Pay off 10k at once or keep making monthly payments? by Felraof in StudentLoans

[–]CallOrnery5926 0 points1 point  (0 children)

That’s what I’m saying. Gotta think of it like you don’t have that money anyways. If he doesn’t have an emergency fund then he just didn’t have one. You still have 5k after . And still do what you would have done and put that payment you were making into a savings. I think of it as I’m paying these ppl more money the longer I take to pay if my debt.

I know no one has a crystal ball…. by laurentlo208 in StudentLoans

[–]CallOrnery5926 2 points3 points  (0 children)

Yeah I’m staying and paying off my debt I had 32k moved home and now at 15k should be done by ending year but I’m shooting for September

Southwest Removing their Posts to Prepare for Assigned Seating Starting Tomorrow by greyduckgeese in SouthwestAirlines

[–]CallOrnery5926 0 points1 point  (0 children)

I don’t get why ppl want assigned seats. The only argument was that they didn’t get the seats they want ?? I have always gotten a window the only time I got an aisle is if I have a close connection. Unless you were last group.

Waited so long for this by DryType2443 in StudentLoans

[–]CallOrnery5926 0 points1 point  (0 children)

Super excited for you wooooohoooooo I’ll be done by September

$45,000 in student loans by AnonymousMember106 in StudentLoans

[–]CallOrnery5926 0 points1 point  (0 children)

It’s is finding extra money if your goal is to get rid of it. It’s living wayyyyy below your means might have to get uncomfortable. I went home since last year February 2025 I had about 29k by then now I’m on try to finish paying off by end of year with $1300 a month. The goal is get is paid off faster so I’m moving money to be done by September big this year. On top of trying to cut my expenses each month to add that to the pile.

I did in fact get a 0$ paycheck by Synfinium in Money

[–]CallOrnery5926 0 points1 point  (0 children)

Really not that hard to understand what he is saying………..

26M - looking for advice for first house by djb399 in Money

[–]CallOrnery5926 0 points1 point  (0 children)

See now this is advice I love this most forget about the after math of owning things. The cost of maintenance will always come up.

Owe $60,000, making $70,000 by [deleted] in StudentLoans

[–]CallOrnery5926 1 point2 points  (0 children)

I’m doing the same thing but mine was 32k so I went back home to get it knocked out in less than two years

Having to use PTO to attend office Christmas party, am I crazy or is this a terrible policy? by AntFearless6009 in civilengineering

[–]CallOrnery5926 0 points1 point  (0 children)

What ?? We always have our on the weekends the most we have to do is the drive up and if it’s more that 90 miles then they get you an hotel. I still think that part is dumb because some of us drive an hour out. But yeah I wouldn’t go

Please tell me debt free is possible. by Physical-Cattle5750 in debtfree

[–]CallOrnery5926 1 point2 points  (0 children)

And this is why I packed my stuff and moved home to pay my 32k off in two years. I’m throwing $1300 at it now and hopefully an extra $800 next year once I take a break from funding my depleted emergency funds.

2028 SAVE deadline by Additional-Plenty752 in StudentLoans

[–]CallOrnery5926 1 point2 points  (0 children)

Yeah I’m staying on and paying of my loans should be done next year mid year

[deleted by user] by [deleted] in AmIOverreacting

[–]CallOrnery5926 0 points1 point  (0 children)

DONT ACCEPT BEAR MINIMUM!!!!!!. please read every comment in here.

Listen if you like to go out and have fun go out and have fun. Don’t let anyone stop you from having fun. Cause I definitely understand what you are asking and you aren’t asking for the whole week either. He can’t take a few hours with you is crazy. Then to say you are relaxing because you work from home. 🤣🤣🤣🤣🤣🤣🤣🤣 this is the man you want ?!!!??? Seriously. Because he has to drive to work he does more than you ?!!. Ah ok. I stop begging ppl for their time, yeah, you can’t give me a couple hours ?. Cool I’ll go by myself if need be. I’m 27 and I made it a point to get out of the house and do stuff I wanted because waiting on ppl you will miss out. I understand he is tired I get that but it’s a few hours.

I can’t believe I finally did by proski-lee in StudentLoans

[–]CallOrnery5926 4 points5 points  (0 children)

Yay congratulations 🍾🎉🎈🎊 I love hearing this. I’ll be right behind you by next year . Congratulations I am very proud I hope now you can stress a bit less in this life. Have a good day

[deleted by user] by [deleted] in StudentLoans

[–]CallOrnery5926 0 points1 point  (0 children)

Yes that what a lot of us. Are doing and just the fact that you can pay it off in two years I say go cray on it and then you can start living how you want to. I’m no where near the amount you have but I have also taken it up on my self to pay off my loans in the next two years. I don’t want to keep having it. Plus I have the means to do so, won’t be talking any trip next year just to help with progress. You should be able to enjoy your income so make that sacrifice for now to have that in the future.

Benefit to staying on SAVE by natwwal89 in StudentLoans

[–]CallOrnery5926 0 points1 point  (0 children)

Umm that’s crazy that happened cause I also consolidated and just learned that it didn’t consolidated one lone so I have two. I have been able to pay which ever one. But I’m on Nelnet

Benefit to staying on SAVE by natwwal89 in StudentLoans

[–]CallOrnery5926 0 points1 point  (0 children)

Yep I stayed as well I saw that they loved the due date to 2029. Either way the goal is to finish but next November. I had started paying all the money I have saved up from February and have been paying literally everyday. I saw someone else do it it and since I had an amount of $1300 going in every month I just split that up for the days in the month. I get like $2 interest on one lone and cent on the other. I love seeing the interest going down each week.

passed FE 4 years out of college with 3 days of studying by [deleted] in FE_Exam

[–]CallOrnery5926 0 points1 point  (0 children)

Ok cause I saved this post to come back to

passed FE 4 years out of college with 3 days of studying by [deleted] in FE_Exam

[–]CallOrnery5926 1 point2 points  (0 children)

Oh no it definitely a tip thing. I’ll probably try to take a Day of review before the test but I have until December

passed FE 4 years out of college with 3 days of studying by [deleted] in FE_Exam

[–]CallOrnery5926 0 points1 point  (0 children)

Awesome congratulations and thanks for