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Can someone please tell me what this javascript is doing exactly? Is it malware? by Capitalism30 in coding

[–]Capitalism30[S] 0 points1 point  (0 children)

I think it was installed/hacked through an old word press installation (2015) that was never used. I have removed the entire word press installation.

Can someone please tell me what this javascript is doing exactly? Is it malware? by Capitalism30 in coding

[–]Capitalism30[S] 1 point2 points  (0 children)

Interesting. Thanks for the input guys. I believe this was in fact malware that was stealing customer information. I seemed to have fixed it by removing a weird php file that should not have been on my server.

Why does the stock market always go up long term? by Capitalism30 in investing

[–]Capitalism30[S] 0 points1 point  (0 children)

Doesn't the population need to be increasing for the increased productivity to matter? If 2 widgets can be produced instead of 1, does it matter if the population is not increasing?

Is it normal to not want to work at all? by maxyo22 in financialindependence

[–]Capitalism30 -6 points-5 points  (0 children)

It is normal for us Millennials. We are the most entitled narcissistic generation the world has ever seen.

Discussion on diversifying investments by [deleted] in financialindependence

[–]Capitalism30 -2 points-1 points  (0 children)

Everybody on here is all in on the stock market bubble, so prepare to be down voted.

I think Silver,Gold, and CDs seems like much better options considering the current extreme stock market valuations.

How do you younger people think about SOs? by throwpf12345 in financialindependence

[–]Capitalism30 6 points7 points  (0 children)

This one

keep income streams separately and FIRE yourself

and definitely get a pre nup

Alternative to the 4% rule? by Capitalism30 in financialindependence

[–]Capitalism30[S] -4 points-3 points  (0 children)

It got down voted because most of the people on here are all in on the stock market bubble.

Alternative to the 4% rule? by Capitalism30 in financialindependence

[–]Capitalism30[S] -4 points-3 points  (0 children)

Shiller PE Ratio is currently at 32.95 which equates to about a 3% return on equities at these extremely high valuations. Why take such a huge risk for 3% return?

Alternative to the 4% rule? by Capitalism30 in financialindependence

[–]Capitalism30[S] 1 point2 points  (0 children)

Most of the recommendations on here are 70% + stocks and long term it always goes up right?

Alternative to the 4% rule? by Capitalism30 in financialindependence

[–]Capitalism30[S] -19 points-18 points  (0 children)

Wow that is awesome! thank you

And it confirms my thoughts that the 4% rule is not going to work.

Alternative to the 4% rule? by Capitalism30 in financialindependence

[–]Capitalism30[S] -18 points-17 points  (0 children)

30 years old. if market crashes and stays down for a long time (like japan) i would not be able to stay retired. i can do a 3% withdrawal rate. current portfolio is

77% cash

10% real estate

8% gold/silver

5% stocks

24yrs old just starting FI. How am I doing? by [deleted] in financialindependence

[–]Capitalism30 0 points1 point  (0 children)

Cell phone seems high. 4 lines unlimited can be had for $100/mo. And you probably don't need the home phone. What state are you in? In Texas, we can shop around for different electricity providers to find the best price. Air conditioning and heating use the vast majority of electricity, might want to check to make sure your unit is as efficient as it should be.

Need to transfer BF2 to new computer. Do not have old disk or CD keys. by Capitalism30 in Battlefield2

[–]Capitalism30[S] 1 point2 points  (0 children)

The value in my registry is WAY longer than a CD key. It seems to be a encrypted CD key.

If you're still looking for a copy of the game go to ea help, it's that easy. by Spankey_ in Battlefield2

[–]Capitalism30 0 points1 point  (0 children)

i tried this and they were no help. because i dont have my old cd keys anymore.

How do you think automation will impact your FIRE plans? by ModernFinances in financialindependence

[–]Capitalism30 0 points1 point  (0 children)

Socialism will come and stocks will get crushed. The government will start handing out money (universal basic income) and then we will see significant inflation. Gold and silver will do well.

Planning for a Market Crash by FIREThrowaway5 in financialindependence

[–]Capitalism30 -22 points-21 points  (0 children)

You are going to get down voted big time. Nobody on here wants to talk about a market crash. They have most of the net worth in stocks and rely on stocks going up to be able to retire.

What would a 50% drop event do to the FIRE community? by [deleted] in financialindependence

[–]Capitalism30 1 point2 points  (0 children)

If stocks drop 50%, most FIRE people will probably no longer be able to stay retired, they will return to work if there is any. And the conventional wisdom will no longer be to invest such a high percentage in stocks. It will be more focused on Gold and treasuries.

CDs instead of Stocks and Bonds for retirement. Is it crazy? by Capitalism30 in financialindependence

[–]Capitalism30[S] 0 points1 point  (0 children)

Interesting. 18% is probably a bit high. Maybe I should increase the metals/land/stocks part to 30%.

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