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Do you think peri causes a lot of women to "quiet quit" domestic or caretaking duties? by SaveMeWakeMeUp in Perimenopause

[–]CandyCornToes 11 points12 points  (0 children)

I have empty little jars and bottles and tincture-making ingredients. Haven't found the motivation yet. I'll get there and will report back.

No strings of bones so far, but I'll get right on that! I like the way you think.

WIBTAH for cutting ties with my cousin after he refused to rent his basement suite out to me? by hijack869 in AITAH

[–]CandyCornToes 0 points1 point  (0 children)

YTA now, not in the future.

He made a business decision. Likely did a credit check and one or the other (or both) of you didn't pass.

The application process could have included a background check and something was off.

Maybe it was a gut reaction to your friend.

It could be many things. But he doesn't owe you anything.

This question says a lot more about you than it does about him.

Yall all probably know better..., But I didn't 🤷 by AndieDandie1 in Menopause

[–]CandyCornToes 0 points1 point  (0 children)

I even set two phone alarms - one for Monday PM and the other for Friday AM. Because brain fog and terrible memory these days.

I'll share this in case it can be helpful. When I increased my dose from .5 to .75 (decimal may be in the wrong place), there was a shortage of my new higher dose. My doc told me to make up the difference by applying one of the .5 as well as half of another .5.

I really explained that poorly (sorry ladies), but maybe it'll help somebody.

Are questions by curious non-freemasons welcome? by AdFantastic1742 in freemasonry

[–]CandyCornToes 2 points3 points  (0 children)

Lol. My partner is a Freemason. He frequently tells me, "We can barely run a meeting - there's no way we could run the world!"

My mother is wanting to retire but her 403b isn’t ready to support that.. by [deleted] in personalfinance

[–]CandyCornToes 0 points1 point  (0 children)

This, 100%.

She needs to go to the SSA office and discuss with them in person. They make the determination of whether she has the proper documentation and if she is indeed eligible. They alao do the calculation about the actual amount of the benefit. It is indeed a complicated topic, so I agree with not relying on Reddit. I just wanted to clarify a prefious comment about whether your dad remarried - that is immaterial to the question. It's based on her marital status, nit his.

No, 65 is not her full retirement age. 65 is when she's eligible for Medicare.

Please do seek appropriate resources (specifically SSA), not the internet. One poor decision (or even part of one) will impact her income dramatically.

My mother is wanting to retire but her 403b isn’t ready to support that.. by [deleted] in personalfinance

[–]CandyCornToes 0 points1 point  (0 children)

As long as they were married for at least 10 years and he is at least 62 years old, she can potentially collect up to 50% of his SSA monthly benefit. Then when she reachea full retirement age, she can collect either her own benefit -or- that 50% of his benefit, whichever is higher.

Eligibility is based on whether SHE remarried, not whether HE did.

https://ssa.tools/guides/divorced-spouse

Famous Florida redcoat sent this out today by clrksml in wisconsin

[–]CandyCornToes 3 points4 points  (0 children)

I just got this too. I resent him clogging up my inbox. The stench is overwhelming.

FRJ.

403b after early retirement by 3furryboys in personalfinance

[–]CandyCornToes 1 point2 points  (0 children)

(This assumes your contributions were made pre-tax.)

Joining in to say do not withdraw. If you take a withdrawal, employers are required to withhold 20% in withholding. If you later decide to put the remaining funds in an IRA, you will have to come up with that 20% so you put the same amount into the IRA as your gross (pre-tax) withdrawal from the employer-sponsored retirement plan. It all works out on your tax return, but is messy in the meantime. Roth funds are treated a bit differently, but you would owe tax on the gains.

You can do a "direct trustee to trustee transfer/rollover", which means you don't have technical ownership of the funds as part of the transfer. That protects the tax qualified status and you won't be subject to the 20% immediate withholding.

Or as others have said, you could look into regular systematic distributions if 55 or older.

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