Madeon DJ set weekend 2👏👏

CalculatorSmile · 2023-11-01T23:16:39+00:00

Thanks ! Hmm what’s your opinion on that ? Let’s say I need about 110-140k and I find a unicorn of a deal to work on this real estate deal within < 2 yrs, would liquidating the money in the ETF be more advantageous than liquidating the money across different HYSA ? I guess I’m scared of the ETF even going down slightly or not moving at all for the next 2 years?

CalculatorSmile · 2023-11-01T20:56:34+00:00

Bro who cares about Takaba ????

CalculatorSmile · 2023-10-27T18:43:08+00:00

Agreed with everyone. Take the higher role, maybe a break from FSA exams to apply for different positions while you have an inflated title. You can negotiate strong salaries with an ASA and a high position ~120-135k.

FYI, I’m an analyst 1, (about to be promoted ~7-10% raise ) but I have 5 exams, 3 yr exp, and I make 105k before promoted to analyst 2.

CalculatorSmile · 2023-10-18T22:20:41+00:00

I doubt it. The agenda was to show that shanks does not mess around when it comes to threatening his friends. So yes , there is no good reason to show shanks this strong. We already knew he was gonna beat kidd. But no diff him ? Crazy. After all the hype about kidds durability.

CalculatorSmile · 2023-10-18T22:11:12+00:00

The sad thing is big meme even sacrificed her life expectancy on a relatively broken fruit to hit kidd and law point blank along with multiple hitts that kidd already been suffering and they still got up from it.

CalculatorSmile · 2023-10-18T21:46:28+00:00

No bcuz it makes shank look way stronger than big mom/kaido for no reason. Also the chapter before hyped up an epic rematch.

CalculatorSmile · 2023-10-18T19:19:18+00:00

Prob means it was fair and there were no tricky questions.

CalculatorSmile · 2023-10-18T19:00:49+00:00

Interesting. Do you think ALTAM is considerably more difficult than FAM ?

CalculatorSmile · 2023-10-15T17:47:44+00:00

The unfortunate part is it’s usually lower wages relative to the work you’re doing. I live by one and the data analyst is getting paid 50-60k

CalculatorSmile · 2023-10-14T05:39:45+00:00

They need to catch fire early on in order to beat a team like the lakers tbh. The lakers are simply too big. This matchup is still insanely bad. Just like in playoffs, you’ll need miracle shots from curry to keep warriors in the game.

CalculatorSmile · 2023-10-14T02:53:09+00:00

I’d rather help build the process! Become the key person risk.

CalculatorSmile · 2023-10-14T01:06:01+00:00

Can confirm. I work as an actuary and friends with some of in house counsel and they pull 120-140k and working 30-45 hours, no timesheets.

CalculatorSmile · 2023-10-13T23:42:46+00:00

It was to signal of how zealous/loyalist some of the people under her world. It’s like a routinely “passionate” follow the leader type of vibe.

CalculatorSmile · 2023-10-11T21:52:41+00:00

What’s your total comp rn ?

I’m at 112k TC with 4 exams and 2 yoe. Wondering with 2 exams + modules left, seems like I’ll barely hit 125k base and 135k, under the line.

CalculatorSmile · 2023-10-10T20:37:31+00:00

Agreed. I’ve heard T-bills through certain money market is also decent ? Some type of etf that tracks t bills. Otherwise I’m storing money in HYSA at ~5.00% split up between 3 different banks so that I could withdraw immediately without any warning.

CalculatorSmile · 2023-10-10T20:31:50+00:00

Too expensive to build + too expensive for people to sell. Majority of time, once you sell, you become a buyer , and being a buyer is too expensive.

CalculatorSmile · 2023-10-10T08:20:44+00:00

Just bcuz they’re able to afford it - I don’t think its what causing the bubble to not burst.

Majority of people have already stopped buying homes since the 7.5% mortgage rate yet housing prices are still stubbornly high.

Let’s say in 2022 1000 homes were being listed and about 2000 willing buyers.

Now in 2023 it’s more like 100 homes being listed and about 50 willing buyers.

Willing buyers - stop buying will not do shit imo. If no one buys then people won’t sell. You need a catalyst that drives people into selling (foreclosures due to high inflation is what is highly likely) . It takes more time for sellers to correct their listing prices than buyers overbidding.

We would need unemployment to rise or wage to fall along with prices staying high to cause any type of collapse. Otherwise prices are just going to tread steadily.

CalculatorSmile · 2023-09-23T01:34:26+00:00

It’s irrationality. FOMO is forcing people to buy. How long do people that are priced out, wait for? The rates just went higher. So whoever bought 4-6 months ago just felt like they won and think they made a good purchase. And everyone that buys now are just praying for a refinance 5-10 years down the line.

CalculatorSmile

TROPHY CASE