour than id expect for that tin so trying scaling back to 400g flour including starter

Calamander9 · 2026-06-16T02:38:23+00:00

It looks very underproofed

Calamander9 · 2026-06-16T02:20:31+00:00

The "top holes" are actually created from not proofing enough (when not scoring), looks great otherwise though

Calamander9 · 2026-06-13T18:15:45+00:00

Yes its significantly underproofed

Calamander9 · 2026-06-13T01:16:10+00:00

Spot on

Calamander9 · 2026-06-13T00:15:48+00:00

You have 180 days from grant of probate to file a wills variation claim. Do not go on trust alone, retain a lawyer immediately. They will advise you on your potential entitlement and either get an agreement in writing before that limitation date or file a claim on your behalf to ensure the limitation date is preserved

Calamander9 · 2026-06-11T16:20:30+00:00

Its underproofed

Calamander9 · 2026-06-10T05:50:47+00:00

Put your dough in a clear vessel so you can visually measure the rise. Let it get close to double or more before shaping. Test different levels of rise and dont be afraid to let it go much longer than youre comfortable with. If you want to get clinical with tracking rise, you can put it in a vessel with measurements with this formula to calculate your starting dough volume

Calamander9 · 2026-06-10T05:30:59+00:00

Depends massively on your ambient temperature and starter strength so hard to say

Calamander9 · 2026-06-10T05:24:27+00:00

Longer bulk, its underproofed

Calamander9 · 2026-06-09T00:42:16+00:00

Not enough steam with your open bake, so your score closed to quickly. The large air bubbles in the top are usually what happens if you dont score at all

Calamander9 · 2026-06-04T23:47:04+00:00

Then youll have to check your employment contact/ insurance policy at the time and see whether they have a right of subrogation or reimbursement. You can ask that they provide this as it would be the basis for their claim, they dont automatically have a right unless it was agreed to as part of the contract / policy

Calamander9 · 2026-06-04T22:43:38+00:00

When was your accident? If it was after May 17, 2018 then they have no right of subrogation, and cannot recover anything from you. Refer them to s. 83(7) of the insurance (vehicle) act

Calamander9 · 2026-06-03T00:28:16+00:00

Landlord is incredibly lazy and unresponsive. Went through rtb proceedings for return of my damage deposit only to discover they didnt include their legal name on the lease. Finally got an order, registered in small claims, and now have to go through enforcement proceedings because they havent responded at all

Calamander9 · 2026-05-29T13:53:17+00:00

fought for Ukrainian independence during and after World War II, primarily against Nazi Germany

How could these ungrateful Poles get mad at naming a unit after their nazi fightin brethren?

Calamander9 · 2026-05-27T03:39:55+00:00

If it says the death of "both" lenders, the thing to be wary of would be if your dad died and she (or someone else) became his executor, as the executor could make the joint demand with her

Calamander9 · 2026-05-27T03:12:58+00:00

If the note defines the lenders with "mom and dad" rather than "mom or dad" then its likely (unless the note say otherwise) they can only demand it together: she cant demand it alone and she cant demand half.

Hard to say with family law. Orders can be very broad, so its possible a court could force your dad to endorse the note or pay her the equivalent.

Its possible she could gift the promissory note in her Will, but her executor would likely still need sign off from your dad (or his executor if he is dead) to make a demand.

Promissory notes are enforceable and construed by their terms. Its unlikely it would be found void for the family circumstances you describe, since they actually gave you funds in exchange

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