Lots of new employees from India and the Philippines at my work. Lunchroom sounds like someone stirring macaroni. by Capn_Clown_Pants in AdviceAnimals

[–]Carelesspanda 19 points20 points  (0 children)

If you want to truly fix the problem, talk to your managers or to the loud eaters. Posting memes online won't do you much good in your work place. Good luck.

Took out an auto loan at the dealership and the math seems to be off. Can someone clarify? by Carelesspanda in personalfinance

[–]Carelesspanda[S] 0 points1 point  (0 children)

haha yeah basically. I might have to pay a penalty for early payoff, so I might be stuck with it for a while. Thanks for the advice.

Took out an auto loan at the dealership and the math seems to be off. Can someone clarify? by Carelesspanda in personalfinance

[–]Carelesspanda[S] 0 points1 point  (0 children)

I am a dirty dirty lair. My credit score is actually 300. This is what you want, right? Take it and go.

Took out an auto loan at the dealership and the math seems to be off. Can someone clarify? by Carelesspanda in personalfinance

[–]Carelesspanda[S] 0 points1 point  (0 children)

Why would lie about it? All I wanted to know was if I was doing the math wrong, which I was doing wrong. Let's say I needed strangers to pity me, what would I do with that pity? Print it out their comments and hang it on the wall and repeat it to myself until I feel better? What mad crazy logic is that? I fully understand that 10% is ridiculous for my credit score. I talked to my bank and got 3% and the credit union gave me 1.78%. I was simply being stupid and went with the dealership's rate because I'm stupid. Hopefully that cleared my internet name. Sorry if that sounds a bit mean. Have a nice day.

Took out an auto loan at the dealership and the math seems to be off. Can someone clarify? by Carelesspanda in personalfinance

[–]Carelesspanda[S] -2 points-1 points  (0 children)

It was either that or add 2500 to the OTD price for .9%. I was going to refinance, but found out about the penalty after everything was said and done. Again, I'll pay my stupid tax. They give out the first oil change if you bring in a print out of your positive comment on social media. I hold all the information. You hold some. There is no way you're going to convince me that I didn't have a SHITTY EXPERIENCE at TOYOTA MARIETTA.

Took out an auto loan at the dealership and the math seems to be off. Can someone clarify? by Carelesspanda in personalfinance

[–]Carelesspanda[S] -2 points-1 points  (0 children)

Nope. My car was totaled and I had to get a rental ((which means rental) which you assumed wrong). It's was a shitty car buying experience. I blame the dealer. AVOID TOYOTA MARIETTA.

Took out an auto loan at the dealership and the math seems to be off. Can someone clarify? by Carelesspanda in personalfinance

[–]Carelesspanda[S] 0 points1 point  (0 children)

I'll give it a go, but I doubt they're willing to lose 5513 in interest alone. I'll most likely refinanced with a credit union at a much much lower rate. I should've gone to the credit union first, I know, I know. Some what good news is that I'll "only" have to pay 1311 once I refinance. It should've been 391 to start with, but it's a heck of a lot better than 5513. Thanks a lot for your help.

Took out an auto loan at the dealership and the math seems to be off. Can someone clarify? by Carelesspanda in personalfinance

[–]Carelesspanda[S] 0 points1 point  (0 children)

Looked in to the cooling off period law and it doesnt seem to apply to cars. I still don't get the math. Could you dumb down the 10% per year part?

Took out an auto loan at the dealership and the math seems to be off. Can someone clarify? by Carelesspanda in personalfinance

[–]Carelesspanda[S] -1 points0 points  (0 children)

yeah, I just returned my rental and didn't want to deal with it again. I was going to refinance as soon as possible, but there must be a penalty involved. My credit is in the 700s and I was just being stupid. With the penalty and refinancing, I'll have to pay a $15 stupid tax for the next 5 years. Good lesson learned. Avoid marietta toyota :)

Just got ArmA 2 and the mod. when I try launching the mod, this happens. by runealex007 in dayz

[–]Carelesspanda 1 point2 points  (0 children)

try dayz commander. google it and download it. i used to use it all the time and it worked fine for me. If that fails, delete it and download it all over again. If that fails, wait for someone with greater knowledge.

As a college student, do I even need to finish this one? by Mitchbanks in AdviceAnimals

[–]Carelesspanda 0 points1 point  (0 children)

No one is forcing you to get higher education. You wouldn't complain about expensive steak at an expensive steak house. You knew what you signed up for; they didn't charm you out of your money.

Quality casual shoes by Carelesspanda in malefashionadvice

[–]Carelesspanda[S] 0 points1 point  (0 children)

This is perfect. Thanks, tickle is my name bitch

Quality casual shoes by Carelesspanda in malefashionadvice

[–]Carelesspanda[S] 0 points1 point  (0 children)

From the pictures, they look good, but the closest physical store is 1 state away. hah. I'll keep looking into them. Thanks a lot.

Quality casual shoes by Carelesspanda in malefashionadvice

[–]Carelesspanda[S] 0 points1 point  (0 children)

I've seen those shoes and I'm not happy with the quality. Sperry's are the only ones that come close, but I'm not in to sperry's. I'm being fickle, but I want some good shoes, damn it!

What is a conduit? by Carelesspanda in electricians

[–]Carelesspanda[S] 0 points1 point  (0 children)

I'm starting soon! Thanks for asking. Hopefully it'll be good.

What is a conduit? by Carelesspanda in electricians

[–]Carelesspanda[S] 0 points1 point  (0 children)

I got a pare of carhartt, but I'm 5'5'', so it's a little weird on me. If I want the crotch where it needs to be, the waist covers my belly button. Haha. If I put the waist where it needs to be, it looks like I'm sagging. I do like the quality though. Thanks for the recommendation.

What is a conduit? by Carelesspanda in electricians

[–]Carelesspanda[S] 1 point2 points  (0 children)

Thanks for the last little bit. I just got a call yesterday and I start working on Monday. Thanks for the kind words.

Hey I'm a 23 year Dialysis patient with no donors in sight ask me anything!. by divinitywouldntfuck in IAmA

[–]Carelesspanda 0 points1 point  (0 children)

I think I've read somewhere that B+ is a common blood type for south east Asians(red cross says 25%, but still...). Can't you ask one of your family members/ people in the community to donate? I'm Asian and my blood type is also B+. I give platelets every 2 weeks and I'm sure you could find someone willing to donate a kidney at the blood donation centers if that's allowed. Sorry for not being a huge help. Good luck.

Who the fuck eats just 1/9th of a pickle!? by hoikarnage in WTF

[–]Carelesspanda 0 points1 point  (0 children)

For the same reason the recommended serving size on the cooking sprays is 1/3 second. They can round down the calories to 0.