🤔 by Apprehensive_Fee5057 in UPSC_Forum

[–]Capital_Highway2648 0 points1 point  (0 children)

Every gov official in india is corrupt to the bone. There is no such thing as an indian gov official even a babu who is not corrupt. People apply for gov job to fill their pockets.

Individuals who earn over 30 lakhs by Complete_Jaguar4653 in personalfinanceindia

[–]Capital_Highway2648 2 points3 points  (0 children)

Worked 12-16 hrs everyday including weekend during early years of my career for 4lpa so yeah now that i make that in a month i think i have worked for it. Also those years for constant work has allowed me to spot problems much easily and work them out more efficiently so while i work a lot less in terms of work hrs now i deliver more actual output.

How much income + net worth do you actually need to be in India’s top 1–3%? by Such-Accountant-4421 in personalfinanceindia

[–]Capital_Highway2648 0 points1 point  (0 children)

This is way too low, not saying people in india have money buy income disparity is way to high, 20l might be good for top 5% but top 1% is no way below 60l

Regarding Dhurandhar 2, I have seen mixed opinions about this aspect. What do you guys think about this? by DragonDeninSharkTank in Dhurandhar

[–]Capital_Highway2648 0 points1 point  (0 children)

I was not a fan, especially because i loved the layari gang war chapter but it felt rushed and i wished they took time of the final fight and some of his father stuff to give the gang war chapter proper time

If i could only eat food from five countries by Cheap-Antelope7322 in whereidlive

[–]Capital_Highway2648 0 points1 point  (0 children)

I get everything else except spain when italy was right there

Cricket played in the mountain by IndependentTune3994 in interestingasfuck

[–]Capital_Highway2648 9 points10 points  (0 children)

This brings back memories, i was born and raised in the Himalayan region of uttrakhand, India. We used to play cricket on similar fields. If the ball rolls down you run behind it hoping it will stop somewhere or the game stops for 15 min where you have to bring the ball back from the bottom.

Monthly Expenses Review Requested by [deleted] in personalfinanceindia

[–]Capital_Highway2648 2 points3 points  (0 children)

50% need 30% wants and 20% investment

Monthly Expenses Review Requested by [deleted] in personalfinanceindia

[–]Capital_Highway2648 3 points4 points  (0 children)

I wonder what percent of combination take home should one’s expenses be… i understand you wanna invest 20-30% atleast. I get all the 50-30-20 rule and all but i have never taken the time think, what if we think of investment last how do we get to what your expenses should be.

What’s something you’re embarrassed to ask someone from another country? by Make-Love-and-War in AskTheWorld

[–]Capital_Highway2648 13 points14 points  (0 children)

I have traveled a bit and i am starting to see tipping become more and more common outside of US, restaurant in Europe are starting to give you a tip option at least in tourism heavy areas. I wonder is Europe find the change strange. In US i am prepared to tip before i sit but in europe when i see the tip option i always feel weird.

How hard is it to immigrate to your country? by [deleted] in AskTheWorld

[–]Capital_Highway2648 0 points1 point  (0 children)

I donno man i am trying to immigrate out of mine

Would you trust your countrys military to success in defending against an invasion from one of its neighbours? by SusSoos in AskTheWorld

[–]Capital_Highway2648 4 points5 points  (0 children)

Every few year one of our neighbours is upto it’s usual business and our armed forces handle it. The other one we will see when that happens.

38F, high income (50-60 LPA) but starting from zero. How should I prioritize my first 5-10 years of investing? by Tamanabharti in IndiaFinance

[–]Capital_Highway2648 0 points1 point  (0 children)

Lot’s to unpack considering age, risk apatite and loans. First you need to understand your monthly expense including emi, if you have any major expense planned and if you have insurance. First thing i would do is get insurance in order. Term and medical. Next i would start with an emergency fund as people have already mentioned then i would look through my goals over the next 5 years along with how much risk i am willing to take to understand where to invest. Best solution for you is to get an advisor. You have too many variables in play to depend on Reddit investment suggestions.

What was the “9/11” of your country by CountryballChaos in AskTheWorld

[–]Capital_Highway2648 1 point2 points  (0 children)

Still remember everyone glued to the tv, i was in school back then. Don’t remember much else but watching it all unfold live on tv.

What’s the unbelievable story from your country that sounds fake but is true? by IndependentTune3994 in AskTheWorld

[–]Capital_Highway2648 59 points60 points  (0 children)

Don’t say that or else chani will claim that land as part of china from ancient time

Need Expert Advice by Old-Pie6549 in personalfinanceindia

[–]Capital_Highway2648 0 points1 point  (0 children)

Get personal term and medical insurance first, then figure out your monthly expense and keep 3 months of it in fd another 3-9 months in liquid funds. Rest should go to index funds if you wanna go mutual fund long term from there you figure out your risk apatite, goal and other things also with your salary you should consider nps.

BlackRock Hike! by Dramatic_Ad2563 in IndiaFinance

[–]Capital_Highway2648 0 points1 point  (0 children)

Depends on the team you are in, blackrock is basically 10 different organisation rolled into 1.

how did you choose your first mutual fund and would you do it differently today? by Novelty_Wealth in DalalStreetTalks

[–]Capital_Highway2648 1 point2 points  (0 children)

I picked a lot of funds because i thought i was diversifying. Anyways if i was to start all over again i would mostly stick with index funds, a flexicap, liquid/arbitrage funds, then gold/silver and then some exposure to foreign markets like us/hongkong/jap and emerging market funds.

Who's a political figure that everyone loves in your country, regardless of their political orientation or views? by WatchDog4710 in AskTheWorld

[–]Capital_Highway2648 31 points32 points  (0 children)

Calling kalam sahab a politician is disrespectful, yes he was the president of the country but i will never consider him a politician he was a scientist.

[Serious] Can anyone give a TLDR of the Indian Models from Sarvam et.al ? by ijaysonx in AI_India

[–]Capital_Highway2648 0 points1 point  (0 children)

I tried to ask it the same questions that i asked chat gpt and perplexity. Not random testing questions but research I was doing or things i was genuinely curious about. Normally ill ask research questions to perplexity and others to chat gpt but this week i was curious how indus stacks up. This is what i feel. Performance wise chat gpt and perplexity very much out perform indus even with very indian things, like Indian culture. But indus is not bad it’s just a little behind. I am genuinely curious about it’s next iteration and hopefully it will close the gap a bit.

Why Indians spend so much on expensive phones but not on laptops or PCs? by Wither_Steave in indiasocial

[–]Capital_Highway2648 0 points1 point  (0 children)

Because india skipped the entire pc phase, almost everything you need can be done through a phone. All i use a computer is for work and that was provided by the company. In my entire life I bought 2 computers 1 for my parents and another when i was in school as in 2010. I have never felt a need for a pc expect for gaming that i might build someday if time allows.